Mortgage Lenders and Brokers in Budd Lake, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Budd Lake, New Jersey mortgage lenders include Valley National BankValley National Bank342 Route Us 46, Budd Lake, NJ 07828A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.100 Route 46, Budd Lake, NJ 07828A+5.0 ★Texas Ratio: 4.24%, Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, First Hope Bank A National Banking AssociationFirst Hope Bank A National Banking AssociationRoute 94, Blairstown, NJ 07825A+5.0 ★Texas Ratio: 0.00%, and Schuyler Savings BankSchuyler Savings Bank201 Frank E Rodgers Blvd N, Harrison, NJ 07029A+5.0 ★Texas Ratio: 2.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Budd Lake, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Budd Lake are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Budd Lake, New Jersey
Market share is the lender's share of all home loans closed in Budd Lake, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Budd Lake 342 Route Us 46, Budd Lake, NJ 07828 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 5 +3 HELOCs |
2.1% | 100% | $363,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Budd Lake 100 Route 46, Budd Lake, NJ 07828 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +17 HELOCs |
0% | n/a | View | |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 10 +7 HELOCs |
4.3% | 100% | $108,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 3% | 100% | $626,428 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.9% | 100% | $425,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $305,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $335,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 20% | $455,000 | View |
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Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 50% | $115,000 | View |
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201 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.4% | 100% | $105,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.4% | 100% | $55,000 | |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 33.3% | $175,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 10 | 4.3% | 90.9% | $486,000 | |
Bond Street Mortgage, LLC
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Conventional | 3 | 1.3% | 100% | $331,666 | |
Absolute Home Mortgage
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Conventional | 3 | 1.3% | 100% | $465,000 | |
HomeBridge Financial Services, Inc
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Conventional | 2 | 0.9% | 100% | $670,000 | |
Kwik Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $365,000 | |
Weichert Financial Services
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Conventional | 2 | 0.9% | 100% | $495,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.4% | 100% | $435,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $735,000 | |
Advisors Mortgage Group, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $905,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Rocket Mortgage
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Conventional, FHA | 26 | 11.2% | 84.8% | $424,230 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
8.2% | 86.4% | $465,526 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 17 +1 HELOCs |
7.3% | 100% | $463,235 | |
CrossCountry Mortgage, LLC
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Conventional | 9 | 3.9% | 90% | $501,666 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 8 | 3.4% | 61.5% | $472,500 | |
Newrez LLC
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Conventional, FHA | 5 | 2.1% | 55.6% | $401,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2.1% | 83.3% | $335,000 | |
Movement Mortgage, LLC
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Conventional | 5 | 2.1% | 100% | $481,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 1.7% | 100% | $475,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.7% | 100% | $620,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.3% | 66.7% | $205,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1.3% | 100% | $391,666 | View |
Nationstar Mortgage
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Conventional | 3 | 1.3% | 100% | $231,666 | |
Mortgage Research Center
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VA | 3 | 1.3% | 75% | $518,333 | |
Better Mortgage Corporation
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Conventional | 3 | 1.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.9% | 66.7% | $375,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.9% | 100% | $420,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 33.3% | $130,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.9% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $330,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.9% | 100% | $485,000 | |
Digital Federal Credit Union
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Conventional | 2 | 0.9% | 100% | $450,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $850,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.9% | 100% | $260,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $625,000 | |
TruMark Financial Credit Union
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $485,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $585,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Suma Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.4% | 100% | $305,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.4% | 100% | $635,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $565,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $85,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 50% | $565,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 25% | $785,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Budd Lake Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Budd Lake, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Budd Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Budd Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Budd Lake, NJ
Use these to narrow the list above. Each category shows how many Budd Lake, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Budd Lake, NJ
Independent mortgage companies closed 75.5 percent of home loans in Budd Lake, New Jersey in 2025, banks 16.3 percent and credit unions 8.2 percent. Princeton Mortgage Corporation was the largest mortgage company, Valley National Bank the largest bank and Picatinny Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Budd Lake, NJ
By home loans closed in 2025, Valley National Bank was the largest mortgage lender in Budd Lake, New Jersey with 5 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Budd Lake, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 5. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 14 credit unions closed home loans in Budd Lake, New Jersey in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Budd Lake, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Budd Lake, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Budd Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
