Mortgage Lenders and Brokers in North Cape May, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Cape May, New Jersey mortgage lenders include Sturdy Savings BankSturdy Savings Bank3851 Bayshore Rd, North Cape May, NJ 08204A+5.0 ★Texas Ratio: 0.97%, Crest Savings BankCrest Savings Bank3306 Bayshore Rd, North Cape May, NJ 08204A+5.0 ★Texas Ratio: 0.12%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA3841 Bayshore Rd, North Cape May, NJ 08204A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Cape May, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Cape May are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Cape May, New Jersey
Market share is the lender's share of all home loans closed in North Cape May, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Cape May 3851 Bayshore Rd, North Cape May, NJ 08204 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 5 | 3.8% | 83.3% | $87,000 | View |
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1 office in North Cape May 3306 Bayshore Rd, North Cape May, NJ 08204 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 1.5% | 66.7% | $150,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.8% | 100% | $523,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 3.8% | 100% | $297,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +11 HELOCs |
3% | 100% | $385,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 3 | 2.3% | 100% | $98,333 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2.3% | 100% | $405,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $460,000 | View |
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3841 Bayshore Rd, North Cape May, NJ 08204 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.8% | 100% | $575,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $385,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $465,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 1 | 0.8% | 100% | $155,000 | |
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91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Alliance Home Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $475,000 | |
1St Colonial Community Bank
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Conventional | 2 | 1.5% | 100% | $50,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 22 | 16.5% | 81.5% | $219,090 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 11 +1 HELOCs |
8.3% | 100% | $465,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.8% | 100% | $229,000 | |
Philadelphia Federal Credit Un
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Conventional | 4 | 3% | 100% | $317,500 | |
Cmg Mortgage Inc
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Conventional | 3 | 2.3% | 100% | $431,666 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 3 | 2.3% | 50% | $148,333 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 66.7% | $270,000 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.5% | 66.7% | $400,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.5% | 100% | $270,000 | |
Newrez LLC
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Conventional | 2 | 1.5% | 100% | $210,000 | |
Allied Mortgage Group, Inc
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Conventional | 2 | 1.5% | 66.7% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 40% | $75,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.5% | 66.7% | $420,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.5% | 100% | $260,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $305,000 | |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $425,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Freedom Credit Uniton
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Diamond Credit Union
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 50% | $75,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $585,000 | |
State Financial Network LLC
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Conventional | 1 | 0.8% | 100% | $95,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Farm Credit East ACA
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Franklin Mint Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
BHCU d/b/a Propell Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
North Cape May Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Cape May, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in North Cape May? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Cape May in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Cape May, NJ
Use these to narrow the list above. Each category shows how many North Cape May, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in North Cape May, NJ
Independent mortgage companies closed 57.1 percent of home loans in North Cape May, New Jersey in 2025, banks 30.1 percent and credit unions 12.8 percent. First Alliance Home Mortgage, LLC was the largest mortgage company, Sturdy Savings Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Sturdy Savings Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Cape May, NJ
By home loans closed in 2025, Sturdy Savings Bank was the largest mortgage lender in North Cape May, New Jersey with 5 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in North Cape May, New Jersey in 2025, led by loanDepot.com LLC with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 11 credit unions closed home loans in North Cape May, New Jersey in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Cape May, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Cape May, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Cape May. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
