Mortgage Lenders and Brokers in Kearney, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kearney, Nebraska mortgage lenders include Pinnacle BankPinnacle Bank5404 2nd Ave, Kearney, NE 68847A+5.0 ★Texas Ratio: 1.45%, Trius Federal Credit UnionTrius Federal Credit Union2915 2nd Ave, Kearney, NE 68847A5.0 ★Texas Ratio: 9.15%, Five Points BankFive Points Bank2501 Central Ave, Kearney, NE 68847A+5.0 ★Texas Ratio: 0.06%, Bruning BankBruning Bank1110 17th Ave, Kearney, NE 68845A+5.0 ★Texas Ratio: 0.00%, First National Bank of OmahaFirst National Bank of Omaha5410 17th Ave, Kearney, NE 68845A+5.0 ★Texas Ratio: 4.82%, Heartland BankHeartland Bank212 E 56th St, Kearney, NE 68847A+5.0 ★Texas Ratio: 0.80%, FirsTier BankFirsTier Bank1015 2nd Ave, Kearney, NE 68847F2.0 ★Texas Ratio: 51.03%, US Bank, N.A.US Bank, N.A.204 W 31st St, Kearney, NE 68845A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA21 W 21st St, Kearney, NE 68847A+5.0 ★Texas Ratio: 5.36%, and Farmers and Merchants BankFarmers and Merchants Bank3015 2nd Ave, Kearney, NE 68847A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kearney, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kearney are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kearney, Nebraska
Market share is the lender's share of all home loans closed in Kearney, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kearney 5404 2nd Ave, Kearney, NE 68847 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, VA, HELOC | 119 +18 HELOCs |
22.6% | 98.4% | $223,991 | View |
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2915 2nd Ave, Kearney, NE 68847 A5.0 ★Texas Ratio: 9.15% |
Conventional | 35 | 6.7% | 80% | $81,000 | View |
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★ 2 stars, 1 review 3 offices in Kearney 2501 Central Ave, Kearney, NE 68847 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 24 | 4.6% | 100% | $256,666 | View |
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1 office in Kearney 1110 17th Ave, Kearney, NE 68845 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 21 | 4% | 91.3% | $165,000 | View |
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3 offices in Kearney 5410 17th Ave, Kearney, NE 68845 A+5.0 ★Texas Ratio: 4.82% |
Conventional, VA, HELOC | 14 +14 HELOCs |
2.7% | 77.8% | $224,285 | View |
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1 office in Kearney 212 E 56th St, Kearney, NE 68847 A+5.0 ★Texas Ratio: 0.80% |
Conventional, Jumbo | 12 | 2.3% | 92.3% | $257,500 | View |
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1 office in Kearney 1015 2nd Ave, Kearney, NE 68847 F2.0 ★Texas Ratio: 51.03% |
Conventional, Jumbo | 11 | 2.1% | 91.7% | $198,636 | View |
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1 office in Kearney 204 W 31st St, Kearney, NE 68845 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +6 HELOCs |
1.5% | 50% | $188,750 | View |
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1 office in Kearney 21 W 21st St, Kearney, NE 68847 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.3% | 100% | $205,000 | View |
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1 office in Kearney 3015 2nd Ave, Kearney, NE 68847 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 1% | 100% | $121,000 | View |
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1 office in Kearney 4407 2nd Ave, Kearney, NE 68847 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 50% | $225,000 | View |
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1 office in Kearney 315 W 60th St, Kearney, NE 68845 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, VA | 49 | 9.3% | 92.5% | $269,489 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional, VA | 41 | 7.8% | 100% | $315,975 | View |
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238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 5 | 1% | 71.4% | $339,000 | View |
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208 W 29th St Ste C, Kearney, NE 68845 3404 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 4 | 0.8% | 100% | $30,000 | View |
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113 N Locust St, Grand Island, NE 68801 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
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240 S 3rd St, Albion, NE 68620 A5.0 ★Texas Ratio: 12.96% |
Conventional | 2 | 0.4% | 100% | $25,000 | View |
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202 State St, Brule, NE 69127 A5.0 ★Texas Ratio: 10.02% |
Conventional, VA | 2 | 0.4% | 66.7% | $400,000 | View |
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524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 0.4% | 100% | $140,000 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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4638 W St, Lincoln, NE 68503 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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2433 Silver St, Ashland, NE 68003 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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2207 Pratt Ave, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American National Bank
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 30 +2 HELOCs |
5.7% | 86.1% | $174,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 3.4% | 100% | $288,333 | |
Mortgage Research Center
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Conventional, VA | 15 | 2.9% | 83.3% | $311,666 | |
Pennymac Loan Services LLC
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FHA, VA | 10 | 1.9% | 100% | $304,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 10 | 1.9% | 100% | $275,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.3% | 100% | $315,000 | |
Greenstate Credit Union
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Conventional | 5 | 1% | 100% | $197,000 | |
Servion
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Conventional | 3 | 0.6% | 100% | $211,666 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $181,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.6% | 75% | $91,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $141,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $241,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $111,666 | View |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
Churchill Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $305,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $50,000 | |
Gershman Investment Corp.
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Conventional | 2 | 0.4% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $195,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 9.15% |
Conventional | 1 | 0.2% | 83.3% | $55,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $45,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Empeople Credit Union
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Conventional | 1 | 0.2% | 100% | $495,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Members Mortgage Services, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $245,000 | View |
Texana Bank
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VA | 1 | 0.2% | 100% | $605,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kearney Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kearney, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Kearney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kearney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kearney, NE
Use these to narrow the list above. Each category shows how many Kearney, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Kearney, NE
Independent mortgage companies closed 23 percent of home loans in Kearney, Nebraska in 2025, banks 67.3 percent and credit unions 9.7 percent. Rocket Mortgage was the largest mortgage company, Pinnacle Bank the largest bank and Trius Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, Pinnacle Bank led with 119 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kearney, NE
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Kearney, Nebraska with 119 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kearney, Nebraska, Pinnacle Bank approved the highest share of completed applications in 2025 at 98.4 percent, against a 90.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Kearney, Nebraska in 2025, led by Pinnacle Bank with 20. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 12 credit unions closed home loans in Kearney, Nebraska in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kearney, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kearney, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kearney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
