Mortgage Lenders and Brokers in River Edge, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
River Edge, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA686 Kinderkamack Rd, River Edge, NJ 07661A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1050 Main St, River Edge, NJ 07661A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank1070 Main St, River Edge, NJ 07661A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, and Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in River Edge, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in River Edge are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in River Edge, New Jersey
Market share is the lender's share of all home loans closed in River Edge, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in River Edge 686 Kinderkamack Rd, River Edge, NJ 07661 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.3% | 100% | $807,000 | View |
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★ 1.7 stars, 3 reviews 1 office in River Edge 1050 Main St, River Edge, NJ 07661 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +11 HELOCs |
1.3% | 100% | $760,000 | View |
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1 office in River Edge 1070 Main St, River Edge, NJ 07661 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
5.3% | 88.9% | $725,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +11 HELOCs |
2.7% | 100% | $522,500 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.7% | 100% | $937,500 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 75% | $151,666 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $560,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.3% | 100% | $370,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.3% | 66.7% | $945,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $105,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.7% | 100% | $925,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.7% | 50% | $25,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.7% | 100% | $625,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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913 Kinderkamack Rd, River Edge, NJ 07661 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional | 2 | 1.3% | 100% | $670,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $445,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.7% | 50% | $725,000 | |
Absolute Home Mortgage
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,365,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $775,000 | |
Rocket Mortgage
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Conventional | 18 | 12% | 81.8% | $426,111 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 9 +1 HELOCs |
6% | 100% | $730,555 | |
loanDepot.com LLC
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Conventional | 6 | 4% | 85.7% | $378,333 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 5 | 3.3% | 100% | $769,000 | |
United Wholesale Mortgage
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Conventional | 4 | 2.7% | 80% | $767,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.7% | 100% | $702,500 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
2% | 75% | $675,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2% | 75% | $618,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 2% | 100% | $558,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 2% | 100% | $768,333 | |
Visions Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
1.3% | 50% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.3% | 100% | $715,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.3% | 100% | $350,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $455,000 | |
Kind Lending, LLC
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Conventional | 2 | 1.3% | 100% | $610,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $715,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.3% | 66.7% | $175,000 | |
Provident Funding Associates
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Conventional | 2 | 1.3% | 100% | $760,000 | |
Municipal Credit Union
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,260,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.3% | 100% | $935,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.3% | 100% | $140,000 | |
Teachers Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $555,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $465,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.7% | 100% | $1,165,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,485,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $595,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $85,000 | |
Brighton Bank
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.7% | 100% | $745,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.7% | 100% | $795,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.7% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Elements Financial Federal Cre
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Conventional | 1 | 0.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $1,005,000 | View |
UNMB Home Loans Inc
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Conventional | 1 | 0.7% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Ussfcu
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Conventional | 1 | 0.7% | 100% | $315,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.7% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $675,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
River Edge Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in River Edge, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in River Edge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in River Edge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in River Edge, NJ
Use these to narrow the list above. Each category shows how many River Edge, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in River Edge, NJ
Independent mortgage companies closed 61.3 percent of home loans in River Edge, New Jersey in 2025, banks 31.3 percent and credit unions 7.3 percent. NJ Lenders Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in River Edge, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in River Edge, New Jersey with 5 loans, about 3.3 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in River Edge, New Jersey in 2025, led by Pennymac Loan Services LLC with 2. 1 lenders closed VA loans, led by Pentagon Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in River Edge, New Jersey in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in River Edge, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in River Edge, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up River Edge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
