Mortgage Lenders and Brokers in South Dennis, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Dennis, New Jersey mortgage lenders include Franklin BankFranklin Bank2039 Delsea Dr, Franklinville, NJ 08322A+5.0 ★Texas Ratio: 1.02%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, 1st bank of sea isle city1st bank of sea isle city1615 Route 9 N, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.00%, Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%, and Crest Savings BankCrest Savings Bank315 Ocean St, Cape May, NJ 08204A+5.0 ★Texas Ratio: 0.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Dennis, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Dennis are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Dennis, New Jersey
Market share is the lender's share of all home loans closed in South Dennis, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 5 | 5.8% | 100% | $105,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 3.5% | 100% | $178,333 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 2.3% | 100% | $410,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.3% | 66.7% | $350,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 1.2% | 50% | $65,000 | View |
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1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.2% | 50% | $305,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.2% | 100% | $375,000 | View |
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315 Ocean St, Cape May, NJ 08204 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
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Conventional | 1 | 1.2% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 1.2% | 100% | $335,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.2% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 10.5% | 81.8% | $318,333 | |
Nvr Mortgage Finance, Inc.
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Conventional, VA | 9 | 10.5% | 100% | $432,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 5.8% | 100% | $397,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 4.7% | 66.7% | $447,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 3.5% | 100% | $381,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 3.5% | 100% | $445,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 3.5% | 100% | $215,000 | |
21St Mortgage
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Conventional | 3 | 3.5% | 75% | $58,333 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.3% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.3% | 100% | $220,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 25% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 1.2% | 100% | $465,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 100% | $325,000 | |
Sun East Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $425,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 100% | $25,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $425,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 50% | $75,000 | |
Valon Mortgage
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FHA | 1 | 1.2% | 100% | $345,000 | |
Nfm, Inc
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FHA | 1 | 1.2% | 100% | $355,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.2% | 100% | $365,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 33.3% | $305,000 | |
Philadelphia Federal Credit Un
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Conventional | 1 | 1.2% | 100% | $365,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1.2% | 66.7% | $455,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.2% | 50% | $195,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Dennis Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Dennis, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in South Dennis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Dennis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Dennis, NJ
Use these to narrow the list above. Each category shows how many South Dennis, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in South Dennis, NJ
Independent mortgage companies closed 68.6 percent of home loans in South Dennis, New Jersey in 2025, banks 25.6 percent and credit unions 5.8 percent. EMM Loans LLC was the largest mortgage company, Franklin Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Franklin Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Dennis, NJ
By home loans closed in 2025, Franklin Bank was the largest mortgage lender in South Dennis, New Jersey with 5 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in South Dennis, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 2. 7 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in South Dennis, New Jersey in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Dennis, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Dennis, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Dennis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
