Mortgage Lenders and Brokers in Mandan, North Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mandan, North Dakota mortgage lenders include Railway Credit UnionRailway Credit Union1006 E Main St, Mandan, ND 58554 3762A+5.0 ★Texas Ratio: 2.85%, Dakota Community Bank & Trust, NADakota Community Bank & Trust, NA4321 Memorial Hwy, Mandan, ND 58554A+5.0 ★Texas Ratio: 0.58%, Starion BankStarion Bank109 1st St Nw, Mandan, ND 58554A5.0 ★Texas Ratio: 10.59%, Bravera BankBravera Bank101 E Main St, Mandan, ND 58554A+5.0 ★Texas Ratio: 5.48%, Security First Bank of North DakotaSecurity First Bank of North Dakota614 W Main St, Mandan, ND 58554A+5.0 ★Texas Ratio: 5.78%, Bnc National BankBnc National Bank2711 Sunset Dr, Mandan, ND 58554A+5.0 ★Texas Ratio: 5.05%, Gate City BankGate City Bank405 E Main St, Mandan, ND 58554A+5.0 ★Texas Ratio: 5.49%, Capital Credit UnionCapital Credit Union600 E Main St, Mandan, ND 58554A5.0 ★Texas Ratio: 10.18%, First International Bank & TrustFirst International Bank & Trust4530 Memorial Hwy, Mandan, ND 58554B+4.8 ★Texas Ratio: 17.46%, and Kirkwood Bank & Trust Co.Kirkwood Bank & Trust Co.2911 N 14th St, Bismarck, ND 58503A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mandan, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mandan are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mandan, North Dakota
Market share is the lender's share of all home loans closed in Mandan, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1006 E Main St, Mandan, ND 58554 3762 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 28 | 5.6% | 93.3% | $104,285 | View |
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1 office in Mandan 4321 Memorial Hwy, Mandan, ND 58554 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, VA | 24 | 4.8% | 100% | $260,000 | View |
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1 office in Mandan 109 1st St Nw, Mandan, ND 58554 A5.0 ★Texas Ratio: 10.59% |
Conventional, FHA | 19 | 3.8% | 95.2% | $212,894 | View |
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1 office in Mandan 101 E Main St, Mandan, ND 58554 A+5.0 ★Texas Ratio: 5.48% |
Conventional, FHA | 18 | 3.6% | 100% | $240,000 | View |
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1 office in Mandan 614 W Main St, Mandan, ND 58554 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 10 | 2% | 100% | $288,000 | View |
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1 office in Mandan 2711 Sunset Dr, Mandan, ND 58554 A+5.0 ★Texas Ratio: 5.05% |
Conventional, HELOC | 2 +10 HELOCs |
0.4% | 66.7% | $245,000 | View |
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★ 5 stars, 1 review 405 E Main St, Mandan, ND 58554 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, VA, HELOC | 93 +17 HELOCs |
18.7% | 93.9% | $178,333 | View |
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600 E Main St, Mandan, ND 58554 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, HELOC | 34 +43 HELOCs |
6.8% | 97.1% | $265,588 | View |
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4530 Memorial Hwy, Mandan, ND 58554 B+4.8 ★Texas Ratio: 17.46% |
Conventional, FHA, VA, HELOC | 17 +6 HELOCs |
3.4% | 100% | $320,882 | View |
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2911 N 14th St, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 11 | 2.2% | 91.7% | $157,727 | View |
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4614 Memorial Hwy, Mandan, ND 58554 A+5.0 ★Texas Ratio: 3.52% |
Conventional, FHA | 10 | 2% | 100% | $211,000 | View |
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423 E Bismarck Expy, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.6% | 100% | $238,750 | View |
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818 E Main Ave, Bismarck, ND 58501 4526 B+4.8 ★Texas Ratio: 17.91% |
Conventional | 8 | 1.6% | 88.9% | $115,000 | View |
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3703 Lockport St, Bismarck, ND 58503 A-5.0 ★Texas Ratio: 15.55% |
Conventional, FHA | 7 | 1.4% | 77.8% | $367,857 | View |
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227 Main St N, Belfield, ND 58622 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 0.8% | 100% | $317,500 | View |
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1806 N 12th St, Bismarck, ND 58501 B4.5 ★Texas Ratio: 21.20% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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4324 Highway 281, Belcourt, ND 58316 A5.0 ★Texas Ratio: 12.58% |
Conventional, VA | 2 | 0.4% | 100% | $290,000 | View |
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106 E Main St, Ashley, ND 58413 D3.6 ★Texas Ratio: 32.17% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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211 1st Ave SW, Bowman, ND 58623 A5.0 ★Texas Ratio: 10.63% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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401 1st Ave S, Jamestown, ND 58401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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3203 32nd Ave S, Fargo, ND 58103 A5.0 ★Texas Ratio: 11.40% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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520 Main Avenue, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 6.4% | 100% | $307,500 | |
21St Mortgage
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Conventional | 23 | 4.6% | 52.3% | $45,434 | |
Rocket Mortgage
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Conventional, FHA | 17 | 3.4% | 78.3% | $216,176 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 7 | 1.4% | 100% | $313,571 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $279,285 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.2% | 85.7% | $213,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $246,666 | |
Newrez LLC
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Conventional, VA | 5 | 1% | 83.3% | $307,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1% | 100% | $191,000 | |
Keystone Funding, Inc
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Conventional, VA | 5 | 1% | 100% | $293,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1% | 71.4% | $283,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 0.8% | 100% | $475,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 0.8% | 80% | $187,500 | |
Union Home Mortgage Corp.
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FHA, VA | 4 | 0.8% | 100% | $302,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $347,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $321,666 | View |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.6% | 100% | $255,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 0.6% | 100% | $281,666 | View |
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D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 3 | 0.6% | 100% | $255,000 | View |
Guild Mortgage Company
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Conventional, VA | 3 | 0.6% | 100% | $328,333 | |
Nextmortgage, LLC
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FHA | 3 | 0.6% | 100% | $228,333 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $218,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 100% | $545,000 | View |
Nbkc Bank
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VA | 2 | 0.4% | 100% | $440,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 40% | $40,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
First Colony Mortgage Corporat
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FHA | 2 | 0.4% | 100% | $410,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 100% | $315,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA | 2 | 0.4% | 100% | $385,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | View |
Bremer Bank NA
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 40% | $215,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $45,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 33.3% | $325,000 | |
Cambria Financial Group
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mandan Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mandan, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Mandan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mandan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mandan, ND
Use these to narrow the list above. Each category shows how many Mandan, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Mandan, ND
Independent mortgage companies closed 32.6 percent of home loans in Mandan, North Dakota in 2025, banks 50.3 percent and credit unions 17.1 percent. United Wholesale Mortgage was the largest mortgage company, Dakota Community Bank & Trust, NA the largest bank and Railway Credit Union the largest credit union. Among lenders headquartered in North Dakota, Railway Credit Union led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mandan, ND
By home loans closed in 2025, Railway Credit Union was the largest mortgage lender in Mandan, North Dakota with 28 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mandan, North Dakota, Gate City Bank approved the highest share of completed applications in 2025 at 93.9 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Mandan, North Dakota in 2025, led by First International Bank & Trust with 7. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Mandan, North Dakota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mandan, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mandan, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mandan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
