Fair Lawn, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank14 03 Saddle River Rd, Fair Lawn, NJ 07410A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank31 00 Broadway, Fair Lawn, NJ 07410A+5.0 ★Texas Ratio: 5.76%, Columbia BankColumbia Bank25 00 Broadway, Fair Lawn, NJ 07410A+5.0 ★Texas Ratio: 4.30%, Kearny BankKearny Bank33 11 Broadway, Fair Lawn, NJ 07410A5.0 ★Texas Ratio: 7.41%, Provident BankProvident Bank12 79 River Rd, Fair Lawn, NJ 07410A+5.0 ★Texas Ratio: 3.46%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fair Lawn, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fair Lawn are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fair Lawn, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Fair Lawn 1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 12 +2 HELOCs |
3.2% | 92.3% | $530,000 | View |
|
2 offices in Fair Lawn 14 03 Saddle River Rd, Fair Lawn, NJ 07410 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +20 HELOCs |
1.9% | 70% | $245,000 | View |
|
2 offices in Fair Lawn 31 00 Broadway, Fair Lawn, NJ 07410 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 6 +7 HELOCs |
1.6% | 87.5% | $260,000 | View |
|
4 offices in Fair Lawn 25 00 Broadway, Fair Lawn, NJ 07410 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 5 +14 HELOCs |
1.3% | 100% | $71,000 | View |
|
1 office in Fair Lawn 33 11 Broadway, Fair Lawn, NJ 07410 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
|
1 office in Fair Lawn 12 79 River Rd, Fair Lawn, NJ 07410 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 2.1% | 88.9% | $626,250 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $588,333 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +20 HELOCs |
0.5% | 100% | $470,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +8 HELOCs |
0.5% | 100% | $520,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 100% | $1,010,000 | View |
|
175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
|
1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 2 | 0.5% | 66.7% | $155,000 | View |
|
64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
|
1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.5% | 100% | $465,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.5% | 66.7% | $615,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +21 HELOCs |
0.3% | 100% | $855,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $805,000 | View |
|
100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $655,000 | View |
|
561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $825,000 | View |
|
444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.3% | 50% | $505,000 | View |
|
★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Greenway Mortgage Funding Corp.
|
Conventional | 7 | 1.9% | 100% | $485,000 | |
Bond Street Mortgage, LLC
|
Conventional | 4 | 1.1% | 100% | $545,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 4 | 1.1% | 100% | $565,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 3 | 0.8% | 100% | $498,333 | |
American Federal Mortgage Corporation
|
Conventional | 3 | 0.8% | 100% | $488,333 | |
NJ Lenders Corp
|
Conventional, FHA | 2 | 0.5% | 100% | $910,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 2 | 0.5% | 100% | $650,000 | |
Arc Home LLC
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.3% | 100% | $625,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 50 | 13.3% | 89.5% | $417,200 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 28 +2 HELOCs |
7.4% | 96.6% | $549,285 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 24 +3 HELOCs |
6.4% | 80% | $557,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 10 +1 HELOCs |
2.7% | 90.9% | $607,000 | |
loanDepot.com LLC
|
Conventional, FHA | 10 | 2.7% | 91.7% | $424,000 | |
Pennymac Loan Services LLC
|
Conventional | 10 | 2.7% | 66.7% | $466,000 | |
Newrez LLC
|
Conventional | 8 | 2.1% | 80% | $238,750 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
1.6% | 75% | $591,666 | View |
Movement Mortgage, LLC
|
Conventional | 6 | 1.6% | 100% | $411,666 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.6% | 85.7% | $601,666 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1.3% | 71.4% | $501,000 | View |
Total Mortgage Services, LLC
|
Conventional | 5 | 1.3% | 100% | $569,000 | |
Spring Eq, LLC
|
Conventional | 5 | 1.3% | 50% | $93,000 | |
Visions Federal Credit Union
|
Conventional, HELOC | 4 +11 HELOCs |
1.1% | 66.7% | $262,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 4 | 1.1% | 100% | $702,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 4 | 1.1% | 80% | $520,000 | |
Guidance Residential, LLC
|
Conventional | 4 | 1.1% | 100% | $435,000 | |
Mortgage Research Center
|
VA | 4 | 1.1% | 100% | $625,000 | |
AmWest Funding Corp
|
Conventional | 3 | 0.8% | 100% | $478,333 | |
Provident Funding Associates
|
Conventional | 3 | 0.8% | 100% | $588,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.8% | 100% | $208,333 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.8% | 100% | $448,333 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $560,000 | |
Jet Direct Funding Corp.
|
Conventional | 2 | 0.5% | 100% | $410,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 0.5% | 100% | $665,000 | |
Contour Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $445,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.5% | 100% | $615,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $490,000 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 0.5% | 100% | $445,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 0.5% | 100% | $380,000 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.5% | 100% | $770,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.5% | 100% | $700,000 | |
Stg Mortgage Inc
|
Conventional, FHA | 2 | 0.5% | 66.7% | $720,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.5% | 100% | $390,000 | View |
The Loan Store, Inc
|
Conventional | 2 | 0.5% | 100% | $650,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $485,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.5% | 100% | $705,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.5% | 100% | $675,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 50% | $80,000 | View |
Polish & Slavic Federal Credit
|
Conventional | 2 | 0.5% | 100% | $230,000 | |
|
A5.0 ★Texas Ratio: 8.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $355,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $245,000 | |
Pentagon Federal Credit Union
|
FHA, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $575,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $195,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $715,000 | |
Cliffco, Inc.
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
1St Priority Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
TruMark Financial Credit Union
|
Conventional | 1 | 0.3% | 100% | $765,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
Kinecta Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Carnegie Mortgage Partners, LLC
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
American Financing Corporation
|
Conventional | 1 | 0.3% | 100% | $135,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Nfm, Inc
|
FHA | 1 | 0.3% | 100% | $575,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $615,000 | View |
UNMB Home Loans Inc
|
Conventional | 1 | 0.3% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $875,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Logan Finance Corporation
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,225,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $735,000 | |
FM Home Loans LLC
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 33.3% | $605,000 | |
Webster Bank, N.A.
|
Conventional | 1 | 0.3% | 50% | $975,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $585,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.3% | 100% | $445,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fair Lawn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fair Lawn in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fair Lawn, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.8 percent of home loans in Fair Lawn, New Jersey in 2025, banks 21.8 percent and credit unions 6.4 percent. Greenway Mortgage Funding Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fair Lawn, New Jersey with 12 loans, about 3.2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fair Lawn, New Jersey, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.5 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Fair Lawn, New Jersey in 2025, led by Rocket Mortgage with 6. 2 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 18 credit unions closed home loans in Fair Lawn, New Jersey in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fair Lawn, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fair Lawn, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fair Lawn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.