Mortgage Lenders and Brokers in Williston, North Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Williston, North Dakota mortgage lenders include Western Cooperative Credit UnionWestern Cooperative Credit Union1300 Bison Dr, Williston, ND 58801 3770A5.0 ★Texas Ratio: 9.52%, US Bank, N.A.US Bank, N.A.202 Main St, Williston, ND 58801A+5.0 ★Texas Ratio: 2.85%, Gate City BankGate City Bank300 11th St W, Williston, ND 58801A+5.0 ★Texas Ratio: 5.49%, First International Bank & TrustFirst International Bank & Trust1331 9th Ave W, Williston, ND 58801B+4.8 ★Texas Ratio: 17.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4330 13th Ave S, Fargo, ND 58103A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA413 N 5th St, Bismarck, ND 58501A+5.0 ★Texas Ratio: 5.36%, Cornerstone BankCornerstone Bank1806 N 12th St, Bismarck, ND 58501B4.5 ★Texas Ratio: 21.20%, Starion BankStarion Bank1000 S Washington St, Bismarck, ND 58504A5.0 ★Texas Ratio: 10.59%, Dakota Community Bank & Trust, NADakota Community Bank & Trust, NA919 S 7th St, Bismarck, ND 58504A+5.0 ★Texas Ratio: 0.58%, and Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND 58701 5933A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Williston, North Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Williston are listed first, then lenders elsewhere in North Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Williston, North Dakota
Market share is the lender's share of all home loans closed in Williston, North Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1300 Bison Dr, Williston, ND 58801 3770 A5.0 ★Texas Ratio: 9.52% |
Conventional, FHA, USDA | 25 | 5.6% | 96.2% | $207,800 | View |
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1 office in Williston 202 Main St, Williston, ND 58801 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.8% | 81.8% | $257,500 | View |
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★ 5 stars, 1 review 300 11th St W, Williston, ND 58801 A+5.0 ★Texas Ratio: 5.49% |
Conventional, FHA, VA, Jumbo, HELOC | 91 +31 HELOCs |
20.5% | 87.2% | $252,912 | View |
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1331 9th Ave W, Williston, ND 58801 B+4.8 ★Texas Ratio: 17.46% |
Conventional, FHA, USDA, HELOC | 27 +7 HELOCs |
6.1% | 96.6% | $308,333 | View |
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4330 13th Ave S, Fargo, ND 58103 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.9% | 100% | $345,000 | View |
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413 N 5th St, Bismarck, ND 58501 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 80% | $307,500 | View |
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1806 N 12th St, Bismarck, ND 58501 B4.5 ★Texas Ratio: 21.20% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1000 S Washington St, Bismarck, ND 58504 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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919 S 7th St, Bismarck, ND 58504 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1430 S BROADWAY, MINOT, ND 58701 5933 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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3703 Lockport St, Bismarck, ND 58503 A-5.0 ★Texas Ratio: 15.55% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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131 W Main St, Beulah, ND 58523 A5.0 ★Texas Ratio: 10.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 58 | 13.1% | 100% | $352,758 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
9.3% | 100% | $330,121 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7.2% | 79.5% | $256,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 4.5% | 77.8% | $321,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 18 | 4.1% | 75% | $340,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 15 | 3.4% | 100% | $321,666 | |
New American Funding, LLC.
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Conventional, FHA | 10 | 2.3% | 100% | $224,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 8 | 1.8% | 100% | $337,500 | |
21St Mortgage
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Conventional | 6 | 1.4% | 53.8% | $76,666 | |
Guild Mortgage Company
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Conventional, VA | 5 | 1.1% | 100% | $353,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.9% | 100% | $222,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 60% | $251,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.7% | 61.5% | $338,333 | |
Newrez LLC
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Conventional, VA, USDA | 3 | 0.7% | 50% | $191,666 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.7% | 100% | $621,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.7% | 60% | $308,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.7% | 60% | $361,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $360,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.5% | 50% | $305,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 22.2% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA | 2 | 0.5% | 100% | $380,000 | View |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.5% | 66.7% | $65,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.5% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Advantage Plus FCU
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Conventional | 1 | 0.2% | 100% | $395,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Primelending
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Conventional | 1 | 0.2% | 50% | $605,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
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A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 50% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.2% | 50% | $175,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $325,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $295,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $105,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Genway Home Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $285,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 33.3% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Williston Mortgage Rate Trends
Daily average mortgage rates for North Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Williston, North Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Williston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Williston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Williston, ND
Use these to narrow the list above. Each category shows how many Williston, ND lenders fit and what that kind of lender is usually best for.
Who Lends in Williston, ND
Independent mortgage companies closed 58 percent of home loans in Williston, North Dakota in 2025, banks 35.2 percent and credit unions 6.8 percent. Fairway Independent Mort Corp was the largest mortgage company, US Bank, N.A. the largest bank and Western Cooperative Credit Union the largest credit union. Among lenders headquartered in North Dakota, Western Cooperative Credit Union led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in North Dakota. None. North Dakota has no real estate transfer tax and no mortgage recording tax.
More North Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Williston, ND
By home loans closed in 2025, Western Cooperative Credit Union was the largest mortgage lender in Williston, North Dakota with 25 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Williston, North Dakota, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Williston, North Dakota in 2025, led by Fairway Independent Mort Corp with 30. 20 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Williston, North Dakota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Williston, North Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Williston, North Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Williston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
