Mortgage Lenders and Brokers in South Plainfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Plainfield, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5201 Stelton Rd, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank620 Oak Tree Ave, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 4.30%, TD BankTD Bank2473 Plainfield Ave, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank100 Durham Ave, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 5.76%, Wells Fargo Bank NAWells Fargo Bank NA2325 Plainfield Ave, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA2449 Plainfield Ave, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA5001 Stelton Rd, South Plainfield, NJ 07080A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Magyar BankMagyar Bank1000 Route 202 S, Branchburg, NJ 08876A+5.0 ★Texas Ratio: 0.29%, and Central Jersey Federal Credit UnionCentral Jersey Federal Credit Union380 BERRY ST, WOODBRIDGE, NJ 07095A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Plainfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Plainfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Plainfield, New Jersey
Market share is the lender's share of all home loans closed in South Plainfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Plainfield 5201 Stelton Rd, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 2.2% | 100% | $395,000 | View |
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1 office in South Plainfield 620 Oak Tree Ave, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 6 +2 HELOCs |
1.9% | 85.7% | $165,000 | View |
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1 office in South Plainfield 2473 Plainfield Ave, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +12 HELOCs |
0.6% | 50% | $85,000 | View |
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1 office in South Plainfield 100 Durham Ave, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $545,000 | View |
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2 offices in South Plainfield 2325 Plainfield Ave, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $145,000 | View |
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1 office in South Plainfield 2449 Plainfield Ave, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +21 HELOCs |
0.3% | 100% | $435,000 | View |
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2 offices in South Plainfield 5001 Stelton Rd, South Plainfield, NJ 07080 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +12 HELOCs |
0% | 0% | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 9 | 2.8% | 100% | $480,555 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 3 | 0.9% | 100% | $115,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 0.6% | 100% | $170,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 100% | $400,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.6% | 66.7% | $95,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $155,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $475,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 25% | $425,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 1 | 0.3% | 100% | $95,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Bond Street Mortgage, LLC
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Conventional, VA | 4 | 1.2% | 100% | $567,500 | |
Absolute Home Mortgage
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Conventional, FHA, VA | 4 | 1.2% | 100% | $535,000 | |
Millenium Home Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $668,333 | |
Advisors Mortgage Group, LLC
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Conventional | 3 | 0.9% | 100% | $435,000 | |
Kwik Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $621,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 0.9% | 100% | $408,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.6% | 100% | $450,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.3% | 100% | $485,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 44 | 13.6% | 86.8% | $302,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 26 +2 HELOCs |
8% | 89.7% | $490,384 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
4.9% | 88.9% | $395,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +3 HELOCs |
3.1% | 90.9% | $276,000 | |
Nationstar Mortgage
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Conventional | 9 | 2.8% | 90.9% | $267,222 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.5% | 83.3% | $398,750 | |
Cmg Mortgage Inc
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Conventional, VA, USDA | 8 | 2.5% | 100% | $491,250 | |
Guaranteed Rate, Inc.
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Conventional, VA | 7 | 2.2% | 100% | $572,142 | |
Freedom Mortgage Corporation
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Conventional, FHA | 7 | 2.2% | 90% | $447,857 | |
Newrez LLC
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Conventional, VA | 6 | 1.9% | 66.7% | $310,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.5% | 83.3% | $399,000 | |
First Colony Mortgage Corporat
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FHA, VA | 4 | 1.2% | 100% | $522,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.2% | 66.7% | $187,500 | View |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.2% | 100% | $402,500 | |
Better Mortgage Corporation
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $411,666 | |
Discover Bank
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Conventional | 3 | 0.9% | 23.1% | $165,000 | |
Embrace Home Loans, Inc.
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Conventional | 3 | 0.9% | 100% | $501,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $435,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.9% | 100% | $365,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.9% | 50% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $70,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $120,000 | View |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $600,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.6% | 100% | $570,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 28.6% | $60,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 100% | $290,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $125,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.6% | 100% | $340,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.6% | 100% | $485,000 | View |
Nqm Funding, LLC
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Conventional | 2 | 0.6% | 100% | $350,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.6% | 100% | $455,000 | View |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $585,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $330,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 0.6% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.6% | 100% | $520,000 | View |
Village Capital & Investment
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FHA | 2 | 0.6% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Hartford Funding, Ltd.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $555,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.3% | 100% | $535,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $505,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $595,000 | |
Signature Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.3% | 100% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 50% | $415,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $745,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $25,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $505,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.3% | 100% | $545,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $505,000 | View |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $405,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
South Plainfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Plainfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in South Plainfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Plainfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Plainfield, NJ
Use these to narrow the list above. Each category shows how many South Plainfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in South Plainfield, NJ
Independent mortgage companies closed 76.2 percent of home loans in South Plainfield, New Jersey in 2025, banks 19.4 percent and credit unions 4.3 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Central Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Plainfield, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Plainfield, New Jersey with 7 loans, about 2.2 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in South Plainfield, New Jersey in 2025, led by Freedom Mortgage Corporation with 5. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 16 credit unions closed home loans in South Plainfield, New Jersey in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Plainfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Plainfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Plainfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
