BNC National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BNC National BankToday's 12-month CD rates can be found at 2.07%, 6-month CD rates at 0.05% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.14%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 13.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BNC National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BNC National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BNC National Bank CD rates. You can also compare BNC National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BNC National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BNC National Bank? Share your experience about BNC National Bank by leaving a review below, or read customer reviews before you decide to use BNC National Bank.

BNC National Bank Texas Ratio

BNC National Bank's Texas Ratio is at 1.41%, which is considered excellent. The Texas Ratio for BNC National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BNC National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BNC National Bank
20175 N 67th Ave
Glendale, AZ 85308
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BNC National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
HomePride Bank
HomePride Bank
Kasasa Checking
5.38%
$50
GCSB Swayzee, IN
GCSB Swayzee, IN
54-Month CD
4.37%
$1,000
Bank of Vici
Bank of Vici
12-Month CD
4.18%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.15%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Midwest Rewards Checking
4.07%
$100
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
The Fountain Trust Company
The Fountain Trust Company
6-Month CD
4.00%
$50,000
Westside State Bank
Westside State Bank
18-Month CD
3.76%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
24-Month CD
3.55%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Roxboro Savings Bank
18-Month CD
3.25%
$500
1st Community Credit Union
1st Community Credit Union
18-Month CD
3.25%
$1,000
New Peoples Bank
New Peoples Bank
48-Month CD
3.10%
$0
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
3.00%
$5,000
NBT Financial Bank
NBT Financial Bank
48-Month CD (Jumbo)
2.78%
$250,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
State Bank of De Kalb
State Bank of De Kalb
60-Month CD
2.52%
$500
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
Westbury Bank
Westbury Bank
60-Month CD
2.25%
$500
Northwestern Bank
Northwestern Bank
24-Month CD
2.22%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.18%
$1,000
Petefish, Skiles & Co. Bank
60-Month CD
2.17%
$5,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
36-Month CD
1.96%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
1.90%
$0
Columbia Bank
Columbia Bank
Yield Plus Checking
1.75%
$10,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
36-Month CD
1.70%
$10,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
18-Month CD
1.51%
$500
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
United Orient Bank
United Orient Bank
18-Month CD
1.25%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
Achieva Credit Union
Achieva Credit Union
Premium Savings
1.00%
$1
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.85%
$500
Lisle Savings Bank
Lisle Savings Bank
42-Month CD
0.75%
$2,000
Merchants State Bank
Merchants State Bank
Savings
0.50%
$10
First National Bank of Bastrop
First National Bank of Bastrop
Money Market
0.50%
$1,500
FNB in Taylorville
FNB in Taylorville
Savings
0.35%
$100
Lewis & Clark Bank
Lewis & Clark Bank
48-Month CD
0.35%
$500
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
BLC Community Bank
BLC Community Bank
Savings
0.25%
$25
Marquette Savings Bank
Marquette Savings Bank
Money Market
0.10%
$10,000
The Union Bank Company
The Union Bank Company
12-Month CD
0.07%
$500
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
OBC Bank
OBC Bank
6-Month CD
0.05%
$1,000
Washington Financial Bank
Washington Financial Bank
Statement Savings
0.05%
$2,500
Bank of America
Bank of America
24-Month CD
0.03%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
Checking
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BNC National Bank rate data right now, check back for updates, we are adding rates all the time.

BNC National Bank Information

BNC National Bank
20175 N 67th Ave
Glendale, AZ 85308
Maricopa
Established Date: 07/09/2001
FDIC Certificate #: 57197
Date of FDIC Deposit Insurance: 07/09/2001
Bank Holding Company: BNCCORP INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is BNC National Bank FDIC Insured? Yes
What is BNC National Bank's Cert number? 57197
What is the maximum amount for insured deposits? $250,000 per holder, per account

BNC National Bank Financials

Total Assets:
$926,878,000
Total Deposits:
$813,819,000
Equity Capital:
$107,421,000
Domestic Deposits:
$813,819,000
Net Income:
$2,095,000
Return on Assets:
0.6544%
Quarterly Return on Assets:
0.8900%
Pretax Return on Assets:
1.1571%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
6.0600%
Quarterly Return on Equity:
7.8500%
Common Equity Tier 1 Capital Ratio:
14.0090%
Tier 1 Risk-Based Capital Ratio:
14.0090%
Leverage Tier 1 (Core Capital) Ratio:
12.3516%
Total Risk-Based Capital Ratio (YTD):
15.1442%
Total Interest Income (YTD):
4.9361%
 
 
Headquarters:
Glendale
FDIC Field Office:
Phoenix
Regulator:
OCC
County:
Maricopa
# of Offices:
13
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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banksThe pending bailout is not just about saving Wall Street, it is also about saving the economy from spiraling down into a deep recession. The problems on Wall Street have already started dragging Main Street down with it. There is so much fear in the market right now, banks are not lending to anybody - individuals, companies and each other.
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.
Another day brings another round of record low mortgage rates today. 10 year bond yields hit a record low of 1.40 percent yesterday sending average mortgage rates lower today. Conventional 30 year and 15 year mortgage rates both hit record lows.

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