Mortgage Lenders and Brokers in Willow Street, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willow Street, Pennsylvania mortgage lenders include Citizens Bank, NACitizens Bank, NA2923 Willow Street Pike N, Willow Street, PA 17584A+5.0 ★Texas Ratio: 5.44%, Univest Bank and Trust Co.Univest Bank and Trust Co.90 Willow Valley Lakes Dr, Willow Street, PA 17584A5.0 ★Texas Ratio: 6.10%, PNC Bank N.A.PNC Bank N.A.11 Long Ln, Willow Street, PA 17584A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank200 Willow Valley Lakes Dr, Willow Street, PA 17584A+5.0 ★Texas Ratio: 2.87%, Members 1St FCUMembers 1St FCU2538 Willow Street Pike N, Willow Street, PA 17584 9585A+5.0 ★Texas Ratio: 3.79%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willow Street, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willow Street are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willow Street, Pennsylvania
Market share is the lender's share of all home loans closed in Willow Street, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Willow Street 2923 Willow Street Pike N, Willow Street, PA 17584 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, Jumbo, HELOC | 3 +7 HELOCs |
2% | 100% | $1,188,333 | View |
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1 office in Willow Street 90 Willow Valley Lakes Dr, Willow Street, PA 17584 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $340,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Willow Street 11 Long Ln, Willow Street, PA 17584 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1 office in Willow Street 200 Willow Valley Lakes Dr, Willow Street, PA 17584 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2538 Willow Street Pike N, Willow Street, PA 17584 9585 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 6 +37 HELOCs |
4% | 60% | $126,666 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 5 +18 HELOCs |
3.3% | 83.3% | $241,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 3 +6 HELOCs |
2% | 100% | $381,666 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 75% | $98,333 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 2% | 100% | $255,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 100% | $195,000 | View |
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300 Willow Valley Lakes Dr, Willow Street, PA 17584 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $525,000 | View |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA | 2 | 1.3% | 100% | $350,000 | View |
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4417 E Main St, Belleville, PA 17004 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 50% | $95,000 | View |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $35,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $655,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.7% | 100% | $535,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2701 Sheaffer Rd, Elizabethtown, PA 17022 A+5.0 ★Texas Ratio: 1.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
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Conventional, FHA | 6 | 4% | 100% | $233,333 | |
Newrez LLC
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Conventional | 3 | 2% | 100% | $268,333 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 1.3% | 100% | $180,000 | View |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Presence BANK
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Conventional | 1 | 0.7% | 100% | $305,000 | |
| Conventional, FHA, VA | 22 | 14.7% | 100% | $288,181 | View | |
Rocket Mortgage
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Conventional, FHA | 17 | 11.3% | 94.4% | $180,294 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 6% | 100% | $346,111 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.3% | 62.5% | $295,000 | |
Mortgage Research Center
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VA | 4 | 2.7% | 80% | $332,500 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 2% | 100% | $298,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 2 | 1.3% | 100% | $235,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.3% | 100% | $215,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.3% | 100% | $330,000 | |
Village Capital & Investment
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FHA | 2 | 1.3% | 100% | $290,000 | |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $535,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.7% | 100% | $415,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.7% | 100% | $375,000 | |
NOVA Financial & Investment Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $815,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Oaktree Funding Corp
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 0.7% | 100% | $465,000 | View |
American Financing Corporation
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FHA | 1 | 0.7% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Credence Funding Corporation
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VA | 1 | 0.7% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mission Loans, LLC
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FHA | 1 | 0.7% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 100% | $475,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Willow Street Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willow Street, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Willow Street? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willow Street in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willow Street, PA
Use these to narrow the list above. Each category shows how many Willow Street, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Willow Street, PA
Independent mortgage companies closed 66.7 percent of home loans in Willow Street, Pennsylvania in 2025, banks 24 percent and credit unions 9.3 percent. Newrez LLC was the largest mortgage company, Citizens Bank, NA the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Univest Bank and Trust Co. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willow Street, PA
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Willow Street, Pennsylvania with 3 loans, about 2 percent of the market. The largest lender headquartered in Pennsylvania was Univest Bank and Trust Co. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Willow Street, Pennsylvania in 2025, led by Guild Mortgage Company with 4. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Willow Street, Pennsylvania in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willow Street, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willow Street, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willow Street. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
