Mortgage Lenders and Brokers in Paramus, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paramus, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA36 E Midland Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA700 N Route 17, Paramus, NJ 07652A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank80 W Century Rd, Paramus, NJ 07652A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA425 Forest Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 4.14%, Valley National BankValley National Bank80 E Ridgewood Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank102 S Paramus Rd, Paramus, NJ 07652A+5.0 ★Texas Ratio: 3.71%, Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union40 W Century Rd, Paramus, NJ 07652 1454A5.0 ★Texas Ratio: 11.88%, Columbia BankColumbia Bank803 Route 17 South, Paramus, NJ 07652A+5.0 ★Texas Ratio: 4.30%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla242 Oradell Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 3.96%, and Bond Street Mortgage, LLCBond Street Mortgage, LLCParamus, NJ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paramus, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paramus are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paramus, New Jersey
Market share is the lender's share of all home loans closed in Paramus, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Paramus 36 E Midland Ave, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 15 | 5% | 100% | $1,174,333 | View |
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2 offices in Paramus 700 N Route 17, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 11 | 3.6% | 100% | $1,312,272 | View |
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2 offices in Paramus 80 W Century Rd, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 10 +8 HELOCs |
3.3% | 100% | $1,302,000 | View |
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2 offices in Paramus 425 Forest Ave, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +17 HELOCs |
2% | 100% | $915,000 | View |
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1 office in Paramus 80 E Ridgewood Ave, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 6 +6 HELOCs |
2% | 100% | $543,333 | View |
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2 offices in Paramus 102 S Paramus Rd, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
1.7% | 71.4% | $843,000 | View |
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40 W Century Rd, Paramus, NJ 07652 1454 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $75,000 | View |
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2 offices in Paramus 803 Route 17 South, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 40% | $330,000 | View |
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1 office in Paramus 242 Oradell Ave, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.7% | 100% | $330,000 | View |
Bond Street Mortgage, LLC
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Conventional | 3 | 1% | 100% | $761,666 | |
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461 From Rd, Paramus, NJ 07652 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 9 | 3% | 75% | $959,444 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +13 HELOCs |
1% | 100% | $585,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $988,333 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +17 HELOCs |
0.7% | 100% | $960,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 2 | 0.7% | 100% | $895,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional, Jumbo | 2 | 0.7% | 100% | $885,000 | View |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $715,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $3,005,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,375,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,905,000 | |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,545,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Arc Home LLC
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Conventional | 3 | 1% | 100% | $745,000 | |
NJ Lenders Corp
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Conventional | 2 | 0.7% | 66.7% | $1,020,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $630,000 | |
Residential Home Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $785,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $785,000 | |
American Federal Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,785,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.3% | 100% | $805,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, Jumbo | 32 | 10.6% | 82.1% | $620,000 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 18 +1 HELOCs |
6% | 79.2% | $790,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 13 +1 HELOCs |
4.3% | 100% | $787,307 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 10 +2 HELOCs |
3.3% | 91.7% | $662,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 9 +1 HELOCs |
3% | 100% | $692,777 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 7 | 2.3% | 100% | $1,002,142 | |
First Colony Mortgage Corporat
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Conventional | 7 | 2.3% | 100% | $723,571 | |
Visions Federal Credit Union
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Conventional, HELOC | 6 +3 HELOCs |
2% | 100% | $286,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 6 | 2% | 85.7% | $875,000 | View |
Nationstar Mortgage
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Conventional, FHA | 6 | 2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.7% | 71.4% | $1,125,000 | View |
Deephaven Mortgage LLC
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Conventional | 4 | 1.3% | 100% | $407,500 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 4 | 1.3% | 100% | $810,000 | |
Newrez LLC
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Conventional | 3 | 1% | 75% | $131,666 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 1% | 60% | $1,308,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.7% | 100% | $790,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.7% | 100% | $885,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.7% | 60% | $670,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 50% | $140,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 2 | 0.7% | 100% | $850,000 | |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $260,000 | |
Municipal Credit Union
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,005,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $540,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.7% | 100% | $830,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.3% | 100% | $1,365,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 16.7% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $675,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $905,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $865,000 | View |
Jet Direct Funding Corp.
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Conventional, Jumbo | 1 | 0.3% | 50% | $2,165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $785,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,995,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $755,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Carnegie Mortgage Partners, LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,445,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.3% | 100% | $555,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $1,005,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $875,000 | View |
GuardHill Financial LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,495,000 | |
Scient Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $1,095,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $1,205,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $765,000 | |
FM Home Loans LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $745,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,995,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,415,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,545,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sun Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Paramus Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paramus, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Paramus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paramus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paramus, NJ
Use these to narrow the list above. Each category shows how many Paramus, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Paramus, NJ
Independent mortgage companies closed 58.3 percent of home loans in Paramus, New Jersey in 2025, banks 34.4 percent and credit unions 7.3 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paramus, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Paramus, New Jersey with 15 loans, about 5 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Paramus, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 2. 1 lenders closed VA loans, led by Pentagon Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 18 credit unions closed home loans in Paramus, New Jersey in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paramus, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paramus, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paramus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
