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Mortgage Lenders and Brokers in Lincoln, Nebraska

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lincoln, Nebraska mortgage lenders include Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne8400 Maddox Dr, Lincoln, NE 68520A+5.0 ★Texas Ratio: 3.23%, Union Bank and Trust CompanyUnion Bank and Trust Company350 Canopy St, Lincoln, NE 68508A+5.0 ★Texas Ratio: 2.09%, Pinnacle BankPinnacle Bank600 Q St Ste 110, Lincoln, NE 68508A+5.0 ★Texas Ratio: 1.45%, Cornhusker BankCornhusker Bank3500 Faulkner Dr, Lincoln, NE 68516A+5.0 ★Texas Ratio: 0.16%, West Gate BankWest Gate Bank5555 S 27th St, Lincoln, NE 68512A+5.0 ★Texas Ratio: 1.69%, Liberty First Credit UnionLiberty First Credit Union501 N 46th St, Lincoln, NE 68503 3718A+5.0 ★Texas Ratio: 3.58%, US Bank, N.A.US Bank, N.A.233 S 13th St, Lincoln, NE 68508A+5.0 ★Texas Ratio: 2.85%, Security First BankSecurity First Bank4811 Van Dorn St, Lincoln, NE 68506A+5.0 ★Texas Ratio: 1.27%, Lincone Federal Credit UnionLincone Federal Credit Union4638 W St, Lincoln, NE 68503A+5.0 ★Texas Ratio: 2.11%, and Cattle Bank & TrustCattle Bank & Trust1404 Pine Lake Rd, Lincoln, NE 68512A+5.0 ★Texas Ratio: 0.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lincoln, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lincoln, Nebraska

Market share is the lender's share of all home loans closed in Lincoln, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Lincoln Federal Svgs Bk of Ne 4 offices in Lincoln 8400 Maddox Dr, Lincoln, NE 68520 A+5.0 ★Texas Ratio: 3.23%	Conventional, FHA, VA, Jumbo	631	11.1%	97.7%	$272,670	View
Union Bank and Trust Company 19 offices in Lincoln 350 Canopy St, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 2.09%	Conventional, FHA, VA, Jumbo, HELOC	407 +267 HELOCs	7.1%	91.8%	$262,051	View
Pinnacle Bank 10 offices in Lincoln 600 Q St Ste 110, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 1.45%	Conventional, FHA, VA, HELOC	297 +107 HELOCs	5.2%	98.4%	$254,057	View
Cornhusker Bank 7 offices in Lincoln 3500 Faulkner Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.16%	Conventional, VA, Jumbo	274	4.8%	95.2%	$226,751	View
West Gate Bank 5 offices in Lincoln 5555 S 27th St, Lincoln, NE 68512 A+5.0 ★Texas Ratio: 1.69%	Conventional, FHA, VA, Jumbo	258	4.5%	95.8%	$270,232	View
Liberty First Credit Union 501 N 46th St, Lincoln, NE 68503 3718 A+5.0 ★Texas Ratio: 3.58%	Conventional, FHA, VA	255	4.5%	87.6%	$172,568	View
US Bank, N.A. 7 offices in Lincoln 233 S 13th St, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	207 +56 HELOCs	3.6%	82%	$202,681	View
Security First Bank 4 offices in Lincoln 4811 Van Dorn St, Lincoln, NE 68506 A+5.0 ★Texas Ratio: 1.27%	Conventional, Jumbo	76	1.3%	98.8%	$243,026	View
Lincone Federal Credit Union 4638 W St, Lincoln, NE 68503 A+5.0 ★Texas Ratio: 2.11%	Conventional	71	1.2%	91.2%	$127,957	View
Cattle Bank & Trust 2 offices in Lincoln 1404 Pine Lake Rd, Lincoln, NE 68512 A+5.0 ★Texas Ratio: 0.49%	Conventional	65	1.1%	100%	$181,769	View
City Bank & Trust Co. 3 offices in Lincoln 3900 Pine Lake Rd, Lincoln, NE 68516 A5.0 ★Texas Ratio: 8.33%	Conventional, FHA, VA, Jumbo	65	1.1%	90.4%	$623,307	View
Five Points Bank ★ 2 stars, 1 review 2 offices in Lincoln 8500 S 30th St, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.06%	Conventional	53	0.9%	100%	$268,773	View
Nebraska Bank of Commerce 1 office in Lincoln 6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09%	Conventional	53	0.9%	98.2%	$198,396	View
Wells Fargo Bank NA 5 offices in Lincoln 1600 P St, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 5.36%	Conventional	46	0.8%	82.1%	$218,043	View
First State Bank Nebraska 2 offices in Lincoln 2701 Grainger Pkwy, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo	37	0.6%	87%	$371,486	View
University of Nebraska Federal Credit Union 1720 P St, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 4.87%	Conventional	35	0.6%	100%	$67,000	View
First National Bank of Omaha 3 offices in Lincoln 601 R St, Lincoln, NE 68508 A+5.0 ★Texas Ratio: 4.82%	Conventional, FHA, VA, HELOC	33 +22 HELOCs	0.6%	89.2%	$258,939	View
Home Federal Savings and Loan 1 office in Lincoln 8460 Eiger Drive, Lincoln, NE 68526 A+5.0 ★Texas Ratio: 1.17%	Conventional, FHA, VA	28	0.5%	96.6%	$218,214	View
JPMorgan Chase Bank, NA 4 offices in Lincoln 6611 O St, Lincoln, NE 68510 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	24 +1 HELOCs	0.4%	82.8%	$269,166	View
i3 Bank 1 office in Lincoln 3933 S 14th St, Lincoln, NE 68502 A+5.0 ★Texas Ratio: 3.09%	Conventional	15	0.3%	100%	$258,333	View
BMO Harris Bank NA 3 offices in Lincoln 5225 O St, Lincoln, NE 68510 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	10 +8 HELOCs	0.2%	83.3%	$266,000	View
Western National Bank 1 office in Lincoln 5931 S 58th St, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.18%	Conventional	9	0.2%	90%	$131,666	View
Exchange Bank 1 office in Lincoln 7655 Pioneers Blvd, Lincoln, NE 68506 B4.4 ★Texas Ratio: 21.68%	Conventional	7	0.1%	87.5%	$480,714	View
First Interstate Bank ★ 1 stars, 1 review 5 offices in Lincoln 135 N Cotner Blvd, Lincoln, NE 68505 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	5 +16 HELOCs	0.1%	62.5%	$175,000	View
LPS Employees Federal Credit Union	Conventional	69	1.2%	100%	$61,231
US Home Mortgage, Inc.	Conventional, VA	14	0.2%	100%	$297,857
Charter West Bank 20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29%	Conventional, FHA, VA	158	2.8%	97.5%	$240,253	View
State Bank of Table Rock 301 Miner St, Du Bois, NE 68345 A5.0 ★Texas Ratio: 7.21%	Conventional	23	0.4%	92%	$207,173	View
First Nebraska Credit Union 5070 N 32nd St, LINCOLN, NE 68504 1095 A+5.0 ★Texas Ratio: 1.71%	Conventional	19	0.3%	82.8%	$95,526	View
Farmers and Merchants Bank of Ashland 1501 Silver St, Ashland, NE 68003 A+5.0 ★Texas Ratio: 3.29%	Conventional	17	0.3%	100%	$194,411	View
Arbor Bank 18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07%	Conventional	12	0.2%	100%	$157,500	View
FirstBank of Nebraska 110 Pawnee St, Burchard, NE 68323 A+5.0 ★Texas Ratio: 4.58%	Conventional	9	0.2%	100%	$335,000	View
First Nebraska Bank 155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71%	Conventional	8	0.1%	100%	$273,750	View
Centris Federal Credit Union 2207 Pratt Ave, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 3.12%	Conventional, HELOC	6 +11 HELOCs	0.1%	70%	$148,333	View
Equitable Bank 113 N Locust St, Grand Island, NE 68801 A+5.0 ★Texas Ratio: 1.90%	Conventional, Jumbo	6	0.1%	100%	$421,666	View
Access Bank 7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62%	Conventional, VA	6	0.1%	100%	$206,666	View
Bank of America NA 8510 West Dodge Road, Omaha, NE 68114 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +11 HELOCs	0.1%	100%	$337,000	View
Heritage Bank 1110 L St, Aurora, NE 68818 A+5.0 ★Texas Ratio: 2.55%	Conventional	5	0.1%	100%	$237,000	View
Cornerstone Bank 240 S 3rd St, Albion, NE 68620 A5.0 ★Texas Ratio: 12.96%	Conventional	4	0.1%	100%	$232,500	View
Heartland Bank 901 Q St, Aurora, NE 68818 A+5.0 ★Texas Ratio: 0.80%	Conventional	4	0.1%	100%	$202,500	View
Dayspring bank 914 Lake Ave, Gothenburg, NE 69138 A5.0 ★Texas Ratio: 11.98%	Conventional, VA	4	0.1%	100%	$277,500	View
Trius Federal Credit Union 939 S Locust St, Grand Island, NE 68801 A5.0 ★Texas Ratio: 9.15%	Conventional	4	0.1%	100%	$157,500	View
Core Bank 13220 Birch Dr, Omaha, NE 68164 A+5.0 ★Texas Ratio: 0.26%	Conventional, FHA	3	0.1%	100%	$215,000	View
Archer Cooperative Credit Union 2121 Archer Rd, Archer, NE 68816 A+5.0 ★Texas Ratio: 5.83%	Conventional	3	0.1%	100%	$211,666	View
Cobalt Credit Union 2801 N 86th St, Lincoln, NE 68507 3447 A5.0 ★Texas Ratio: 6.25%	Conventional, HELOC	2 +8 HELOCs	0%	100%	$185,000	View
First Ciitizens Bank and Trust 12307 W Center Rd, Omaha, NE 68144 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$205,000	View
Premier Bank 202 S 8th St, Nebraska City, NE 68410 A5.0 ★Texas Ratio: 6.92%	Conventional	2	0%	100%	$325,000	View
Central National Bank 411 N National Ave, Superior, NE 68978 A+5.0 ★Texas Ratio: 0.14%	Conventional, FHA	2	0%	100%	$385,000	View
Jones Bank 807 5th St, Milford, NE 68405 A+5.0 ★Texas Ratio: 3.37%	Conventional	2	0%	100%	$160,000	View
Farmers and Merchants Bank 900 Dimery Ave, Beaver Crossing, NE 68313 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0%	100%	$155,000	View
Riversone Bank 5511 S 16th Street, Lincoln, NE 68512 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0%	100%	$160,000	View
Bruning Bank 803 S D St, Broken Bow, NE 68822 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0%	100%	$395,000	View
Washington County Bank 1523 Washington St, Blair, NE 68008 A+5.0 ★Texas Ratio: 1.13%	Conventional	2	0%	100%	$205,000	View
F&M Bank 11504 Willow Park Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0%	100%	$375,000	View
FirsTier Bank 222 N Tyler St, Elm Creek, NE 68836 F2.0 ★Texas Ratio: 51.03%	Conventional	1	0%	100%	$215,000	View
BankFirst 2530 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 3.25%	Conventional	1	0%	100%	$225,000	View
RVR Bank 130 W Eagle St, Arlington, NE 68002 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0%	100%	$305,000	View
First Community Bank 301 Main St, Bancroft, NE 68004	Conventional	1	0%	100%	$15,000
Adams Bank & Trust 202 State St, Brule, NE 69127 A5.0 ★Texas Ratio: 10.02%	Conventional	1	0%	50%	$525,000	View
Northwest Bank 9719 Giles Rd, La Vista, NE 68128 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$265,000	View
Dundee Bank 1407 S 13th St, Omaha, NE 68108 A+5.0 ★Texas Ratio: 0.17%	Conventional	1	0%	100%	$315,000	View
Commercial State Bank 1918 N 203rd St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0%	100%	$165,000	View
Metro Credit Union 940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682 A+5.0 ★Texas Ratio: 1.30%	HELOC	0 +6 HELOCs	0%	n/a		View
Pentagon Federal Credit Union 12434 Southport Pkwy, LaVista, NE 68128 2443	HELOC	0 +3 HELOCs	0%	n/a
Frontier Bank A+4.7 ★Texas Ratio: 0.00%	Conventional	34	0.6%	100%	$282,941	View
Regent Financial Group	Conventional, FHA, VA	21	0.4%	100%	$235,000
American National Bank	Conventional, FHA, HELOC	9 +5 HELOCs	0.2%	100%	$179,444
Gershman Investment Corp.	Conventional, FHA, VA	341	6%	98.3%	$222,243
Rocket Mortgage	Conventional, FHA, VA, Jumbo	293	5.1%	85%	$196,467
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	182 +13 HELOCs	3.2%	100%	$254,890
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	120	2.1%	98.4%	$227,166
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	106 +4 HELOCs	1.9%	86.8%	$310,377
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, VA	101	1.8%	96.2%	$276,287	View
Mortgage Research Center	Conventional, FHA, VA	79	1.4%	76.2%	$275,379
Fairway Independent Mort Corp	Conventional, FHA, VA	78	1.4%	95.2%	$219,230
Pennymac Loan Services LLC	Conventional, FHA, VA	76	1.3%	77.1%	$164,736
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	58	1%	84.1%	$301,034
Nationstar Mortgage	Conventional, FHA, VA	45	0.8%	97.8%	$137,000
Newrez LLC	Conventional, FHA, VA	44	0.8%	69.8%	$243,181
21St Mortgage	Conventional	39	0.7%	46.7%	$62,948
Paramount Residential Mortgage	Conventional, FHA, VA	33	0.6%	91.7%	$270,757
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA	32	0.6%	100%	$250,937	View
Peoples Mortgage Company	Conventional, FHA, VA	31	0.5%	93.9%	$251,774
loanDepot.com LLC	Conventional, FHA, VA, HELOC	30 +2 HELOCs	0.5%	77.5%	$180,333
Mutual of Omaha Mortgage	Conventional, FHA, VA	29	0.5%	76.3%	$239,482
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	27 +19 HELOCs	0.5%	87.5%	$258,703	View
Guild Mortgage Company	Conventional, FHA, VA	26	0.5%	96.4%	$199,230
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	25 +6 HELOCs	0.4%	80.6%	$184,200
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, Jumbo	22	0.4%	91.7%	$297,272	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	20	0.4%	71.4%	$201,000	View
Veridian Credit Union	Conventional, Jumbo, HELOC	18 +12 HELOCs	0.3%	94.7%	$324,444
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	18 +1 HELOCs	0.3%	100%	$228,333
Amerisave Mortgage Company	Conventional, FHA	18	0.3%	40.8%	$89,444
Churchill Mortgage Corporation	Conventional, FHA, VA	15	0.3%	100%	$215,666
Planet Home Lending, LLC	Conventional, FHA, VA	14	0.2%	88.2%	$303,571
New American Funding, LLC.	Conventional, FHA, VA	14	0.2%	73.7%	$231,428
Discover Bank	Conventional	13	0.2%	38.2%	$68,076
Pivot Financial Partners, Inc	Conventional, FHA, VA	13	0.2%	100%	$251,923
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	12	0.2%	100%	$330,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.2%	80%	$265,000	View
The Loan Store, Inc	Conventional, VA	12	0.2%	100%	$284,166
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.2%	61.1%	$243,181
Spring Eq, LLC	Conventional, HELOC	10 +7 HELOCs	0.2%	35.7%	$69,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	10	0.2%	100%	$256,000
CrossCountry Mortgage, LLC	Conventional, VA	9	0.2%	100%	$258,333
Zillow Home Loans, LLC	Conventional, FHA	9	0.2%	100%	$228,333
AdvantageFirst Lending Inc	FHA	8	0.1%	80%	$242,500
Members Mortgage Services, LLC	FHA, VA	8	0.1%	90%	$287,500
Lower, LLC	Conventional, FHA, VA	8	0.1%	100%	$216,250
Castle & Cooke Mortgage, LLC	Conventional, FHA	7	0.1%	100%	$279,285
Iowa Bankers Mortgage Corporation	Conventional	7	0.1%	100%	$270,714
Better Mortgage Corporation	Conventional, FHA, HELOC	6 +3 HELOCs	0.1%	54.5%	$231,666
Everett Financial, Inc.	Conventional, FHA, VA	6	0.1%	100%	$290,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	6	0.1%	100%	$251,666
PHH Mortgage Corporation	Conventional, FHA	5	0.1%	100%	$177,000
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	5	0.1%	100%	$353,000
New Day Financial, LLC.	VA	5	0.1%	55.6%	$299,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	5	0.1%	71.4%	$307,000	View
Village Capital & Investment	FHA, VA	5	0.1%	72.7%	$295,000
Servion	Conventional	4	0.1%	100%	$182,500
Sage Home Loans Corporation	Conventional	4	0.1%	100%	$382,500
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	4	0.1%	100%	$357,500	View
Union Home Mortgage Corp.	Conventional, VA	4	0.1%	100%	$290,000
Cardinal Financial Company, Li	Conventional, FHA	4	0.1%	100%	$172,500
Communityamerica Federal Credit Union	Conventional	4	0.1%	100%	$340,000
V.I.P. Mortgage, Inc.	Conventional, FHA	4	0.1%	80%	$222,500
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	4	0.1%	44.4%	$240,000	View
Greenstate Credit Union	Conventional	3	0.1%	100%	$508,333
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	0.1%	100%	$511,666	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.1%	100%	$281,666	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	3	0.1%	100%	$311,666	View
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$375,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +1 HELOCs	0%	66.7%	$250,000	View
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	2	0%	100%	$200,000	View
Premia Mortgage, LLC	Conventional	2	0%	100%	$480,000
First Community Mortgage, Inc.	Conventional	2	0%	100%	$225,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0%	100%	$235,000	View
Primelending	Conventional	2	0%	100%	$225,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0%	100%	$625,000	View
Nbkc Bank	Conventional	2	0%	100%	$670,000
Equity Prime Mortgage LLC	FHA	2	0%	66.7%	$145,000
The Security National Bank of Sioux City, Iowa A+5.0 ★Texas Ratio: 1.49%	Conventional, Jumbo	2	0%	100%	$795,000	View
American Financial Network, Inc.	FHA, VA	2	0%	50%	$335,000
Click n' Close, Inc.	Conventional, FHA	2	0%	100%	$125,000
Premier Lending Inc.	Conventional	2	0%	100%	$275,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0%	100%	$225,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	2	0%	100%	$505,000	View
Empeople Credit Union	Conventional	2	0%	100%	$230,000
Farm Credit Mid-America, Aca	Conventional	2	0%	100%	$375,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0%	100%	$100,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +3 HELOCs	0%	50%	$135,000
Alliant Credit Union	Conventional	1	0%	100%	$405,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$85,000	View
Fidelity Bank	Conventional	1	0%	100%	$425,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0%	100%	$105,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$755,000	View
American Financial Resources LLC	Conventional	1	0%	100%	$245,000
Dacotah Bank A5.0 ★Texas Ratio: 12.58%	Conventional	1	0%	100%	$345,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA	1	0%	100%	$325,000	View
Merchants Bank, National Association A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0%	100%	$135,000	View
Canopy Mortgage, LLC	VA	1	0%	100%	$515,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$155,000	View
AAA Capital Investment, Inc	Conventional	1	0%	100%	$275,000
Kind Lending, LLC	Conventional	1	0%	100%	$55,000
Loanunited.Com, LLC	Conventional	1	0%	100%	$235,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0%	100%	$845,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0%	100%	$195,000	View
Synergy One Lending, Inc.	Conventional	1	0%	100%	$485,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$315,000
Ocmbc, Inc.	VA	1	0%	100%	$245,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$595,000	View
Thompson Kane & Company, Inc	Conventional	1	0%	100%	$165,000
MortgageCountry	Conventional	1	0%	100%	$265,000
Centennial Lending, LLC	Conventional	1	0%	50%	$205,000
Sun West Mortgage Company, Inc	VA	1	0%	100%	$245,000
Premier Credit Union A5.0 ★Texas Ratio: 6.92%	Conventional	1	0%	100%	$185,000	View
First State Mortgage Services	FHA	1	0%	100%	$235,000
Midwest Heritage Bank FSB A5.0 ★Texas Ratio: 9.76%	Conventional	1	0%	100%	$165,000	View
Das Acquisition Company, LLC	Conventional	1	0%	100%	$135,000
Gate City Bank	Conventional	1	0%	100%	$275,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$215,000	View
American Financing Corporation	VA	1	0%	18.2%	$215,000
ClearPath Lending	VA	1	0%	50%	$725,000
Geneva Financial LLC	Conventional	1	0%	100%	$185,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$475,000
Servis One, Inc	Conventional	1	0%	100%	$195,000
First International Bank & Trust	Conventional	1	0%	100%	$205,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$215,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	FHA	1	0%	100%	$295,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$75,000
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0%	100%	$265,000	View
American Pacific Mortgage Corporation	Conventional	1	0%	100%	$365,000
Baxter Credit Union	Conventional	1	0%	50%	$465,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$145,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$165,000	View
Cortrust Mortgage, Inc.	Conventional	1	0%	100%	$485,000
TS Bank C3.4 ★Texas Ratio: 21.58%	Conventional	1	0%	100%	$285,000	View
Towne Mortgage Company	FHA	1	0%	100%	$185,000
First Federal Bank & Trust	Conventional	1	0%	100%	$225,000
Mortgage Solutions of Colorado	VA	1	0%	33.3%	$305,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$345,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$325,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$505,000	View
The State Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0%	100%	$295,000	View
Right Start Mortgage, Inc	Conventional	1	0%	100%	$335,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$275,000	View
Leaderone Financial Corp.	VA	1	0%	100%	$435,000
Cake Mortgage Corp.	Conventional	1	0%	100%	$335,000
Figure Lending LLC	HELOC	0 +28 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +24 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +19 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lincoln Mortgage Rate Trends

Daily average mortgage rates for Nebraska compared with the national average, updated every evening.

30-Year Fixed NE Avg

7.513%

▲ 0.224 vs 7 days ago

15-Year Fixed NE Avg

6.903%

▲ 0.168 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lincoln, Nebraska

Looking for mortgage lenders near me or mortgage brokers near me in Lincoln? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lincoln, NE

Use these to narrow the list above. Each category shows how many Lincoln, NE lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 102 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 69 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NE 57 lenders headquartered in Nebraska, the closest thing to a mortgage lender near you

Who Lends in Lincoln, NE

Independent mortgage companies closed 34.7 percent of home loans in Lincoln, Nebraska in 2025, banks 56.2 percent and credit unions 9.1 percent. US Home Mortgage, Inc. was the largest mortgage company, Lincoln Federal Svgs Bk of Ne the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, Lincoln Federal Svgs Bk of Ne led with 631 loans.

34.7%

Mortgage companies

56.2%

Banks

9.1%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.

More Nebraska Mortgage Lender Pages

All Nebraska lenders 424 lenders Omaha 289 lenders Bellevue 149 lenders Papillion 132 lenders Grand Island 84 lenders Gretna 109 lenders Bennington 114 lenders Fremont 87 lenders Kearney 73 lenders La Vista 104 lenders Columbus 66 lenders North Platte 63 lenders Norfolk 63 lenders

Frequently Asked Questions About Mortgage Lenders in Lincoln, NE

Who is the largest mortgage lender in Lincoln, NE?

By home loans closed in 2025, Lincoln Federal Svgs Bk of Ne was the largest mortgage lender in Lincoln, Nebraska with 631 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lincoln, NE have the highest approval rates?

Among lenders with meaningful volume in Lincoln, Nebraska, Cattle Bank & Trust approved the highest share of completed applications in 2025 at 100 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lincoln, NE mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Lincoln, Nebraska in 2025, led by Gershman Investment Corp. with 94. 69 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lincoln, NE lender list?

Yes. 102 banks and 23 credit unions closed home loans in Lincoln, Nebraska in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lincoln, NE ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lincoln, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.