Mortgage Lenders and Brokers in Bismarck, North Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bismarck, North Dakota mortgage lenders include Capital Credit UnionCapital Credit Union204 W Thayer Ave, Bismarck, ND 58501A5.0 ★Texas Ratio: 10.18%, Kirkwood Bank & Trust Co.Kirkwood Bank & Trust Co.2911 N 14th St, Bismarck, ND 58503A+5.0 ★Texas Ratio: 0.00%, Dakota Community Bank & Trust, NADakota Community Bank & Trust, NA919 S 7th St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 0.58%, Bravera BankBravera Bank401 N 4th St, Bismarck, ND 58501A+5.0 ★Texas Ratio: 5.48%, Starion BankStarion Bank1000 S Washington St, Bismarck, ND 58504A5.0 ★Texas Ratio: 10.59%, First Western Bank & TrustFirst Western Bank & Trust3703 Lockport St, Bismarck, ND 58503A-5.0 ★Texas Ratio: 15.55%, Choice Financial GroupChoice Financial Group207 Front Avenue, Bismarck, ND 58501A+5.0 ★Texas Ratio: 2.70%, US Bank, N.A.US Bank, N.A.423 E Bismarck Expy, Bismarck, ND 58504A+5.0 ★Texas Ratio: 2.85%, Vue Community Credit UnionVue Community Credit Union818 E Main Ave, Bismarck, ND 58501 4526B+4.8 ★Texas Ratio: 17.91%, and Cornerstone BankCornerstone Bank1806 N 12th St, Bismarck, ND 58501B4.5 ★Texas Ratio: 21.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bismarck, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bismarck are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bismarck, North Dakota
Market share is the lender's share of all home loans closed in Bismarck, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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204 W Thayer Ave, Bismarck, ND 58501 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 89 +107 HELOCs |
5.9% | 96.7% | $299,157 | View |
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2 offices in Bismarck 2911 N 14th St, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 77 | 5.1% | 98.8% | $243,701 | View |
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2 offices in Bismarck 919 S 7th St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, VA | 71 | 4.7% | 95.9% | $259,929 | View |
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6 offices in Bismarck 401 N 4th St, Bismarck, ND 58501 A+5.0 ★Texas Ratio: 5.48% |
Conventional, FHA, VA | 67 | 4.5% | 97.1% | $262,462 | View |
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3 offices in Bismarck 1000 S Washington St, Bismarck, ND 58504 A5.0 ★Texas Ratio: 10.59% |
Conventional, FHA, Jumbo | 45 | 3% | 95.7% | $374,111 | View |
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2 offices in Bismarck 3703 Lockport St, Bismarck, ND 58503 A-5.0 ★Texas Ratio: 15.55% |
Conventional, FHA, VA | 30 | 2% | 96.8% | $317,000 | View |
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1 office in Bismarck 207 Front Avenue, Bismarck, ND 58501 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 22 | 1.5% | 88.5% | $358,181 | View |
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3 offices in Bismarck 423 E Bismarck Expy, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 20 +4 HELOCs |
1.3% | 80.8% | $190,000 | View |
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818 E Main Ave, Bismarck, ND 58501 4526 B+4.8 ★Texas Ratio: 17.91% |
Conventional | 17 | 1.1% | 100% | $149,117 | View |
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1 office in Bismarck 1806 N 12th St, Bismarck, ND 58501 B4.5 ★Texas Ratio: 21.20% |
Conventional | 14 | 0.9% | 100% | $221,428 | View |
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1 office in Bismarck 3000 N 14th St, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 14 | 0.9% | 100% | $221,428 | View |
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5 offices in Bismarck 3000 Yorktown Dr, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 5.05% |
Conventional, HELOC | 6 +46 HELOCs |
0.4% | 85.7% | $101,666 | View |
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1 office in Bismarck 2112 N 12th St, Bismarck, ND 58501 A5.0 ★Texas Ratio: 12.58% |
Conventional | 3 | 0.2% | 100% | $391,666 | View |
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2 offices in Bismarck 413 N 5th St, Bismarck, ND 58501 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.1% | 100% | $115,000 | View |
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1 office in Bismarck 710 S Washington St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $175,000 | View |
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★ 5 stars, 1 review 1725 Golf Dr, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, VA, Jumbo, HELOC | 317 +59 HELOCs |
21.1% | 90.2% | $243,012 | View |
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1601 N 12th St, Bismarck, ND 58501 B+4.8 ★Texas Ratio: 17.46% |
Conventional, FHA, VA, Jumbo, HELOC | 74 +27 HELOCs |
4.9% | 97.4% | $362,972 | View |
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3005 Rock Island Pl, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 43 | 2.9% | 82.7% | $132,441 | View |
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3201 Weiss Ave, Bismarck, ND 58503 1274 A+5.0 ★Texas Ratio: 3.52% |
Conventional, VA | 30 | 2% | 96.8% | $188,333 | View |
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520 Main Avenue, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 6 | 0.4% | 100% | $410,000 | View |
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106 E Main St, Ashley, ND 58413 D3.6 ★Texas Ratio: 32.17% |
Conventional | 6 | 0.4% | 100% | $68,333 | View |
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1501 32nd Ave S, Fargo, ND 58103 5902 A5.0 ★Texas Ratio: 10.41% |
Conventional | 4 | 0.3% | 100% | $422,500 | View |
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4330 13th Ave S, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.1% | 100% | $325,000 | View |
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401 1st Ave S, Jamestown, ND 58401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 0.1% | 100% | $395,000 | View |
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1430 S BROADWAY, MINOT, ND 58701 5933 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 2 | 0.1% | 100% | $155,000 | View |
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423 Broadway, Buxton, ND 58218 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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110 4th St Se, Devils Lake, ND 58301 A5.0 ★Texas Ratio: 6.13% |
VA | 1 | 0.1% | 100% | $425,000 | View |
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115 S Central Ave, Beach, ND 58621 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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1616 S Washington St, Grand Forks, ND 58201 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Valley Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 89 | 5.9% | 96.7% | $307,696 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 4.7% | 83.5% | $226,267 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 51 | 3.4% | 100% | $299,705 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 20 | 1.3% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 18 | 1.2% | 100% | $337,777 | View |
Mortgage Research Center
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Conventional, FHA, VA | 16 | 1.1% | 69.6% | $328,125 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 15 | 1% | 83.3% | $302,333 | |
First Colony Mortgage Corporat
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Conventional, FHA | 13 | 0.9% | 100% | $387,307 | |
New American Funding, LLC.
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Conventional, FHA | 13 | 0.9% | 81.2% | $169,615 | |
21St Mortgage
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Conventional | 13 | 0.9% | 37.1% | $65,769 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 0.8% | 66.7% | $226,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 11 | 0.7% | 91.7% | $270,454 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 0.7% | 68.4% | $384,090 | |
Nationstar Mortgage
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Conventional, FHA | 11 | 0.7% | 75% | $95,909 | |
Keystone Funding, Inc
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Conventional, VA | 10 | 0.7% | 90.9% | $323,000 | |
Nextmortgage, LLC
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Conventional, FHA, USDA, HELOC | 8 +2 HELOCs |
0.5% | 100% | $271,250 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 8 | 0.5% | 88.9% | $362,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 0.5% | 100% | $327,500 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 8 | 0.5% | 100% | $262,500 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 0.4% | 100% | $240,000 | |
Click n' Close, Inc.
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FHA | 6 | 0.4% | 100% | $335,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 6 | 0.4% | 100% | $226,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 0.4% | 100% | $431,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.3% | 83.3% | $303,000 | View |
Nbkc Bank
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Conventional, VA | 5 | 0.3% | 100% | $451,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 0.3% | 35.7% | $257,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 5 | 0.3% | 100% | $283,000 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +2 HELOCs |
0.3% | 80% | $440,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.3% | 80% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.3% | 62.5% | $212,500 | |
Union Home Mortgage Corp.
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VA | 4 | 0.3% | 100% | $507,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.3% | 100% | $477,500 | View |
Triad Financial Services, Inc.
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Conventional | 3 | 0.2% | 50% | $81,666 | |
Planet Home Lending, LLC
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FHA | 3 | 0.2% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.2% | 100% | $331,666 | |
Bremer Bank NA
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Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 3.28% |
Conventional | 2 | 0.1% | 100% | $325,000 | View |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.1% | 100% | $340,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.1% | 100% | $325,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.1% | 100% | $550,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.1% | 100% | $360,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.1% | 100% | $300,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.1% | 100% | $440,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.1% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | View |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
Primelending
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 33.3% | $1,325,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $585,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $585,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 33.3% | $55,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 75% | $375,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $615,000 | |
Frontier Bank
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $535,000 | |
Communityamerica Federal Credit Union
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VA | 1 | 0.1% | 100% | $555,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.1% | 100% | $335,000 | |
First Federal Bank & Trust
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $585,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.1% | 50% | $35,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 33.3% | $395,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Texana Bank
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VA | 1 | 0.1% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bismarck Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bismarck, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Bismarck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bismarck in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bismarck, ND
Use these to narrow the list above. Each category shows how many Bismarck, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Bismarck, ND
Independent mortgage companies closed 30.1 percent of home loans in Bismarck, North Dakota in 2025, banks 56.8 percent and credit unions 13.1 percent. Valley Mortgage, Inc. was the largest mortgage company, Kirkwood Bank & Trust Co. the largest bank and Capital Credit Union the largest credit union. Among lenders headquartered in North Dakota, Capital Credit Union led with 89 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bismarck, ND
By home loans closed in 2025, Capital Credit Union was the largest mortgage lender in Bismarck, North Dakota with 89 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bismarck, North Dakota, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 100 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Bismarck, North Dakota in 2025, led by Capital Credit Union with 20. 37 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 12 credit unions closed home loans in Bismarck, North Dakota in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bismarck, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bismarck, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bismarck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
