North Wildwood, New Jersey mortgage lenders include Crest Savings BankCrest Savings Bank500 New Jersey Ave, North Wildwood, NJ 08260A+5.0 ★Texas Ratio: 0.12%, Sturdy Savings BankSturdy Savings Bank1900 New Jersey Ave, North Wildwood, NJ 08260A+5.0 ★Texas Ratio: 0.97%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, 1st bank of sea isle city1st bank of sea isle city1615 Route 9 N, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Wildwood, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Wildwood are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in North Wildwood, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in North Wildwood 500 New Jersey Ave, North Wildwood, NJ 08260 A+5.0 ★Texas Ratio: 0.12% |
Conventional, Jumbo | 14 | 5.9% | 100% | $492,142 | View |
|
1 office in North Wildwood 1900 New Jersey Ave, North Wildwood, NJ 08260 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 9 | 3.8% | 100% | $227,222 | View |
|
★ 1.7 stars, 3 reviews 1 office in North Wildwood 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 13 | 5.5% | 100% | $470,384 | View |
|
1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 5 | 2.1% | 100% | $1,153,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 2.1% | 100% | $527,000 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 4 +2 HELOCs |
1.7% | 100% | $402,500 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +7 HELOCs |
0.8% | 100% | $40,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.8% | 66.7% | $1,175,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.8% | 100% | $935,000 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.8% | 50% | $600,000 | View |
|
100 Albertson St, Millville, NJ 08332 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 2 | 0.8% | 100% | $270,000 | View |
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 2 | 0.8% | 66.7% | $500,000 | View |
|
30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,845,000 | View |
|
William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,575,000 | View |
|
★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302 |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,575,000 | |
|
20 Marlton Pike E, Cherry Hill, NJ 08034 B3.7 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
|
506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
|
91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $925,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Alliance Home Mortgage, LLC
|
Conventional, Jumbo | 3 | 1.3% | 100% | $608,333 | |
1St Colonial Community Bank
|
Conventional | 3 | 1.3% | 100% | $448,333 | |
EMM Loans LLC
|
Conventional, Jumbo | 2 | 0.8% | 100% | $780,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Residential Home Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $695,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Philadelphia Federal Credit Un
|
Conventional, Jumbo, HELOC | 41 +8 HELOCs |
17.3% | 89.4% | $390,609 | |
Rocket Mortgage
|
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
4.6% | 85.7% | $352,272 | |
Prosperity Home Mortgage, LLC
|
Conventional, Jumbo | 11 | 4.6% | 84.6% | $565,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 9 +1 HELOCs |
3.8% | 100% | $570,555 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 8 +4 HELOCs |
3.4% | 72.7% | $240,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 8 | 3.4% | 100% | $700,000 | |
Movement Mortgage, LLC
|
Conventional | 8 | 3.4% | 88.9% | $341,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.7% | 80% | $497,500 | |
Newrez LLC
|
Conventional | 3 | 1.3% | 60% | $465,000 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 3 | 1.3% | 100% | $465,000 | |
United Wholesale Mortgage
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $740,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.8% | 100% | $530,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.8% | 100% | $385,000 | |
Affordable Mortgage Advisors
|
Conventional | 2 | 0.8% | 100% | $430,000 | |
Kind Lending, LLC
|
Conventional, Jumbo | 2 | 0.8% | 100% | $1,195,000 | |
Firstrust Savings Bank
|
Conventional | 2 | 0.8% | 100% | $515,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.8% | 66.7% | $175,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.8% | 100% | $395,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.8% | 100% | $170,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.8% | 100% | $580,000 | |
TruMark Financial Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $315,000 | |
Citadel Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $725,000 | |
|
A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $95,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.4% | 100% | $515,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Advancial Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.4% | 100% | $695,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
|
A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.4% | 100% | $195,000 | |
Nfm, Inc
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 50% | $375,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
|
A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Mortgage Research Center
|
Conventional | 1 | 0.4% | 50% | $365,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 1 | 0.4% | 100% | $605,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Freedom Credit Uniton
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in North Wildwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Wildwood in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many North Wildwood, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40.1 percent of home loans in North Wildwood, New Jersey in 2025, banks 35 percent and credit unions 24.9 percent. Princeton Mortgage Corporation was the largest mortgage company, Crest Savings Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Crest Savings Bank led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Crest Savings Bank was the largest mortgage lender in North Wildwood, New Jersey with 14 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in North Wildwood, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 1. 3 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in North Wildwood, New Jersey in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Wildwood, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Wildwood, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Wildwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.