Mortgage Lenders and Brokers in Bargaintown, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bargaintown, New Jersey mortgage lenders include Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bargaintown, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bargaintown are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bargaintown, New Jersey
Market share is the lender's share of all home loans closed in Bargaintown, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 14 | 5.4% | 100% | $62,142 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, VA, HELOC | 9 +2 HELOCs |
3.5% | 90.9% | $203,888 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +8 HELOCs |
1.2% | 100% | $315,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 50% | $228,333 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA | 3 | 1.2% | 100% | $261,666 | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 2 | 0.8% | 50% | $75,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 50% | $275,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $565,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
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2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $405,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 13 | 5% | 92.9% | $235,769 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 8 | 3.1% | 88.9% | $347,500 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 1.2% | 75% | $281,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 1.2% | 100% | $411,666 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.8% | 100% | $350,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.4% | 100% | $115,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
1St Colonial Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
11.5% | 85.7% | $190,333 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 21 | 8.1% | 100% | $311,190 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 11 +4 HELOCs |
4.2% | 91.7% | $115,909 | |
Newrez LLC
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Conventional, FHA | 10 | 3.8% | 64.7% | $174,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 3.8% | 83.3% | $336,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 3.5% | 90% | $353,888 | |
loanDepot.com LLC
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Conventional, FHA | 9 | 3.5% | 90% | $176,111 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 3.5% | 90% | $143,888 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 7 | 2.7% | 100% | $303,571 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 6 +2 HELOCs |
2.3% | 100% | $198,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.9% | 100% | $453,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 1.5% | 100% | $307,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 1.5% | 100% | $105,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.2% | 37.5% | $251,666 | |
Discover Bank
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Conventional | 3 | 1.2% | 42.9% | $128,333 | |
Mortgage Research Center
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VA | 3 | 1.2% | 75% | $515,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.2% | 60% | $268,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $255,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.8% | 66.7% | $335,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.8% | 100% | $325,000 | |
Allied Mortgage Group, Inc
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Conventional | 2 | 0.8% | 100% | $280,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.8% | 80% | $85,000 | |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.8% | 100% | $360,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $545,000 | |
Union Home Mortgage Corp.
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $485,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Primelending
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Conventional | 1 | 0.4% | 100% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $455,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $145,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $565,000 | View |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.4% | 15.6% | $85,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 66.7% | $385,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Citadel Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bargaintown Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bargaintown, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bargaintown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bargaintown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bargaintown, NJ
Use these to narrow the list above. Each category shows how many Bargaintown, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bargaintown, NJ
Independent mortgage companies closed 70.4 percent of home loans in Bargaintown, New Jersey in 2025, banks 17.3 percent and credit unions 12.3 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Jersey Shore FCU led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bargaintown, NJ
By home loans closed in 2025, Jersey Shore FCU was the largest mortgage lender in Bargaintown, New Jersey with 14 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Bargaintown, New Jersey in 2025, led by Nation One Mortgage Corporatio with 4. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Bargaintown, New Jersey in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bargaintown, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bargaintown, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bargaintown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
