Mortgage Lenders and Brokers in Lima, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lima, Pennsylvania mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, TruMark Financial Credit UnionTruMark Financial Credit Union3250 Tillman Dr, Bensalem, PA 19020 2027A+5.0 ★Texas Ratio: 3.89%, Mid Penn BankMid Penn Bank3900 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.25%, Harleysville BankHarleysville Bank271 Main St, Harleysville, PA 19438A+5.0 ★Texas Ratio: 1.05%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Iron Workers BankIron Workers Bank2201 Liberty Ave Ste 201, Pittsburgh, PA 15222 4512A+5.0 ★Texas Ratio: 0.00%, and Oceanfirst BankOceanfirst Bank1500 Market St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lima, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lima are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lima, Pennsylvania
Market share is the lender's share of all home loans closed in Lima, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 7.5% | 100% | $575,000 | View |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
3.8% | 66.7% | $515,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 3.8% | 100% | $625,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
1.9% | 100% | $365,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 1 +2 HELOCs |
1.9% | 100% | $465,000 | View |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 1.9% | 100% | $325,000 | View |
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271 Main St, Harleysville, PA 19438 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.9% | 100% | $325,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,005,000 | View |
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2201 Liberty Ave Ste 201, Pittsburgh, PA 15222 4512 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
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1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1.9% | 100% | $655,000 | View |
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1710 Union Blvd, Allentown, PA 18109 A-5.0 ★Texas Ratio: 14.98% |
Conventional | 1 | 1.9% | 100% | $505,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,105,000 | View |
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155 E Butler Ave, Ambler, PA 19002 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 1 | 1.9% | 100% | $465,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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4800 Edgmont Ave, Brookhaven, PA 19015 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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VA | 1 | 1.9% | 100% | $555,000 | |
MortgageCountry
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VA | 1 | 1.9% | 100% | $555,000 | |
BHCU d/b/a Propell Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional | 5 | 9.4% | 100% | $461,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 5.7% | 100% | $431,666 | |
loanDepot.com LLC
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Conventional | 3 | 5.7% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
3.8% | 100% | $450,000 | |
United Wholesale Mortgage
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Conventional | 2 | 3.8% | 100% | $465,000 | |
Rocket Mortgage
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Conventional, Jumbo | 2 | 3.8% | 100% | $1,010,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 3.8% | 100% | $495,000 | |
Keystone Funding, Inc
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Conventional, VA | 2 | 3.8% | 100% | $300,000 | |
Alliant Credit Union
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Conventional | 1 | 1.9% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 1.9% | 100% | $595,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.9% | 50% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.9% | 100% | $615,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 1.9% | 100% | $155,000 | |
T2 Financial LLC
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Conventional | 1 | 1.9% | 100% | $475,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $475,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $465,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.9% | 100% | $375,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.9% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 1.9% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.9% | 100% | $825,000 | View |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lima Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lima, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Lima? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lima in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lima, PA
Use these to narrow the list above. Each category shows how many Lima, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Lima, PA
Independent mortgage companies closed 56.6 percent of home loans in Lima, Pennsylvania in 2025, banks 30.2 percent and credit unions 13.2 percent. Quaint Oak Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Citadel Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citadel Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lima, PA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lima, Pennsylvania with 4 loans, about 7.5 percent of the market. The largest lender headquartered in Pennsylvania was Citadel Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Lima, Pennsylvania in 2025, led by Guaranteed Rate Affinity, LLC with 1. 4 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Lima, Pennsylvania in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lima, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lima, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lima. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
