Mortgage Lenders and Brokers in Hopatcong, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hopatcong, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, First BankFirst Bank506 Route 130 N, Cinnaminson, NJ 08077B+4.8 ★Texas Ratio: 17.97%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, and First Hope Bank A National Banking AssociationFirst Hope Bank A National Banking AssociationRoute 94, Blairstown, NJ 07825A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hopatcong, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hopatcong are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hopatcong, New Jersey
Market share is the lender's share of all home loans closed in Hopatcong, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2% | 100% | $317,857 | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 5 +7 HELOCs |
1.4% | 83.3% | $179,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 75% | $428,333 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $125,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +15 HELOCs |
0.6% | 100% | $225,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 100% | $90,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 2 | 0.6% | 100% | $65,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,300,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $705,000 | View |
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Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.3% | 50% | $55,000 | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Absolute Home Mortgage
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Conventional, FHA | 17 | 4.9% | 94.4% | $369,117 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 9 | 2.6% | 100% | $363,888 | |
NJ Lenders Corp
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Conventional, FHA | 7 | 2% | 100% | $370,714 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.9% | 100% | $338,333 | |
Advisors Mortgage Group, LLC
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Conventional, VA | 3 | 0.9% | 100% | $518,333 | |
EMM Loans LLC
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Conventional | 2 | 0.6% | 100% | $180,000 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $420,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $225,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA, VA | 2 | 0.6% | 100% | $395,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 50% | $285,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 43 | 12.3% | 89.8% | $249,186 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 37 +3 HELOCs |
10.6% | 97.4% | $352,837 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 25 +2 HELOCs |
7.1% | 86.7% | $317,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
5.4% | 79.2% | $395,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
2.9% | 76.9% | $291,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 2.3% | 100% | $357,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2% | 77.8% | $393,571 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 1.7% | 90% | $418,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1.7% | 85.7% | $318,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1.4% | 100% | $533,000 | View |
Newrez LLC
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Conventional, FHA | 5 | 1.4% | 45.5% | $195,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.4% | 66.7% | $203,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.1% | 100% | $415,000 | |
Allied Mortgage Group, Inc
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FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $428,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.9% | 75% | $371,666 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.9% | 42.9% | $138,333 | |
Nations Lending Corporation
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Conventional | 3 | 0.9% | 100% | $431,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 100% | $385,000 | |
Better Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $298,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 75% | $61,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 33.3% | $35,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.6% | 100% | $390,000 | View |
Primelending
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Conventional | 2 | 0.6% | 100% | $210,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 50% | $470,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 57.1% | $245,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.6% | 100% | $280,000 | |
First Colony Mortgage Corporat
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FHA | 2 | 0.6% | 100% | $260,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.6% | 100% | $455,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.6% | 66.7% | $370,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $320,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0.3% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
Brighton Bank
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Conventional | 1 | 0.3% | 100% | $435,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
Developer's Mortgage Company
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $365,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $695,000 | View |
Loanleaders of America, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
BoxCar Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
Municipal Credit Union
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.3% | 50% | $325,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hopatcong Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hopatcong, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Hopatcong? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hopatcong in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hopatcong, NJ
Use these to narrow the list above. Each category shows how many Hopatcong, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Hopatcong, NJ
Independent mortgage companies closed 82 percent of home loans in Hopatcong, New Jersey in 2025, banks 14 percent and credit unions 4 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Picatinny Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hopatcong, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hopatcong, New Jersey with 7 loans, about 2 percent of the market. The largest lender headquartered in New Jersey was Picatinny Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Hopatcong, New Jersey in 2025, led by Rocket Mortgage with 10. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 16 credit unions closed home loans in Hopatcong, New Jersey in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hopatcong, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hopatcong, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hopatcong. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
