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Mortgage Lenders and Brokers in Wake Forest, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wake Forest, North Carolina mortgage lenders include Truist BankTruist Bank1821 S Main St, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11065 Ligon Mill Rd, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3600 Rogers Rd, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA919 Gateway Commons Cir, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Capcom Ave, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 3.22%, The Fidelity BankThe Fidelity Bank12201 Capital Blvd, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 3.02%, First Horizon BankFirst Horizon Bank12217 Capital Blvd, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 5.76%, Benchmark Community BankBenchmark Community Bank3619 Rogers Rd, Wake Forest, NC 27587A+5.0 ★Texas Ratio: 1.65%, State Employees' Credit UnionState Employees' Credit Union1116 JENKINS RD, WAKE FOREST, NC 27587A-5.0 ★Texas Ratio: 14.13%, and Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wake Forest, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wake Forest are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wake Forest, North Carolina

Market share is the lender's share of all home loans closed in Wake Forest, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 2 offices in Wake Forest 1821 S Main St, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	22 +37 HELOCs	1.4%	91.7%	$458,636	View
JPMorgan Chase Bank, NA 1 office in Wake Forest 11065 Ligon Mill Rd, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	14 +1 HELOCs	0.9%	93.3%	$395,000	View
Wells Fargo Bank NA 1 office in Wake Forest 3600 Rogers Rd, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 5.36%	Conventional	13	0.8%	81.2%	$320,384	View
Bank of America NA 1 office in Wake Forest 919 Gateway Commons Cir, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +26 HELOCs	0.4%	100%	$399,285	View
Fifth Third Bank, National Association 1 office in Wake Forest 100 Capcom Ave, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	7 +5 HELOCs	0.4%	77.8%	$329,285	View
The Fidelity Bank 2 offices in Wake Forest 12201 Capital Blvd, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 3.02%	Conventional, HELOC	1 +12 HELOCs	0.1%	100%	$165,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Wake Forest 12217 Capital Blvd, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$655,000	View
Benchmark Community Bank 1 office in Wake Forest 3619 Rogers Rd, Wake Forest, NC 27587 A+5.0 ★Texas Ratio: 1.65%	Conventional	1	0.1%	50%	$45,000	View
State Employees' Credit Union 1116 JENKINS RD, WAKE FOREST, NC 27587 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	82 +88 HELOCs	5.1%	77.4%	$385,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, Jumbo, HELOC	33 +87 HELOCs	2.1%	79.1%	$318,636
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	Conventional	15	0.9%	93.8%	$359,666	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	13 +32 HELOCs	0.8%	65%	$437,307	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	7 +2 HELOCs	0.4%	100%	$366,428	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, HELOC	6 +2 HELOCs	0.4%	100%	$275,000	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, VA, HELOC	4 +14 HELOCs	0.3%	40%	$262,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +17 HELOCs	0.2%	50%	$248,333	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	100%	$501,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$440,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$340,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$335,000	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000	View
Duke University Federal Credit Union 2200 W Main St Ste L100, Durham, NC 27705 4600 A5.0 ★Texas Ratio: 6.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000	View
United Bank Va 47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$315,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$495,000	View
Ks Bank, Inc. 6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$175,000	View
First Carolina Bank 1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89%	Conventional	1	0.1%	100%	$305,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$125,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$385,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$355,000	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +4 HELOCs	0%	n/a		View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Goprime Mortgage, Inc.	Conventional, FHA, VA	15	0.9%	100%	$401,666
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, Jumbo, HELOC	8 +2 HELOCs	0.5%	100%	$628,750	View
American Security Mortgage Cor	Conventional, FHA	8	0.5%	100%	$472,500
Corporate Investors Mortgage G	Conventional	6	0.4%	85.7%	$491,666
Towne Mtg of the Carolinas,LLC	Conventional	6	0.4%	100%	$335,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$335,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$255,000
Lennar Mortgage, LLC	Conventional, FHA, VA	133	8.3%	89.3%	$384,097
Rocket Mortgage	Conventional, FHA, VA, HELOC	102 +1 HELOCs	6.4%	84.4%	$286,078
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	88 +4 HELOCs	5.5%	88.2%	$457,500
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	61 +1 HELOCs	3.8%	97.1%	$405,491
DHI Mortgage Company, LTD.	Conventional, FHA, VA	61	3.8%	84.9%	$338,278
Kbhs Home Loans, LLC	Conventional, FHA, VA	57	3.6%	84.3%	$320,087
Taylor Morrison Home Funding, Inc.	Conventional, VA	44	2.8%	100%	$463,863
First Heritage Mortgage, LLC	Conventional, FHA	36	2.3%	100%	$285,833
First Equity Mortgage Inc	Conventional, FHA, USDA	36	2.3%	85.7%	$362,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	35 +13 HELOCs	2.2%	83.7%	$300,142
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	31	1.9%	96.9%	$410,806
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	27	1.7%	93.3%	$376,481
Tri Pointe Connect, LLC	Conventional, FHA, VA	26	1.6%	100%	$311,923
TowneBank	Conventional, FHA, VA, HELOC	25 +4 HELOCs	1.6%	100%	$334,200
Freedom Mortgage Corporation	Conventional, FHA, VA	25	1.6%	96.7%	$394,600
Pennymac Loan Services LLC	Conventional, FHA, VA	25	1.6%	86.2%	$420,600
Nationstar Mortgage	Conventional, FHA, VA	19	1.2%	90.9%	$201,315
Zillow Home Loans, LLC	Conventional, FHA	16	1%	100%	$394,375
Fairway Independent Mort Corp	Conventional, FHA, VA	16	1%	94.1%	$388,750
ALCOVA Mortgage, LLC	Conventional, FHA	15	0.9%	100%	$311,666
Nfm, Inc	Conventional, FHA	15	0.9%	100%	$423,000
Newrez LLC	Conventional, FHA, VA, Jumbo	14	0.9%	71.4%	$441,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.8%	100%	$411,153
The Loan Store, Inc	Conventional, HELOC	13 +1 HELOCs	0.8%	100%	$290,384
Jet HomeLoans, LP	Conventional, FHA, VA	13	0.8%	100%	$321,153
Guild Mortgage Company	Conventional, FHA, VA	12	0.8%	100%	$390,833
Cmg Mortgage Inc	Conventional, FHA, VA	12	0.8%	92.9%	$452,500
Equity Resources Inc	Conventional, FHA, VA	10	0.6%	100%	$356,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	9	0.6%	90%	$329,444	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	8 +2 HELOCs	0.5%	72.7%	$395,000
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	7	0.4%	100%	$530,714
AmWest Funding Corp	Conventional	7	0.4%	100%	$532,142
Atlantic Bay Mortgage Group	Conventional, FHA, VA	7	0.4%	100%	$413,571
Mortgage Research Center	VA	7	0.4%	50%	$442,142
Mutual of Omaha Mortgage	Conventional	7	0.4%	87.5%	$395,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.4%	75%	$378,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	6	0.4%	100%	$476,666	View
V.I.P. Mortgage, Inc.	Conventional, VA	6	0.4%	100%	$368,333
Carrington Mortgage Services LLC	Conventional, VA	6	0.4%	63.6%	$275,000
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	5 +3 HELOCs	0.3%	62.5%	$351,000
Guaranteed Rate, Inc.	Conventional, VA, HELOC	5 +1 HELOCs	0.3%	100%	$511,000
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.3%	35.3%	$275,000
AdvantageFirst Lending Inc	Conventional, FHA	5	0.3%	71.4%	$335,000
Republic State Mortgage Company	Conventional, FHA	5	0.3%	100%	$437,000
Union Home Mortgage Corp.	Conventional, VA	5	0.3%	100%	$425,000
Provident Funding Associates	Conventional	5	0.3%	100%	$409,000
Lower, LLC	Conventional	5	0.3%	83.3%	$359,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +7 HELOCs	0.3%	80%	$60,000	View
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.3%	33.3%	$102,500
American Financial Resources LLC	Conventional	4	0.3%	100%	$410,000
Amerisave Mortgage Company	Conventional, VA	4	0.3%	26.3%	$210,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	4	0.3%	100%	$392,500	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.3%	100%	$450,000	View
Bay Equity LLC	Conventional	4	0.3%	100%	$322,500
T2 Financial LLC	Conventional, Jumbo	4	0.3%	80%	$522,500
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional, VA	4	0.3%	100%	$445,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA	4	0.3%	100%	$485,000	View
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	4	0.3%	100%	$405,000	View
Originpoint, LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$228,333
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$468,333
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	3	0.2%	100%	$315,000	View
Success Lending, LLC	Conventional, FHA	3	0.2%	100%	$361,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$491,666
Kind Lending, LLC	Conventional, VA	3	0.2%	100%	$625,000
Loansteady LLC	Conventional, FHA	3	0.2%	100%	$258,333
American Financial Network, Inc.	Conventional	3	0.2%	100%	$548,333
General Mortgage Capital Corporation	Conventional	3	0.2%	100%	$355,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.2%	100%	$401,666	View
Discover Bank	Conventional	3	0.2%	13%	$65,000
Capital Center LLC	Conventional, VA	3	0.2%	75%	$251,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	37.5%	$381,666	View
Pike Creek Mortgage Services, Inc.	Conventional	3	0.2%	100%	$605,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.2%	100%	$205,000	View
Reliance First Capital, LLC	Conventional, FHA, VA	3	0.2%	100%	$328,333
Mason-McDuffie Mortgage Corporation	Conventional	3	0.2%	100%	$551,666
Village Capital & Investment	FHA, VA	3	0.2%	90%	$518,333
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	2 +5 HELOCs	0.1%	100%	$430,000
Goodleap, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	50%	$145,000
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$70,000
EMM Loans LLC	Conventional, USDA	2	0.1%	100%	$480,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.1%	100%	$480,000
Primelending	Conventional, FHA	2	0.1%	100%	$380,000
Atlantic Coast Mortgage, LLC	Conventional, VA	2	0.1%	100%	$600,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$330,000
Canopy Mortgage, LLC	Conventional	2	0.1%	100%	$275,000
Howard Hanna Financial Services, Inc	FHA	2	0.1%	100%	$385,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$425,000
AmeriHome Mortgage Company, LLC	VA	2	0.1%	100%	$280,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$360,000	View
Resicentral LLC	Conventional, VA	2	0.1%	100%	$640,000
Velocio Mortgage, L.L.C.	FHA, VA	2	0.1%	100%	$335,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$225,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$375,000
American Financing Corporation	FHA	2	0.1%	40%	$275,000
United Premier Funding LLC	Conventional	2	0.1%	100%	$205,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$255,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$275,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$390,000
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional	2	0.1%	100%	$245,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$470,000	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	2	0.1%	100%	$445,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$620,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$200,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.1%	100%	$440,000	View
Paramount Residential Mortgage	FHA, VA	2	0.1%	100%	$515,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$540,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$405,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$400,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$905,000	View
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$515,000
Corning Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$725,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$515,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	100%	$245,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$525,000	View
Contour Mortgage Corporation	VA	1	0.1%	100%	$325,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0.1%	100%	$395,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$605,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$235,000
The Bank of Charlotte County A+5.0 ★Texas Ratio: 2.39%	Conventional	1	0.1%	100%	$565,000	View
PHH Mortgage Corporation	VA	1	0.1%	100%	$255,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$605,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$395,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$225,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$375,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$435,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$245,000
Developer's Mortgage Company	Conventional	1	0.1%	100%	$315,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$385,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	50%	$555,000
Federated Mortgage Corp	Conventional	1	0.1%	100%	$505,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$725,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$295,000
Resource Financial Services, Inc.	Conventional	1	0.1%	100%	$285,000
Century FCU	Conventional	1	0.1%	100%	$805,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$465,000
Embrace Home Loans, Inc.	VA	1	0.1%	100%	$365,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Nations Lending Corporation	FHA	1	0.1%	100%	$385,000
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0.1%	100%	$445,000	View
Warsaw Federal Savings and Loan Association A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$245,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$605,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$465,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	50%	$145,000
Mit Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$355,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$65,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$65,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$465,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$805,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$525,000
Tomo Mortgage LLC	FHA	1	0.1%	33.3%	$485,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Tower Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Wake Forest Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wake Forest, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Wake Forest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wake Forest in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wake Forest, NC

Use these to narrow the list above. Each category shows how many Wake Forest, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 125 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 62 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 20 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Wake Forest, NC

Independent mortgage companies closed 74.8 percent of home loans in Wake Forest, North Carolina in 2025, banks 14.4 percent and credit unions 10.8 percent. Goprime Mortgage, Inc. was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 22 loans.

74.8%

Mortgage companies

14.4%

Banks

10.8%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Wake Forest, NC

Who is the largest mortgage lender in Wake Forest, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Wake Forest, North Carolina with 22 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wake Forest, NC have the highest approval rates?

Among lenders with meaningful volume in Wake Forest, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97.1 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wake Forest, NC mortgage lenders offer FHA, VA and USDA loans?

62 lenders closed FHA loans in Wake Forest, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 23. 63 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wake Forest, NC lender list?

Yes. 57 banks and 23 credit unions closed home loans in Wake Forest, North Carolina in 2025, alongside 125 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wake Forest, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wake Forest, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wake Forest, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wake Forest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.