Mortgage Lenders and Brokers in Rocky Mount, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rocky Mount, North Carolina mortgage lenders include Southern Bank and Trust CompanySouthern Bank and Trust Company107 S Fairview Rd, Rocky Mount, NC 27801A+5.0 ★Texas Ratio: 1.13%, Wells Fargo Bank NAWells Fargo Bank NA2910 Sunset Ave, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 5.36%, Providence BankProvidence Bank2401 Sunset Ave, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 0.81%, Truist BankTruist Bank1114 Benvenue Rd, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 2.87%, First Carolina BankFirst Carolina Bank171 N Winstead Ave, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 4.89%, PNC Bank N.A.PNC Bank N.A.131 N Church St, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 4.24%, United Bank VaUnited Bank Va1378 Benvenue Rd, Rocky Mount, NC 27804A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union805 N FAIRVIEW RD, ROCKY MOUNT, NC 27801A-5.0 ★Texas Ratio: 14.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky Mount, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky Mount are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rocky Mount, North Carolina
Market share is the lender's share of all home loans closed in Rocky Mount, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Rocky Mount 107 S Fairview Rd, Rocky Mount, NC 27801 A+5.0 ★Texas Ratio: 1.13% |
Conventional, VA, HELOC | 11 +21 HELOCs |
1.4% | 84.6% | $288,636 | View |
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2 offices in Rocky Mount 2910 Sunset Ave, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 11 | 1.4% | 73.3% | $183,181 | View |
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1 office in Rocky Mount 2401 Sunset Ave, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 10 | 1.2% | 100% | $119,000 | View |
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★ 1 stars, 1 review 2 offices in Rocky Mount 1114 Benvenue Rd, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 9 +5 HELOCs |
1.1% | 75% | $268,333 | View |
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171 N Winstead Ave, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 4.89% |
Conventional, Jumbo | 5 | 0.6% | 83.3% | $295,000 | View |
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★ 1.7 stars, 3 reviews 3 offices in Rocky Mount 131 N Church St, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +12 HELOCs |
0.1% | 100% | $135,000 | View |
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2 offices in Rocky Mount 1378 Benvenue Rd, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $205,000 | View |
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805 N FAIRVIEW RD, ROCKY MOUNT, NC 27801 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 55 +62 HELOCs |
6.8% | 68.2% | $191,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 1.5% | 100% | $146,666 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 5 | 0.6% | 100% | $185,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 4 | 0.5% | 100% | $167,500 | View |
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3631 Sunset Ave, Rocky Mount, NC 27804 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 4 | 0.5% | 100% | $165,000 | View |
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1080 N Winstead Ave, Rocky Mount, NC 27804 8761 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 3 +13 HELOCs |
0.4% | 60% | $195,000 | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 50% | $148,333 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 50% | $190,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.2% | 66.7% | $80,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA | 2 | 0.2% | 66.7% | $290,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $235,000 | View |
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28 Schenck Pkwy, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
Cardinal Financial Company, Li
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Conventional | 3 | 0.4% | 75% | $251,666 | |
AgCarolina Farm Credit, ACA
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Conventional | 2 | 0.2% | 100% | $445,000 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
American Security Mortgage Cor
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FHA | 1 | 0.1% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 88 | 10.9% | 79.5% | $161,022 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 55 +1 HELOCs |
6.8% | 81.9% | $239,363 | |
Lower, LLC
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Conventional, FHA, VA, USDA | 54 | 6.7% | 100% | $187,407 | |
Mortgage Research Center
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FHA, VA | 32 | 4% | 71.1% | $228,125 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 24 | 3% | 92.9% | $224,166 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 21 | 2.6% | 95.5% | $248,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 17 | 2.1% | 89.5% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 16 | 2% | 80% | $151,250 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 15 | 1.9% | 94.1% | $156,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +5 HELOCs |
1.7% | 73.7% | $177,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 1.7% | 67.9% | $251,428 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 14 | 1.7% | 84.2% | $243,571 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 1.6% | 73.7% | $171,153 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
1.4% | 78.6% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 11 | 1.4% | 14.1% | $128,636 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.2% | 55% | $190,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 10 | 1.2% | 90.9% | $285,000 | |
21St Mortgage
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Conventional | 10 | 1.2% | 33.3% | $95,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 9 | 1.1% | 100% | $281,666 | View |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.9% | 43.8% | $160,714 | |
Acrisure Mortgage, LLC
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FHA, VA | 7 | 0.9% | 100% | $367,857 | |
Equity Prime Mortgage LLC
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FHA, VA | 7 | 0.9% | 87.5% | $239,285 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 7 | 0.9% | 100% | $205,000 | |
T2 Financial LLC
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Conventional, FHA | 6 | 0.7% | 85.7% | $246,666 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 6 | 0.7% | 100% | $328,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 0.7% | 66.7% | $156,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $163,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 0.6% | 75% | $267,000 | |
New Day Financial, LLC.
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VA | 5 | 0.6% | 37.5% | $181,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.6% | 62.5% | $61,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.5% | 100% | $42,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.5% | 80% | $90,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.5% | 13.3% | $142,500 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $85,000 | |
Milend, Inc
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Conventional, FHA | 4 | 0.5% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.5% | 100% | $162,500 | View |
Village Capital & Investment
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VA | 4 | 0.5% | 66.7% | $217,500 | |
Goodleap, LLC
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Conventional, FHA, VA | 3 | 0.4% | 75% | $188,333 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.4% | 75% | $188,333 | |
Success Mortgage Partners, Inc
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FHA, VA | 3 | 0.4% | 100% | $211,666 | |
Discover Bank
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Conventional | 3 | 0.4% | 27.3% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.4% | 75% | $181,666 | View |
Integrity Home Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $195,000 | |
TowneBank
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Conventional, FHA | 3 | 0.4% | 100% | $315,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.4% | 42.9% | $121,666 | |
Reliance First Capital, LLC
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Conventional | 3 | 0.4% | 100% | $128,333 | |
Spring Eq, LLC
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Conventional | 3 | 0.4% | 21.4% | $68,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 3 | 0.4% | 100% | $195,000 | |
Primelending
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Conventional, FHA | 2 | 0.2% | 71.4% | $120,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.2% | 100% | $110,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.2% | 45% | $85,000 | |
United Trust Bank
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FHA, VA | 2 | 0.2% | 100% | $260,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.2% | 100% | $80,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.2% | 100% | $215,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.2% | 50% | $240,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $165,000 | |
ClearPath Lending
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VA | 2 | 0.2% | 100% | $245,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.2% | 66.7% | $400,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
Nfm, Inc
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FHA, VA | 2 | 0.2% | 66.7% | $315,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.2% | 75% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $165,000 | View |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 25% | $355,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.1% | 100% | $305,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Affordable Mortgage Advisors
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VA | 1 | 0.1% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.1% | 11.1% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $135,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $255,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Ahl Funding
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FHA | 1 | 0.1% | 100% | $255,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.1% | 100% | $205,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $165,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 33.3% | $205,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Credence Funding Corporation
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VA | 1 | 0.1% | 100% | $205,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $275,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.1% | 100% | $125,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.1% | 50% | $235,000 | |
Sente Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $205,000 | |
Iserve Residential Lending
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VA | 1 | 0.1% | 100% | $425,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $275,000 | View |
DHI Mortgage Company, LTD.
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VA | 1 | 0.1% | 100% | $295,000 | |
Mortgage Investors Group
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FHA | 1 | 0.1% | 100% | $145,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Equity Resources Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rocky Mount Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rocky Mount, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Rocky Mount? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky Mount in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rocky Mount, NC
Use these to narrow the list above. Each category shows how many Rocky Mount, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Rocky Mount, NC
Independent mortgage companies closed 74.4 percent of home loans in Rocky Mount, North Carolina in 2025, banks 14.3 percent and credit unions 11.2 percent. Cardinal Financial Company, Li was the largest mortgage company, Southern Bank and Trust Company the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Southern Bank and Trust Company led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rocky Mount, NC
By home loans closed in 2025, Southern Bank and Trust Company was the largest mortgage lender in Rocky Mount, North Carolina with 11 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rocky Mount, North Carolina, Lower, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 70.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
71 lenders closed FHA loans in Rocky Mount, North Carolina in 2025, led by Rocket Mortgage with 34. 49 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 18 credit unions closed home loans in Rocky Mount, North Carolina in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky Mount, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky Mount, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky Mount. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
