Mortgage Lenders and Brokers in Hawthorne, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hawthorne, New Jersey mortgage lenders include Columbia BankColumbia Bank496 Lafayette Ave, Hawthorne, NJ 07506A+5.0 ★Texas Ratio: 4.30%, TD BankTD Bank617 Lafayette Ave, Hawthorne, NJ 07506A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA459 Lafayette Ave, Hawthorne, NJ 07506A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA331 Lafayette Ave, Hawthorne, NJ 07506A+5.0 ★Texas Ratio: 3.68%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Ascendia BankAscendia Bank250 Lincoln Ave, Hawthorne, NJ 07506A+5.0 ★Texas Ratio: 1.20%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla1 Towne Ctr, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.96%, and Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hawthorne, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hawthorne are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hawthorne, New Jersey
Market share is the lender's share of all home loans closed in Hawthorne, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hawthorne 496 Lafayette Ave, Hawthorne, NJ 07506 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 6 | 2.6% | 61.5% | $91,666 | View |
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1 office in Hawthorne 617 Lafayette Ave, Hawthorne, NJ 07506 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +16 HELOCs |
2.1% | 71.4% | $205,000 | View |
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1 office in Hawthorne 459 Lafayette Ave, Hawthorne, NJ 07506 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 2.1% | 83.3% | $333,000 | View |
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1 office in Hawthorne 331 Lafayette Ave, Hawthorne, NJ 07506 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.7% | 80% | $480,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 4 +5 HELOCs |
1.7% | 100% | $300,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +6 HELOCs |
1.3% | 100% | $391,666 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $295,000 | View |
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250 Lincoln Ave, Hawthorne, NJ 07506 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 2 | 0.9% | 75% | $95,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.9% | 100% | $55,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $615,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $645,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $515,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $495,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
FHA | 1 | 0.4% | 100% | $405,000 | |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Mld Mortgage, Inc.Dba the Money Store
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FHA, VA | 5 | 2.1% | 100% | $503,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 4 | 1.7% | 100% | $470,000 | |
NJ Lenders Corp
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Conventional, FHA | 3 | 1.3% | 100% | $505,000 | |
MLB Residential Lending, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $498,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.9% | 100% | $620,000 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $425,000 | |
Weichert Financial Services
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Conventional | 2 | 0.9% | 100% | $390,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $795,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $945,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA | 18 | 7.7% | 82.6% | $267,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
6.9% | 100% | $536,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 12 +3 HELOCs |
5.2% | 100% | $459,166 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
5.2% | 92.3% | $324,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
3.9% | 83.3% | $509,444 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3.4% | 69.2% | $543,750 | |
Newrez LLC
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Conventional | 7 | 3% | 70% | $205,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 5 +7 HELOCs |
2.1% | 100% | $277,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 2.1% | 100% | $505,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1.7% | 100% | $510,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.7% | 80% | $535,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.3% | 50% | $65,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.3% | 100% | $285,000 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 1.3% | 100% | $508,333 | |
Movement Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 50% | $75,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.9% | 100% | $400,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $460,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 40% | $90,000 | |
East Coast Capital Corp.
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Conventional | 2 | 0.9% | 66.7% | $475,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.9% | 66.7% | $565,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 0.9% | 100% | $660,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 2 | 0.9% | 100% | $450,000 | View |
JMAC Lending, Inc.
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Conventional | 2 | 0.9% | 100% | $380,000 | |
Municipal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 0.4% | 100% | $535,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.4% | 100% | $535,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $565,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 25% | $465,000 | |
Brighton Bank
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FHA | 1 | 0.4% | 100% | $775,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $855,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $725,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $695,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Carnegie Mortgage Partners, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $755,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $405,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $395,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.4% | 100% | $215,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 50% | $615,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $385,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 20% | $525,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hawthorne Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hawthorne, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Hawthorne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hawthorne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hawthorne, NJ
Use these to narrow the list above. Each category shows how many Hawthorne, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Hawthorne, NJ
Independent mortgage companies closed 74.7 percent of home loans in Hawthorne, New Jersey in 2025, banks 19.3 percent and credit unions 6 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, Columbia Bank the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hawthorne, NJ
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Hawthorne, New Jersey with 6 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Hawthorne, New Jersey in 2025, led by Pennymac Loan Services LLC with 5. 6 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 15 credit unions closed home loans in Hawthorne, New Jersey in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hawthorne, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hawthorne, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hawthorne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
