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Mortgage Lenders and Brokers in Mooresville, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mooresville, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA475 River Hwy, Mooresville, NC 28117A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association141 Williamson Rd, Mooresville, NC 28117A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 Williamson Rd, Mooresville, NC 28117A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA314 N Main St, Mooresville, NC 28115A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank232 Williamson Rd, Mooresville, NC 28117A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA520 E Plaza Dr, Mooresville, NC 28115A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust150 Williamson Rd, Mooresville, NC 28117A5.0 ★Texas Ratio: 7.72%, United Community BankUnited Community Bank837 Williamson Rd, Mooresville, NC 28117A+5.0 ★Texas Ratio: 2.97%, Southstate Bank, National AssociationSouthstate Bank, National Association649 Brawley School Rd, Mooresville, NC 28117A+5.0 ★Texas Ratio: 2.27%, and Peoples BankPeoples Bank163 Plantation Ridge Drive, Mooresville, NC 28117A+5.0 ★Texas Ratio: 2.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mooresville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mooresville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mooresville, North Carolina

Market share is the lender's share of all home loans closed in Mooresville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 3 offices in Mooresville 475 River Hwy, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	39	2.2%	97.5%	$338,076	View
Fifth Third Bank, National Association 2 offices in Mooresville 141 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	27 +56 HELOCs	1.5%	87.9%	$445,370	View
JPMorgan Chase Bank, NA 2 offices in Mooresville 185 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	24 +3 HELOCs	1.4%	96%	$375,416	View
Bank of America NA 2 offices in Mooresville 314 N Main St, Mooresville, NC 28115 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	23 +68 HELOCs	1.3%	88.5%	$480,217	View
Truist Bank ★ 1 stars, 1 review 2 offices in Mooresville 232 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	21 +25 HELOCs	1.2%	87.5%	$598,333	View
First National Bank of PA 2 offices in Mooresville 520 E Plaza Dr, Mooresville, NC 28115 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	14 +11 HELOCs	0.8%	68.2%	$548,571	View
First Ciitizens Bank and Trust 1 office in Mooresville 150 Williamson Rd, Mooresville, NC 28117 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	13 +23 HELOCs	0.7%	76.5%	$573,461	View
United Community Bank 1 office in Mooresville 837 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	6 +27 HELOCs	0.3%	100%	$496,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Mooresville 649 Brawley School Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA, Jumbo, HELOC	5 +7 HELOCs	0.3%	100%	$837,000	View
Peoples Bank 1 office in Mooresville 163 Plantation Ridge Drive, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo, HELOC	4 +17 HELOCs	0.2%	83.3%	$742,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Mooresville 298 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +16 HELOCs	0.2%	100%	$367,500	View
Pinnacle Bank 1 office in Mooresville 253 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	4 +4 HELOCs	0.2%	100%	$347,500	View
blueharbor bank 106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.2%	100%	$501,666	View
First Bank 1 office in Mooresville 347 N Main St, Mooresville, NC 28115 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	2 +8 HELOCs	0.1%	66.7%	$215,000	View
United Bank Va 1 office in Mooresville 125 Trade Ct, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$330,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Mooresville 210 Knob Hill Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$475,000	View
Carter Bank and Trust 2 offices in Mooresville 231 E Plaza Dr, Mooresville, NC 28115 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +3 HELOCs	0%	n/a		View
The Fidelity Bank 1 office in Mooresville 186 Williamson Rd, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 3.02%	HELOC	0 +2 HELOCs	0%	100%		View
State Employees' Credit Union 111 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	46 +48 HELOCs	2.6%	85.5%	$438,043	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, HELOC	14 +2 HELOCs	0.8%	100%	$479,285	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	11 +4 HELOCs	0.6%	78.6%	$466,818	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	7	0.4%	100%	$356,428	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo	6	0.3%	77.8%	$681,666	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	100%	$881,000	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	3 +10 HELOCs	0.2%	27.3%	$358,333	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	3 +9 HELOCs	0.2%	80%	$328,333	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	60%	$1,001,666
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	3	0.2%	100%	$481,666	View
Old National Bank 28 Schenck Pkwy, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo	2	0.1%	100%	$1,330,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$355,000	View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$325,000	View
Servisfirst Bank 1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$645,000	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	1	0.1%	50%	$1,335,000	View
First Carolina Bank 1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89%	Conventional	1	0.1%	100%	$795,000	View
The Park National Bank 1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62%	Conventional	1	0.1%	100%	$905,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$635,000	View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +12 HELOCs	0%	100%		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +8 HELOCs	0%	0%		View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Duke University Federal Credit Union 2200 W Main St Ste L100, Durham, NC 27705 4600 A5.0 ★Texas Ratio: 6.76%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA, Jumbo	38	2.2%	100%	$473,947
Piedmont Advantage Credit Unio	Conventional, HELOC	4 +3 HELOCs	0.2%	66.7%	$137,500
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	100%	$418,333
Premier Lending Inc.	Conventional, FHA	3	0.2%	100%	$341,666
Taylorsville Savings Bank A4.6 ★Texas Ratio: 4.64%	Conventional	1	0.1%	100%	$455,000	View
Belmont Savings Bank A+5.0 ★Texas Ratio: 2.60%	Conventional	1	0.1%	100%	$195,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$555,000
Goprime Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA, Jumbo	200	11.4%	84.3%	$295,850
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	132 +11 HELOCs	7.5%	88.8%	$427,878
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	113 +5 HELOCs	6.4%	100%	$386,769
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	93	5.3%	96.9%	$517,043
loanDepot.com LLC	Conventional, FHA, VA, HELOC	50 +14 HELOCs	2.8%	87.9%	$351,800
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	42 +1 HELOCs	2.4%	97.7%	$343,571
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	42	2.4%	95.6%	$441,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	31	1.8%	78.6%	$400,161
Newrez LLC	Conventional, FHA, VA, Jumbo	27	1.5%	77.1%	$392,037
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	25 +1 HELOCs	1.4%	92.6%	$364,600
Freedom Mortgage Corporation	Conventional, FHA, VA	23	1.3%	92.9%	$413,260
DHI Mortgage Company, LTD.	Conventional, FHA, VA	23	1.3%	92%	$388,043
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +9 HELOCs	1.2%	91.7%	$324,047
Zillow Home Loans, LLC	Conventional, FHA	21	1.2%	100%	$342,619
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	19	1.1%	70.4%	$438,684
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	19	1.1%	95%	$378,684
Howard Hanna Financial Services, Inc	Conventional, FHA, VA	16	0.9%	100%	$364,375
Nationstar Mortgage	Conventional, FHA, VA	16	0.9%	76.2%	$188,750
Amerisave Mortgage Company	Conventional, FHA	14	0.8%	43.8%	$182,142
Provident Funding Associates	Conventional	13	0.7%	100%	$454,230
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	13	0.7%	100%	$391,923	View
Nfm, Inc	Conventional, FHA, Jumbo	12	0.7%	100%	$729,166
Spring Eq, LLC	Conventional, HELOC	11 +9 HELOCs	0.6%	36.7%	$97,727
TowneBank	Conventional, FHA, Jumbo, HELOC	11 +1 HELOCs	0.6%	84.6%	$315,909
Primary Residential Mortgage, INC.	Conventional, FHA, Jumbo	11	0.6%	100%	$349,545
Canopy Mortgage, LLC	Conventional, VA	11	0.6%	100%	$305,909
Inspire Home Loans Inc.	Conventional, FHA, VA	11	0.6%	100%	$456,818
Mortgage Research Center	Conventional, VA	11	0.6%	50%	$437,727
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	11	0.6%	75%	$205,000	View
ALCOVA Mortgage, LLC	Conventional, FHA, Jumbo	10	0.6%	100%	$489,000
Reliance First Capital, LLC	Conventional, FHA	9	0.5%	100%	$205,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	8	0.5%	100%	$455,000	View
Nbkc Bank	Conventional, Jumbo	8	0.5%	72.7%	$516,250
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA, Jumbo	8	0.5%	100%	$547,500	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA, Jumbo	8	0.5%	100%	$478,750
New American Funding, LLC.	Conventional, FHA, VA	8	0.5%	80%	$385,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +7 HELOCs	0.4%	87.5%	$85,000	View
Better Mortgage Corporation	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.4%	77.8%	$496,428
Primelending	Conventional	7	0.4%	100%	$297,857
Envoy Mortgage, Ltd	Conventional, FHA	7	0.4%	100%	$370,714
American Financial Resources LLC	Conventional, FHA, VA	6	0.3%	100%	$315,000
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.3%	100%	$408,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.3%	100%	$1,623,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA, Jumbo	6	0.3%	85.7%	$570,000	View
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.3%	83.3%	$347,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA	5	0.3%	100%	$447,000	View
Atlantic Coast Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$291,000
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	5	0.3%	83.3%	$663,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.3%	55.6%	$297,000
The Loan Store, Inc	Conventional, FHA, HELOC	4 +3 HELOCs	0.2%	80%	$380,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, HELOC	4 +2 HELOCs	0.2%	66.7%	$297,500
Cmg Mortgage Inc	Conventional, VA, HELOC	4 +2 HELOCs	0.2%	100%	$407,500
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$290,000
Premier Mortgage Resources, LLC	Conventional	4	0.2%	100%	$407,500
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.2%	28.6%	$230,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	4	0.2%	85.7%	$415,000
Churchill Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$280,000
Integrity Home Mortgage Corporation	Conventional, VA	4	0.2%	100%	$272,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.2%	100%	$325,000	View
Lower, LLC	Conventional, VA	4	0.2%	100%	$460,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.2%	100%	$317,500	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.2%	100%	$740,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$871,666	View
Guaranteed Rate, Inc.	Conventional, FHA	3	0.2%	100%	$545,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	3	0.2%	100%	$388,333	View
American Financial Network, Inc.	Conventional, FHA, Jumbo	3	0.2%	100%	$645,000
Fidelity Direct Mortgage, LLC	Conventional, FHA, VA	3	0.2%	100%	$481,666
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	3	0.2%	100%	$291,666	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	3	0.2%	75%	$498,333	View
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$245,000
Weichert Financial Services	Conventional	3	0.2%	100%	$421,666
New Day Financial, LLC.	VA	3	0.2%	30%	$218,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	3	0.2%	100%	$388,333	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.2%	100%	$388,333	View
Prosperity Home Mortgage, LLC	Conventional	3	0.2%	75%	$501,666
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.2%	100%	$1,328,333	View
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.2%	23.1%	$191,666
Plaza Home Mortgage, Inc	Conventional, VA	3	0.2%	75%	$335,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$645,000
EMM Loans LLC	Conventional	2	0.1%	66.7%	$480,000
Originpoint, LLC	Conventional, FHA	2	0.1%	100%	$210,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$210,000
Liberty Federal Credit Union	Conventional	2	0.1%	100%	$200,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.1%	100%	$365,000	View
Everett Financial, Inc.	Conventional	2	0.1%	100%	$490,000
Go Mortgage, LLC	Conventional, VA, Jumbo	2	0.1%	100%	$735,000
Sage Home Loans Corporation	Conventional	2	0.1%	75%	$455,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$355,000
Loanunited.Com, LLC	FHA	2	0.1%	100%	$400,000
Filo Mortgage, LLC	Conventional	2	0.1%	66.7%	$365,000
AmWest Funding Corp	Conventional, Jumbo	2	0.1%	100%	$825,000
Discover Bank	Conventional	2	0.1%	11.1%	$55,000
Intercoastal Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$760,000
American Financing Corporation	Conventional, FHA	2	0.1%	100%	$150,000
Strong Home Mortgage, LLC	Conventional	2	0.1%	100%	$365,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	40%	$255,000	View
Resource Financial Services, Inc.	Conventional, VA	2	0.1%	100%	$385,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$115,000	View
Waterstone Mortgage Corporation	Conventional, FHA, Jumbo	2	0.1%	100%	$735,000
Direct Mortgage Loans, LLC	Conventional	2	0.1%	100%	$325,000
Acopia, LLC	Conventional	2	0.1%	100%	$370,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$330,000	View
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	2	0.1%	100%	$400,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$445,000
Summit Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$135,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$690,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$470,000
Village Capital & Investment	VA	2	0.1%	75%	$405,000
HomeBridge Financial Services, Inc	VA, Jumbo, HELOC	1 +4 HELOCs	0.1%	100%	$855,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$315,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$65,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$335,000
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$315,000
Northern Mortgage Services, LLC	Conventional	1	0.1%	100%	$245,000
BankFirst Financial Services A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$225,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$445,000	View
Cazle Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$115,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$1,745,000	View
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
MortgageOne, Inc	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Acrisure Mortgage, LLC	VA	1	0.1%	100%	$395,000
Loansteady LLC	Conventional	1	0.1%	100%	$345,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$395,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$385,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$505,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$785,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$255,000
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$365,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$505,000	View
MortgageCountry	FHA	1	0.1%	100%	$405,000
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$435,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$705,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$245,000
Intercap Lending Inc	FHA	1	0.1%	100%	$535,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$605,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$45,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$335,000
Select Lending Services, LLC A5.0 ★Texas Ratio: 11.24%	Conventional, Jumbo	1	0.1%	100%	$1,735,000	View
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$575,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$725,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$455,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$575,000
Merck Sharp and Dohme FCU	Conventional	1	0.1%	100%	$245,000
Capital Center LLC	Conventional	1	0.1%	100%	$485,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$125,000
Tri Pointe Connect, LLC	Conventional	1	0.1%	100%	$475,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	VA	1	0.1%	100%	$245,000	View
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$165,000
T2 Financial LLC	Conventional	1	0.1%	100%	$415,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	50%	$705,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,375,000
New Story Lending LLC	Conventional	1	0.1%	100%	$275,000
South Carolina Federal Credit	Conventional	1	0.1%	100%	$555,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$445,000
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional	1	0.1%	100%	$455,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$285,000
Texas Tech Federal Credit Union	Conventional	1	0.1%	100%	$95,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$285,000	View
Gulf Coast Bank and Trust	Conventional	1	0.1%	100%	$385,000
Radius Financial Group Inc	Conventional	1	0.1%	50%	$425,000
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$565,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$395,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$265,000
Veritas Funding, LLC	VA, Jumbo	1	0.1%	100%	$945,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$605,000	View
Ussfcu	Conventional	1	0.1%	100%	$245,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$465,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$405,000
Texana Bank	Conventional	1	0.1%	100%	$345,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$285,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$345,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$155,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +17 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +15 HELOCs	0%	n/a		View
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Sharonview Federal CU	HELOC	0 +2 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	100%
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Apple Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Suffolk Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mooresville Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mooresville, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Mooresville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mooresville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mooresville, NC

Use these to narrow the list above. Each category shows how many Mooresville, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 133 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 53 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 26 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Mooresville, NC

Independent mortgage companies closed 72.4 percent of home loans in Mooresville, North Carolina in 2025, banks 21.4 percent and credit unions 6.2 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 21 loans.

72.4%

Mortgage companies

21.4%

Banks

6.2%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Mooresville, NC

Who is the largest mortgage lender in Mooresville, NC?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Mooresville, North Carolina with 39 loans, about 2.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mooresville, NC have the highest approval rates?

Among lenders with meaningful volume in Mooresville, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mooresville, NC mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Mooresville, North Carolina in 2025, led by Rocket Mortgage with 23. 51 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mooresville, NC lender list?

Yes. 74 banks and 39 credit unions closed home loans in Mooresville, North Carolina in 2025, alongside 133 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mooresville, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mooresville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mooresville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mooresville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.