Mortgage Lenders and Brokers in Emmaus, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Emmaus, Pennsylvania mortgage lenders include Keybank National AssociationKeybank National Association731 Chestnut St, Emmaus, PA 18049A+5.0 ★Texas Ratio: 4.81%, New Tripoli BankNew Tripoli Bank4892 Buckeye Rd, Emmaus, PA 18049A5.0 ★Texas Ratio: 8.82%, Truist BankTruist Bank1130 Chestnut St, Emmaus, PA 18049A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association1137 Chestnut St, Emmaus, PA 18049A+5.0 ★Texas Ratio: 4.85%, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA 18103. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Emmaus, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Emmaus are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Emmaus, Pennsylvania
Market share is the lender's share of all home loans closed in Emmaus, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Emmaus 731 Chestnut St, Emmaus, PA 18049 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 50% | $170,000 | View |
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1 office in Emmaus 4892 Buckeye Rd, Emmaus, PA 18049 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1% | 100% | $120,000 | View |
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★ 1 stars, 1 review 1 office in Emmaus 1130 Chestnut St, Emmaus, PA 18049 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1 office in Emmaus 1137 Chestnut St, Emmaus, PA 18049 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 12 | 5.9% | 75% | $85,833 | View |
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2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 12 | 5.9% | 85.7% | $161,666 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 6 | 2.9% | 100% | $343,333 | View |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $258,333 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $141,666 | View |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $160,000 | |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $150,000 | View |
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950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 1% | 100% | $25,000 | View |
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6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 2 | 1% | 100% | $220,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 50% | $205,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $65,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $205,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $315,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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5629 Route 873, Neffs, PA 18065 A+5.0 ★Texas Ratio: 0.56% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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3720 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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1401 Easton Rd, Hatboro, PA 18929 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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4029 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Newrez LLC
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Conventional, FHA, VA | 10 | 4.9% | 83.3% | $258,000 | |
First Commonwealth Federal Cre
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Conventional, HELOC | 5 +3 HELOCs |
2.5% | 83.3% | $49,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $35,000 | |
Northeast Equitable Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
The Victory Bank
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Conventional | 1 | 0.5% | 100% | $115,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 19 | 9.3% | 100% | $299,736 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 6.9% | 88.2% | $180,714 | |
Cmg Mortgage Inc
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Conventional, FHA | 10 | 4.9% | 100% | $237,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 4.4% | 100% | $179,444 | |
Keystone Funding, Inc
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Conventional, VA | 6 | 2.9% | 100% | $311,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 2.5% | 71.4% | $279,000 | |
Nationstar Mortgage
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Conventional | 5 | 2.5% | 83.3% | $51,000 | |
American Financial Resources LLC
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Conventional | 4 | 2% | 100% | $277,500 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 3 | 1.5% | 100% | $358,333 | View |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.5% | 75% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.5% | 60% | $41,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 1.5% | 100% | $361,666 | View |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.5% | 75% | $291,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 1% | 100% | $255,000 | |
| Conventional | 2 | 1% | 100% | $385,000 | View | |
T2 Financial LLC
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FHA | 2 | 1% | 100% | $335,000 | |
Mortgage Research Center
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VA | 2 | 1% | 50% | $250,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 1% | 100% | $275,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 1% | 100% | $120,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.5% | 100% | $385,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $35,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Visions Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $375,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $305,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $185,000 | |
Ohnward Bank and Trust
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Emmaus Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Emmaus, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Emmaus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Emmaus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Emmaus, PA
Use these to narrow the list above. Each category shows how many Emmaus, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Emmaus, PA
Independent mortgage companies closed 62.7 percent of home loans in Emmaus, Pennsylvania in 2025, banks 22.1 percent and credit unions 15.2 percent. Mortgage America, Inc. was the largest mortgage company, Keybank National Association the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, New Tripoli Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Emmaus, PA
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Emmaus, Pennsylvania with 2 loans, about 1 percent of the market. The largest lender headquartered in Pennsylvania was New Tripoli Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Emmaus, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 6. 9 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Emmaus, Pennsylvania in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Emmaus, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Emmaus, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Emmaus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
