Mortgage Lenders and Brokers in Norfolk, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Norfolk, Nebraska mortgage lenders include BankFirstBankFirst1211 Riverside Blvd, Norfolk, NE 68701A+5.0 ★Texas Ratio: 3.25%, US Bank, N.A.US Bank, N.A.909 W Norfolk Ave, Norfolk, NE 68701A+5.0 ★Texas Ratio: 2.85%, First National Bank of OmahaFirst National Bank of Omaha1500 Market Ln, Norfolk, NE 68701A+5.0 ★Texas Ratio: 4.82%, Wells Fargo Bank NAWells Fargo Bank NA227 W Norfolk Ave, Norfolk, NE 68701A+5.0 ★Texas Ratio: 5.36%, Heritage BankHeritage Bank2108 Taylor Ave, Norfolk, NE 68701A+5.0 ★Texas Ratio: 2.55%, BMO Harris Bank NABMO Harris Bank NA602 W Norfolk Ave, Norfolk, NE 68701A+5.0 ★Texas Ratio: 3.54%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, Pinnacle BankPinnacle Bank122 S Walnut St, Arnold, NE 69120A+5.0 ★Texas Ratio: 1.45%, and First Nebraska BankFirst Nebraska Bank155 W Bridge St, Arcadia, NE 68815A+5.0 ★Texas Ratio: 1.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Norfolk, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norfolk are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Norfolk, Nebraska
Market share is the lender's share of all home loans closed in Norfolk, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Norfolk 1211 Riverside Blvd, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 40 | 10.3% | 93% | $223,750 | View |
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2 offices in Norfolk 909 W Norfolk Ave, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 19 +3 HELOCs |
4.9% | 67.9% | $195,000 | View |
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1 office in Norfolk 1500 Market Ln, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, USDA, HELOC | 7 +7 HELOCs |
1.8% | 87.5% | $223,571 | View |
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1 office in Norfolk 227 W Norfolk Ave, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.3% | 71.4% | $123,000 | View |
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1 office in Norfolk 2108 Taylor Ave, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 5 | 1.3% | 100% | $345,000 | View |
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1 office in Norfolk 602 W Norfolk Ave, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 33.3% | $105,000 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA, VA, USDA | 71 | 18.3% | 100% | $260,492 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, VA | 37 | 9.5% | 88.1% | $230,405 | View |
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122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA | 9 | 2.3% | 90% | $151,666 | View |
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155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional, USDA | 4 | 1% | 80% | $252,500 | View |
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7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62% |
Conventional, FHA | 2 | 0.5% | 100% | $150,000 | View |
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113 N Locust St, Grand Island, NE 68801 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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411 N National Ave, Superior, NE 68978 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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★ 1 stars, 1 review 400 Braasch Ave, Norfolk, NE 68701 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
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12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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1918 N 203rd St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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8510 West Dodge Road, Omaha, NE 68114 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+4.7 ★Texas Ratio: 0.00% |
Conventional, USDA | 22 | 5.7% | 84.6% | $189,545 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 45 | 11.6% | 91.8% | $223,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 8.2% | 84.2% | $197,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.4% | 100% | $288,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 1.8% | 100% | $305,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1% | 66.7% | $222,500 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 1% | 100% | $140,000 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $285,000 | |
Lower, LLC
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FHA | 3 | 0.8% | 75% | $201,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.8% | 100% | $231,666 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $105,000 | |
Greenstate Credit Union
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Conventional, FHA | 2 | 0.5% | 100% | $325,000 | |
loanDepot.com LLC
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FHA | 2 | 0.5% | 28.6% | $125,000 | |
Pennymac Loan Services LLC
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VA | 2 | 0.5% | 66.7% | $305,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 100% | $480,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $160,000 | |
New American Funding, LLC.
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FHA | 2 | 0.5% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.5% | 100% | $60,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $85,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Servion
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 50% | $175,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $145,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 100% | $115,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 50% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $245,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
Texana Bank
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FHA | 1 | 0.3% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.3% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Norfolk Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Norfolk, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Norfolk? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norfolk in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Norfolk, NE
Use these to narrow the list above. Each category shows how many Norfolk, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Norfolk, NE
Independent mortgage companies closed 35.8 percent of home loans in Norfolk, Nebraska in 2025, banks 62.6 percent and credit unions 1.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, BankFirst the largest bank and Four Points Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, BankFirst led with 40 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Norfolk, NE
By home loans closed in 2025, BankFirst was the largest mortgage lender in Norfolk, Nebraska with 40 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Norfolk, Nebraska, West Gate Bank approved the highest share of completed applications in 2025 at 100 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Norfolk, Nebraska in 2025, led by Charter West Bank with 19. 13 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 4 credit unions closed home loans in Norfolk, Nebraska in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Norfolk, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norfolk, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norfolk. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
