Mortgage Lenders and Brokers in Oxford, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oxford, Pennsylvania mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA273 N 3rd St, Oxford, PA 19363A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association300 Commons Dr, Oxford, PA 19363A+5.0 ★Texas Ratio: 4.85%, Truist BankTruist Bank275 Limestone Rd, Oxford, PA 19363A+5.0 ★Texas Ratio: 2.87%, Citadel Federal Credit UnionCitadel Federal Credit Union105 Commons Dr, Oxford, PA 19363A+5.0 ★Texas Ratio: 2.94%, Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA 18104A+5.0 ★Texas Ratio: 5.45%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Meridian BankMeridian Bank1301 Skippack Pike, Blue Bell, PA 19422C3.9 ★Texas Ratio: 27.97%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, and Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oxford, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oxford are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oxford, Pennsylvania
Market share is the lender's share of all home loans closed in Oxford, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oxford 273 N 3rd St, Oxford, PA 19363 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.9% | 100% | $145,000 | View |
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1 office in Oxford 300 Commons Dr, Oxford, PA 19363 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +3 HELOCs |
1.5% | 100% | $525,000 | View |
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★ 1 stars, 1 review 1 office in Oxford 275 Limestone Rd, Oxford, PA 19363 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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105 Commons Dr, Oxford, PA 19363 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 4 +3 HELOCs |
5.9% | 80% | $170,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 3 | 4.4% | 100% | $331,666 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 4.4% | 100% | $158,333 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
1.5% | 100% | $215,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 1.5% | 100% | $595,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $315,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.5% | 100% | $475,000 | View |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4800 Edgmont Ave, Brookhaven, PA 19015 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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FHA | 1 | 1.5% | 100% | $225,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Horizon Farm Credit, ACA
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Conventional, Jumbo | 1 | 1.5% | 100% | $775,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $75,000 | |
BHCU d/b/a Propell Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 9 | 13.2% | 100% | $432,777 | |
Rocket Mortgage
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Conventional, FHA | 5 | 7.4% | 83.3% | $227,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 7.4% | 100% | $327,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 5.9% | 100% | $350,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 3 | 4.4% | 100% | $365,000 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 2.9% | 100% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.9% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 2 | 2.9% | 100% | $210,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $320,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.5% | 100% | $55,000 | |
| Conventional | 1 | 1.5% | 100% | $235,000 | View | |
Cardinal Financial Company, Li
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FHA | 1 | 1.5% | 100% | $195,000 | |
T2 Financial LLC
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Conventional | 1 | 1.5% | 100% | $295,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 1.5% | 100% | $325,000 | |
Rapid Mortgage Company
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $305,000 | |
Keystone Funding, Inc
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FHA | 1 | 1.5% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.5% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Oxford Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oxford, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Oxford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oxford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oxford, PA
Use these to narrow the list above. Each category shows how many Oxford, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Oxford, PA
Independent mortgage companies closed 69.1 percent of home loans in Oxford, Pennsylvania in 2025, banks 22.1 percent and credit unions 8.8 percent. Newrez LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Citadel Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fulton Bank, National Association led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oxford, PA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Oxford, Pennsylvania with 2 loans, about 2.9 percent of the market. The largest lender headquartered in Pennsylvania was Fulton Bank, National Association with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Oxford, Pennsylvania in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by Meridian Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Oxford, Pennsylvania in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oxford, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oxford, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oxford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
