Mortgage Lenders and Brokers in Narragansett Pier, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Narragansett Pier, Rhode Island mortgage lenders include The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, Navigant Credit UnionNavigant Credit Union693 Broad St, Central Falls, RI 02863A+5.0 ★Texas Ratio: 3.30%, Citizens Bank, NACitizens Bank, NA965 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA257 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 4.14%, Centreville BankCentreville Bank777 Tiogue Ave, Coventry, RI 02816A5.0 ★Texas Ratio: 10.15%, Beacon Bank & TrustBeacon Bank & Trust3 Coventry Shoppers Park, Coventry, RI 02816A+5.0 ★Texas Ratio: 5.36%, BankNewportBankNewport330 County Rd, Barrington, RI 02806A5.0 ★Texas Ratio: 7.77%, Coastal1 Credit UnionCoastal1 Credit Union576 Metacom Ave Ste 1, Bristol, RI 02809 5168A+5.0 ★Texas Ratio: 1.68%, TD BankTD Bank231 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 3.71%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA280 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Narragansett Pier, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Narragansett Pier are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Narragansett Pier, Rhode Island
Market share is the lender's share of all home loans closed in Narragansett Pier, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo, HELOC | 6 +19 HELOCs |
5.6% | 100% | $741,666 | View |
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693 Broad St, Central Falls, RI 02863 A+5.0 ★Texas Ratio: 3.30% |
Conventional, Jumbo, HELOC | 4 +9 HELOCs |
3.7% | 80% | $830,000 | View |
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965 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +55 HELOCs |
2.8% | 100% | $1,195,000 | View |
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257 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
2.8% | 100% | $771,666 | View |
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777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
Conventional, HELOC | 3 +2 HELOCs |
2.8% | 100% | $418,333 | View |
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3 Coventry Shoppers Park, Coventry, RI 02816 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2.8% | 100% | $1,431,666 | View |
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330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
1.9% | 66.7% | $1,040,000 | View |
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576 Metacom Ave Ste 1, Bristol, RI 02809 5168 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 1 +9 HELOCs |
0.9% | 100% | $465,000 | View |
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231 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 50% | $1,315,000 | View |
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280 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
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50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,205,000 | View |
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2020 Diamond Hill Rd, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
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1155 Reservoir Ave, Cranston, RI 02920 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 2 | 1.9% | 66.7% | $880,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 2 | 1.9% | 100% | $3,315,000 | View |
Semper Home Loans, Inc
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Conventional | 1 | 0.9% | 100% | $725,000 | |
Rocket Mortgage
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Conventional | 8 | 7.4% | 80% | $540,000 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo | 4 | 3.7% | 100% | $1,077,500 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.8% | 100% | $565,000 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 2.8% | 75% | $305,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.8% | 100% | $218,333 | |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.9% | 100% | $1,240,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.9% | 100% | $1,120,000 | View |
United Wholesale Mortgage
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Conventional | 2 | 1.9% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 2 | 1.9% | 100% | $3,005,000 | View |
Direct Federal Credit Union
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Conventional | 2 | 1.9% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.9% | 100% | $555,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 1.9% | 100% | $590,000 | |
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A+5.0 ★Texas Ratio: 5.27% |
Conventional, Jumbo | 2 | 1.9% | 100% | $1,385,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 2 | 1.9% | 100% | $1,315,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $675,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.9% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.9% | 100% | $8,405,000 | View |
Primelending
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Conventional | 1 | 0.9% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,005,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $565,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 50% | $715,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.9% | 100% | $735,000 | View |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $755,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $695,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,075,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.9% | 100% | $965,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 0.21% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,285,000 | View |
East Coast Capital Corp.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,235,000 | |
Bristol County Savings Bank
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $475,000 | |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 33.3% | $605,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.9% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 0.9% | 100% | $865,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.9% | 50% | $575,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $585,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $515,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.9% | 100% | $705,000 | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,065,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.9% | 100% | $565,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.9% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
St. Anne'S Credit Union of Fal
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HELOC | 0 +1 HELOCs |
0% | n/a |
Narragansett Pier Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Narragansett Pier, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in Narragansett Pier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Narragansett Pier in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Narragansett Pier, RI
Use these to narrow the list above. Each category shows how many Narragansett Pier, RI lenders fit and what that kind of lender is usually best for.
Who Lends in Narragansett Pier, RI
Independent mortgage companies closed 37 percent of home loans in Narragansett Pier, Rhode Island in 2025, banks 53.7 percent and credit unions 9.3 percent. Embrace Home Loans, Inc. was the largest mortgage company, The Washington Trust Company, of Westerly the largest bank and Navigant Credit Union the largest credit union. Among lenders headquartered in Rhode Island, The Washington Trust Company, of Westerly led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Narragansett Pier, RI
By home loans closed in 2025, The Washington Trust Company, of Westerly was the largest mortgage lender in Narragansett Pier, Rhode Island with 6 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Narragansett Pier, Rhode Island in 2025, led by Nationstar Mortgage with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 10 credit unions closed home loans in Narragansett Pier, Rhode Island in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Narragansett Pier, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Narragansett Pier, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Narragansett Pier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
