Mortgage Lenders and Brokers in Westfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westfield, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA302 E Broad St, Westfield, NJ 07090A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA443 North Ave W, Westfield, NJ 07090A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA173 Elm St, Westfield, NJ 07090A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank119 Central Ave, Westfield, NJ 07090A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1 Lincoln Plz, Westfield, NJ 07090A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank801 Central Ave, Westfield, NJ 07090A+5.0 ★Texas Ratio: 5.76%, Columbia BankColumbia Bank251 North Ave W, Westfield, NJ 07090A+5.0 ★Texas Ratio: 4.30%, Oceanfirst BankOceanfirst Bank520 South Ave W, Westfield, NJ 07090A+5.0 ★Texas Ratio: 5.26%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla240 North Ave W # 244, Westfield, NJ 07090A+5.0 ★Texas Ratio: 3.96%, and TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westfield, New Jersey
Market share is the lender's share of all home loans closed in Westfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Westfield 302 E Broad St, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 21 +2 HELOCs |
4.2% | 91.3% | $965,000 | View |
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1 office in Westfield 443 North Ave W, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 20 | 4% | 95.5% | $1,217,500 | View |
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1 office in Westfield 173 Elm St, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 16 +46 HELOCs |
3.2% | 100% | $1,131,875 | View |
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1 office in Westfield 119 Central Ave, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 12 | 2.4% | 100% | $1,175,833 | View |
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★ 1.7 stars, 3 reviews 1 office in Westfield 1 Lincoln Plz, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +20 HELOCs |
0.8% | 80% | $547,500 | View |
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1 office in Westfield 801 Central Ave, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
0.8% | 71.4% | $957,500 | View |
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2 offices in Westfield 251 North Ave W, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.4% | 100% | $720,000 | View |
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1 office in Westfield 520 South Ave W, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,335,000 | View |
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1 office in Westfield 240 North Ave W # 244, Westfield, NJ 07090 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 13 +33 HELOCs |
2.6% | 100% | $788,076 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
1.8% | 100% | $1,261,666 | View |
Northfield Bank
828 South Ave W, Westfield, NJ 07090 |
Conventional | 5 | 1% | 83.3% | $275,000 | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 4 +47 HELOCs |
0.8% | 100% | $1,127,500 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 4 | 0.8% | 100% | $580,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 3 | 0.6% | 100% | $1,261,666 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 3 | 0.6% | 100% | $581,666 | View |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 3 | 0.6% | 100% | $708,333 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $1,375,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 100% | $510,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 0.4% | 100% | $675,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.4% | 100% | $660,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.2% | 100% | $1,755,000 | View |
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30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $865,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Millenium Home Mortgage
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Conventional, Jumbo | 5 | 1% | 100% | $677,000 | |
NJ Lenders Corp
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Conventional, Jumbo | 3 | 0.6% | 100% | $781,666 | |
Weichert Financial Services
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Conventional, FHA | 3 | 0.6% | 100% | $611,666 | |
EMM Loans LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,255,000 | |
Advisors Mortgage Group, LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,200,000 | |
MLB Residential Lending, LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,265,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $825,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,205,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $1,085,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $765,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 46 | 9.3% | 100% | $986,521 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 31 | 6.2% | 86.5% | $494,677 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 30 +3 HELOCs |
6% | 96.8% | $936,666 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 27 +3 HELOCs |
5.4% | 96.4% | $1,006,481 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 23 +2 HELOCs |
4.6% | 100% | $821,086 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 18 | 3.6% | 90% | $773,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 11 | 2.2% | 100% | $722,272 | |
Municipal Credit Union
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Conventional, Jumbo | 11 | 2.2% | 100% | $1,133,181 | |
Embrace Home Loans, Inc.
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Conventional, VA, Jumbo | 10 | 2% | 100% | $1,072,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 9 | 1.8% | 100% | $232,777 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 8 | 1.6% | 100% | $1,250,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 6 | 1.2% | 85.7% | $985,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1% | 100% | $861,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1% | 85.7% | $509,000 | |
Newrez LLC
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Conventional | 4 | 0.8% | 80% | $542,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.8% | 100% | $852,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.8% | 80% | $470,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 4 | 0.8% | 100% | $1,235,000 | |
Webster Bank, N.A.
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Conventional, Jumbo | 4 | 0.8% | 100% | $1,265,000 | |
Tomo Mortgage LLC
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Conventional | 4 | 0.8% | 100% | $597,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $711,666 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 3 | 0.6% | 100% | $678,333 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $1,045,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 40% | $220,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 2 | 0.4% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 2 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,075,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 66.7% | $110,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $795,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.4% | 100% | $1,065,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 100% | $65,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.4% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 100% | $805,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $665,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,230,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +4 HELOCs |
0.2% | 50% | $925,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $45,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $2,125,000 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $975,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $855,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Brighton Bank
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $615,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $175,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $1,075,000 | |
TEG Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.2% | 100% | $1,085,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $935,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $835,000 | View |
Selfreliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $1,185,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $925,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $895,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,805,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $985,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,845,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $995,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Tower Federal Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
MassMutual FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Westfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westfield, NJ
Use these to narrow the list above. Each category shows how many Westfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Westfield, NJ
Independent mortgage companies closed 57.7 percent of home loans in Westfield, New Jersey in 2025, banks 36.8 percent and credit unions 5.4 percent. Millenium Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westfield, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Westfield, New Jersey with 21 loans, about 4.2 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Westfield, New Jersey in 2025, led by United Wholesale Mortgage with 2. 9 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 20 credit unions closed home loans in Westfield, New Jersey in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
