Richboro, Pennsylvania mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA994 2nd Street Pike, Richboro, PA 18954A+5.0 ★Texas Ratio: 3.68%, Univest Bank and Trust Co.Univest Bank and Trust Co.940 2nd Street Pike, Richboro, PA 18954A5.0 ★Texas Ratio: 6.10%, Citizens Bank, NACitizens Bank, NA15 Newtown Richboro Rd, Richboro, PA 18954A+5.0 ★Texas Ratio: 5.44%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, TruMark Financial Credit UnionTruMark Financial Credit Union984 2nd Street Pike, Richboro, PA 18954A+5.0 ★Texas Ratio: 3.89%, TD BankTD Bank1064 2nd Street Pike, Richboro, PA 18954A+5.0 ★Texas Ratio: 3.71%, Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA 18104A+5.0 ★Texas Ratio: 5.45%, Hatboro Federal SavingsHatboro Federal Savings1401 Easton Rd, Hatboro, PA 18929A+5.0 ★Texas Ratio: 2.15%, and Merck Sharp and Dohme FCUMerck Sharp and Dohme FCU335 W Butler Ave, Chalfont, PA 18914A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richboro, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richboro are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Richboro, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Richboro 994 2nd Street Pike, Richboro, PA 18954 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 3.7% | 100% | $493,333 | View |
|
1 office in Richboro 940 2nd Street Pike, Richboro, PA 18954 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $465,000 | View |
|
1 office in Richboro 15 Newtown Richboro Rd, Richboro, PA 18954 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +21 HELOCs |
0% | n/a | View | |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 21 +23 HELOCs |
12.8% | 85.2% | $200,238 | View |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 4 +4 HELOCs |
2.4% | 80% | $160,000 | View |
|
984 2nd Street Pike, Richboro, PA 18954 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 3 +17 HELOCs |
1.8% | 50% | $231,666 | View |
|
1064 2nd Street Pike, Richboro, PA 18954 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
1.8% | 75% | $551,666 | View |
|
1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional, VA, Jumbo, HELOC | 3 +3 HELOCs |
1.8% | 100% | $788,333 | View |
|
1401 Easton Rd, Hatboro, PA 18929 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 1.8% | 100% | $211,666 | View |
|
335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $215,000 | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.2% | 100% | $795,000 | View |
|
1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 2 | 1.2% | 100% | $375,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $485,000 | View |
|
50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $465,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
911 2nd Street Pike, Richboro, PA 18954 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3100 West Tilghman Street, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.96% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
|
Conventional | 4 | 2.4% | 80% | $485,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 4 | 2.4% | 100% | $430,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.8% | 100% | $268,333 | View |
Affordable Mortgage Advisors
|
Conventional | 2 | 1.2% | 100% | $585,000 | |
Filo Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $515,000 | |
Freedom Credit Uniton
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
|
Conventional | 14 | 8.5% | 87.5% | $285,714 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
3% | 83.3% | $565,000 | |
|
A+5.0 ★Texas Ratio: 2.44% |
Conventional | 5 | 3% | 100% | $357,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 3% | 83.3% | $597,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 4 | 2.4% | 100% | $540,000 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 4 | 2.4% | 57.1% | $547,500 | |
Cmg Mortgage Inc
|
Conventional | 4 | 2.4% | 100% | $547,500 | |
Developer's Mortgage Company
|
Conventional, VA | 3 | 1.8% | 100% | $415,000 | |
Provident Funding Associates
|
Conventional | 3 | 1.8% | 100% | $688,333 | |
Keystone Funding, Inc
|
Conventional | 3 | 1.8% | 100% | $538,333 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 1.8% | 100% | $481,666 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 66.7% | $455,000 | |
|
A+5.0 ★Texas Ratio: 1.17% |
Conventional | 2 | 1.2% | 100% | $715,000 | View |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 2 | 1.2% | 100% | $490,000 | View |
Kind Lending, LLC
|
Conventional | 2 | 1.2% | 100% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $545,000 | |
Kwik Mortgage Corporation
|
Conventional, Jumbo | 2 | 1.2% | 100% | $670,000 | |
Arc Home LLC
|
Conventional | 1 | 0.6% | 100% | $725,000 | |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.6% | 100% | $565,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
Go Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $485,000 | |
Nbkc Bank
|
Conventional | 1 | 0.6% | 100% | $535,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.6% | 100% | $565,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.6% | 25% | $555,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.6% | 50% | $425,000 | |
Das Acquisition Company, LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $925,000 | |
Nation One Mortgage Corporatio
|
Conventional | 1 | 0.6% | 100% | $675,000 | |
American Financing Corporation
|
VA | 1 | 0.6% | 100% | $545,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.6% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.6% | 100% | $585,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
VA, Jumbo | 1 | 0.6% | 100% | $995,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $605,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $435,000 | |
Princeton Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Richboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richboro in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Richboro, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56.1 percent of home loans in Richboro, Pennsylvania in 2025, banks 21.3 percent and credit unions 22.6 percent. Mortgage America, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Police and Fire Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Univest Bank and Trust Co. led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Richboro, Pennsylvania with 6 loans, about 3.7 percent of the market. The largest lender headquartered in Pennsylvania was Univest Bank and Trust Co. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Richboro, Pennsylvania in 2025, led by Lending Capital Group, Inc with 1. 10 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Richboro, Pennsylvania in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richboro, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richboro, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.