Mortgage Lenders and Brokers in Minot, North Dakota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Minot, North Dakota mortgage lenders include Town and Country Credit UnionTown and Country Credit Union615 S Broadway, Minot, ND 58701 4473A5.0 ★Texas Ratio: 10.41%, First International Bank & TrustFirst International Bank & Trust2150 21st Ave Nw, Minot, ND 58703B+4.8 ★Texas Ratio: 17.46%, Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND 58701 5933A+5.0 ★Texas Ratio: 2.12%, First Western Bank & TrustFirst Western Bank & Trust2105 16th St Nw, Minot, ND 58703A-5.0 ★Texas Ratio: 15.55%, Bravera BankBravera Bank925 20th Ave Sw, Minot, ND 58701A+5.0 ★Texas Ratio: 5.48%, Dacotah BankDacotah Bank1121 S Broadway, Minot, ND 58701A5.0 ★Texas Ratio: 12.58%, Wells Fargo Bank NAWells Fargo Bank NA100 S Broadway, Minot, ND 58701A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.17 1st Ave Sw, Minot, ND 58701A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank1615 36th Ave Sw, Minot, ND 58701A+5.0 ★Texas Ratio: 4.98%, and Gate City BankGate City Bank924 31st Ave Sw Dakota Square, Minot, ND 58702A+5.0 ★Texas Ratio: 5.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Minot, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Minot are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Minot, North Dakota
Market share is the lender's share of all home loans closed in Minot, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
615 S Broadway, Minot, ND 58701 4473 A5.0 ★Texas Ratio: 10.41% |
Conventional, FHA, VA, Jumbo | 145 | 16.2% | 100% | $227,551 | View |
|
2150 21st Ave Nw, Minot, ND 58703 B+4.8 ★Texas Ratio: 17.46% |
Conventional, FHA, VA, HELOC | 105 +21 HELOCs |
11.7% | 100% | $268,428 | View |
|
1430 S BROADWAY, MINOT, ND 58701 5933 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 66 | 7.4% | 97.1% | $150,151 | View |
|
2 offices in Minot 2105 16th St Nw, Minot, ND 58703 A-5.0 ★Texas Ratio: 15.55% |
Conventional, FHA, VA, Jumbo | 37 | 4.1% | 100% | $260,405 | View |
|
1 office in Minot 925 20th Ave Sw, Minot, ND 58701 A+5.0 ★Texas Ratio: 5.48% |
Conventional, FHA | 23 | 2.6% | 100% | $168,913 | View |
|
1 office in Minot 1121 S Broadway, Minot, ND 58701 A5.0 ★Texas Ratio: 12.58% |
Conventional, FHA, VA | 9 | 1% | 90% | $296,111 | View |
|
1 office in Minot 100 S Broadway, Minot, ND 58701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 7 | 0.8% | 87.5% | $242,142 | View |
|
1 office in Minot 17 1st Ave Sw, Minot, ND 58701 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 5 +4 HELOCs |
0.6% | 62.5% | $219,000 | View |
|
2 offices in Minot 1615 36th Ave Sw, Minot, ND 58701 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.4% | 80% | $222,500 | View |
|
★ 5 stars, 1 review 924 31st Ave Sw Dakota Square, Minot, ND 58702 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, VA, HELOC | 115 +16 HELOCs |
12.9% | 93% | $185,782 | View |
|
131 W Main St, Beulah, ND 58523 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA | 3 | 0.3% | 100% | $168,333 | View |
|
3005 Rock Island Pl, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 100% | $70,000 | View |
|
520 Main Avenue, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $395,000 | View |
|
3137 32nd Ave Sw, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
919 S 7th St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
|
227 Main St N, Belfield, ND 58622 A+5.0 ★Texas Ratio: 2.70% |
Conventional, Jumbo | 1 | 0.1% | 100% | $965,000 | View |
|
2911 N 14th St, Bismarck, ND 58503 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
|
1616 S Washington St, Grand Forks, ND 58201 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
Mortgage Research Center
|
VA | 63 | 7% | 91.5% | $273,888 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 56 | 6.3% | 96.6% | $281,964 | |
Rocket Mortgage
|
Conventional, FHA, VA | 37 | 4.1% | 78% | $236,621 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
3.4% | 93.9% | $267,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 30 | 3.4% | 100% | $269,333 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 26 +1 HELOCs |
2.9% | 92.9% | $277,692 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 1.6% | 66.7% | $160,714 | |
Nextmortgage, LLC
|
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1.5% | 100% | $268,846 | |
Freedom Mortgage Corporation
|
FHA, VA | 11 | 1.2% | 100% | $281,363 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 10 | 1.1% | 83.3% | $298,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 8 | 0.9% | 88.9% | $180,000 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 8 | 0.9% | 61.5% | $218,750 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 6 | 0.7% | 85.7% | $258,333 | View |
Nationstar Mortgage
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $187,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.4% | 100% | $215,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 75% | $265,000 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 0.3% | 60% | $45,000 | |
HomeBridge Financial Services, Inc
|
FHA, VA | 3 | 0.3% | 100% | $311,666 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 0.2% | 100% | $250,000 | |
Movement Mortgage, LLC
|
VA | 2 | 0.2% | 100% | $215,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 22.2% | $110,000 | |
Click n' Close, Inc.
|
FHA | 2 | 0.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 2 | 0.2% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 2 | 0.2% | 100% | $170,000 | |
Village Capital & Investment
|
VA | 2 | 0.2% | 80% | $240,000 | |
Premia Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Bremer Bank NA
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $695,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.1% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.1% | 25% | $325,000 | |
Success Lending, LLC
|
VA | 1 | 0.1% | 50% | $355,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 50% | $185,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.1% | 33.3% | $25,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Credit Union 1
|
Conventional | 1 | 0.1% | 100% | $25,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.1% | 50% | $365,000 | |
Chevron Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $335,000 | View |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Towne Mortgage Company
|
FHA | 1 | 0.1% | 100% | $145,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 100% | $165,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $325,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Minot Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Minot, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Minot? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Minot in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Minot, ND
Use these to narrow the list above. Each category shows how many Minot, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Minot, ND
Independent mortgage companies closed 34.5 percent of home loans in Minot, North Dakota in 2025, banks 38 percent and credit unions 27.5 percent. Mortgage Research Center was the largest mortgage company, First International Bank & Trust the largest bank and Town and Country Credit Union the largest credit union. Among lenders headquartered in North Dakota, Town and Country Credit Union led with 145 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Minot, ND
By home loans closed in 2025, Town and Country Credit Union was the largest mortgage lender in Minot, North Dakota with 145 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Minot, North Dakota, Town and Country Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 92 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Minot, North Dakota in 2025, led by First International Bank & Trust with 20. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Minot, North Dakota in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Minot, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Minot, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Minot. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
