Mortgage Lenders and Brokers in Hillsborough, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsborough, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA381 Us 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA430 Amwell Rd, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.315 Route 206 Hillsborough Promenade, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank308 Route 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank425 Route 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 3.46%, Wells Fargo Bank NAWells Fargo Bank NA649 Us Highway 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 5.36%, Valley National BankValley National Bank323 Route 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 5.76%, Fulton Bank, National AssociationFulton Bank, National Association601 Route 206, Hillsborough, NJ 08844A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Affinity Federal Credit UnionAffinity Federal Credit Union315 US Highway 206, Hillsborough, NJ 08844 4625A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsborough, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsborough are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsborough, New Jersey
Market share is the lender's share of all home loans closed in Hillsborough, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hillsborough 381 Us 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 2.2% | 83.3% | $447,000 | View |
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1 office in Hillsborough 430 Amwell Rd, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +19 HELOCs |
1.3% | 75% | $440,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hillsborough 315 Route 206 Hillsborough Promenade, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +17 HELOCs |
0.7% | 66.7% | $391,666 | View |
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1 office in Hillsborough 308 Route 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +14 HELOCs |
0.7% | 100% | $55,000 | View |
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1 office in Hillsborough 425 Route 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $158,333 | View |
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1 office in Hillsborough 649 Us Highway 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $475,000 | View |
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1 office in Hillsborough 323 Route 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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1 office in Hillsborough 601 Route 206, Hillsborough, NJ 08844 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $545,000 | View |
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315 US Highway 206, Hillsborough, NJ 08844 4625 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 3 +32 HELOCs |
0.7% | 100% | $375,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +11 HELOCs |
0.7% | 100% | $341,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 0.7% | 100% | $531,666 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $180,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 100% | $280,000 | View |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 2 | 0.4% | 66.7% | $595,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.4% | 100% | $300,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $495,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.2% | 100% | $395,000 | |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 50% | $305,000 | |
Advisors Mortgage Group, LLC
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Conventional | 5 | 1.1% | 100% | $367,000 | |
Absolute Home Mortgage
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Conventional, FHA | 5 | 1.1% | 100% | $227,000 | |
Kwik Mortgage Corporation
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Conventional | 5 | 1.1% | 100% | $521,000 | |
American Federal Mortgage Corporation
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Conventional | 4 | 0.9% | 100% | $435,000 | |
Weichert Financial Services
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Conventional | 3 | 0.7% | 100% | $188,333 | |
EMM Loans LLC
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $270,000 | |
NJ Lenders Corp
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Conventional | 2 | 0.4% | 100% | $370,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.2% | 100% | $395,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.2% | 50% | $755,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 62 | 13.8% | 88.9% | $342,258 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 37 +1 HELOCs |
8.2% | 92.9% | $410,945 | |
Guaranteed Rate Affinity, LLC
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Conventional | 19 | 4.2% | 100% | $449,210 | |
loanDepot.com LLC
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Conventional, HELOC | 13 +1 HELOCs |
2.9% | 100% | $323,461 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 13 +1 HELOCs |
2.9% | 100% | $271,923 | |
Embrace Home Loans, Inc.
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Conventional | 13 | 2.9% | 100% | $494,230 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
2.7% | 100% | $391,666 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 2.7% | 80% | $179,166 | |
Pennymac Loan Services LLC
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Conventional | 9 | 2% | 83.3% | $325,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 8 +2 HELOCs |
1.8% | 100% | $437,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 1.8% | 100% | $527,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 6 | 1.3% | 85.7% | $346,666 | View |
Guaranteed Rate, Inc.
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Conventional | 6 | 1.3% | 100% | $365,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 100% | $350,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.3% | 75% | $106,666 | |
Paramount Residential Mortgage
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Conventional | 6 | 1.3% | 100% | $496,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1.1% | 45.5% | $257,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1.1% | 100% | $501,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 4 +2 HELOCs |
0.9% | 80% | $355,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.9% | 66.7% | $162,500 | |
Nbkc Bank
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Conventional | 4 | 0.9% | 80% | $535,000 | |
Provident Funding Associates
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Conventional | 4 | 0.9% | 100% | $630,000 | |
Digital Federal Credit Union
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Conventional | 4 | 0.9% | 80% | $370,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 0.9% | 100% | $212,500 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 0.7% | 100% | $175,000 | View |
Keystone Funding, Inc
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Conventional | 3 | 0.7% | 100% | $345,000 | |
Nations Direct Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $655,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.7% | 100% | $478,333 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 100% | $451,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $498,333 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $371,666 | |
United Nations Federal CU
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Conventional | 3 | 0.7% | 100% | $551,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 66.7% | $360,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 50% | $715,000 | |
Allied Mortgage Group, Inc
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Conventional | 2 | 0.4% | 75% | $310,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $285,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $360,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $500,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.4% | 100% | $410,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.4% | 100% | $130,000 | |
Mortgage Research Center
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FHA, VA | 2 | 0.4% | 50% | $495,000 | |
Andrews Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.4% | 66.7% | $70,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Cliffco, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.2% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.2% | 100% | $225,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 50% | $365,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $725,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Merck Sharp and Dohme FCU
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Mortgage300 Corporation
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $875,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.2% | 50% | $315,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hillsborough Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsborough, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Hillsborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsborough in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsborough, NJ
Use these to narrow the list above. Each category shows how many Hillsborough, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsborough, NJ
Independent mortgage companies closed 76.7 percent of home loans in Hillsborough, New Jersey in 2025, banks 18.7 percent and credit unions 4.7 percent. Advisors Mortgage Group, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsborough, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hillsborough, New Jersey with 10 loans, about 2.2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hillsborough, New Jersey, Rocket Mortgage approved the highest share of completed applications in 2025 at 88.9 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Hillsborough, New Jersey in 2025, led by United Wholesale Mortgage with 4. 5 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 16 credit unions closed home loans in Hillsborough, New Jersey in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsborough, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsborough, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
