MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Columbus, Nebraska

Columbus, Nebraska mortgage lenders include Pinnacle BankPinnacle Bank2661 33rd Ave, Columbus, NE 68601A+5.0 ★Texas Ratio: 1.45%, BankFirstBankFirst2530 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 3.25%, First National Bank of OmahaFirst National Bank of Omaha2623 13th St, Columbus, NE 68601A+5.0 ★Texas Ratio: 4.82%, First Nebraska BankFirst Nebraska Bank3225 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 1.71%, US Bank, N.A.US Bank, N.A.2221 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 2.85%, Union Bank and Trust CompanyUnion Bank and Trust Company1601 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 2.09%, Cornerstone BankCornerstone Bank1727 23rd St, Columbus, NE 68601A5.0 ★Texas Ratio: 12.96%, BMO Harris Bank NABMO Harris Bank NA2714 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 3.54%, First Interstate BankFirst Interstate Bank1920 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 4.72%, and Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Columbus, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Columbus, Nebraska

Market share is the lender's share of all home loans closed in Columbus, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Columbus
2661 33rd Ave, Columbus, NE 68601
A+5.0 ★Texas Ratio: 1.45%
Conventional, FHA, VA, USDA, HELOC 62
+35 HELOCs
14.4% 98.4% $213,548 View
1 office in Columbus
2530 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 3.25%
Conventional 12 2.8% 100% $206,666 View
3 offices in Columbus
2623 13th St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 4.82%
Conventional, HELOC 9
+10 HELOCs
2.1% 64.3% $161,666 View
1 office in Columbus
3225 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 1.71%
Conventional 7 1.6% 70% $180,714 View
1 office in Columbus
2221 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 6
+6 HELOCs
1.4% 38.9% $271,666 View
1 office in Columbus
1601 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 2.09%
Conventional, HELOC 3
+1 HELOCs
0.7% 100% $471,666 View
3 offices in Columbus
1727 23rd St, Columbus, NE 68601
A5.0 ★Texas Ratio: 12.96%
Conventional 1 0.2% 50% $25,000 View
1 office in Columbus
2714 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+3 HELOCs
0% n/a View
★ 1 stars, 1 review
1 office in Columbus
1920 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 4.72%
HELOC 0
+2 HELOCs
0% 0% View
20041 Manderson St, Elkhorn, NE 68022
A+5.0 ★Texas Ratio: 2.29%
Conventional, FHA, VA, USDA 74 17.2% 87.1% $262,432 View
1004 Cornhusker Rd, Bellevue, NE 68123
A+5.0 ★Texas Ratio: 1.69%
Conventional, FHA 44 10.2% 87.7% $161,818 View
1204 W 3rd St, Alliance, NE 69301
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA, VA 6 1.4% 85.7% $218,333 View
19507 Oakmont Dr, Gretna, NE 68028
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.7% 100% $301,666 View
18924 Evans St, Elkhorn, NE 68022
A5.0 ★Texas Ratio: 10.07%
Conventional 2 0.5% 100% $145,000 View
12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012
A+5.0 ★Texas Ratio: 3.58%
Conventional 2 0.5% 66.7% $230,000 View
524 Chief St, Benkelman, NE 69021
A+5.0 ★Texas Ratio: 3.23%
Conventional, FHA 2 0.5% 100% $210,000 View
11515 S 39th St, Bellevue, NE 68123 5200
A5.0 ★Texas Ratio: 6.25%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $55,000 View
3225 23rd St, Columbus, NE 68601
A+5.0 ★Texas Ratio: 1.71%
Conventional 1 0.2% 100% $45,000 View
8510 West Dodge Road, Omaha, NE 68114
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.2% 100% $265,000 View
130 W Eagle St, Arlington, NE 68002
A+5.0 ★Texas Ratio: 1.16%
Conventional 1 0.2% 100% $265,000 View
208 W 29th St Ste C, Kearney, NE 68845 3404
A+5.0 ★Texas Ratio: 4.87%
Conventional 1 0.2% 100% $55,000 View
7223 S 84th St, La Vista, NE 68128
A+5.0 ★Texas Ratio: 3.62%
Conventional 1 0.2% 100% $205,000 View
12240 L St, Omaha, NE 68137 2258
D1.6 ★Texas Ratio: 10.46%
Conventional 1 0.2% 100% $475,000 View
6000 Village Dr, Lincoln, NE 68516
A+5.0 ★Texas Ratio: 3.09%
Conventional 1 0.2% 100% $145,000 View
940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682
A+5.0 ★Texas Ratio: 1.30%
HELOC 0
+1 HELOCs
0% n/a View
American National Bank
Conventional, FHA 4 0.9% 80% $195,000
Regent Financial Group
Conventional 1 0.2% 100% $485,000
A+4.7 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $195,000 View
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, USDA 42 9.7% 85.7% $195,238 View
Rocket Mortgage
Conventional, FHA, VA 39 9% 90.9% $210,641
United Wholesale Mortgage
Conventional, FHA, VA 17 3.9% 81% $244,411
Mortgage Research Center
VA 8 1.9% 100% $265,000
Kind Lending, LLC
FHA 6 1.4% 60% $278,333
Pennymac Loan Services LLC
Conventional, FHA 6 1.4% 75% $108,333
Freedom Mortgage Corporation
FHA, VA 5 1.2% 87.5% $271,000
V.I.P. Mortgage, Inc.
Conventional, FHA 5 1.2% 100% $289,000
Baxter Credit Union
Conventional, HELOC 4
+1 HELOCs
0.9% 100% $190,000
Guaranteed Rate, Inc.
Conventional, FHA, VA 4 0.9% 100% $250,000
Primelending
Conventional, FHA 3 0.7% 100% $161,666
AmeriHome Mortgage Company, LLC
FHA 3 0.7% 100% $241,666
Nationstar Mortgage
Conventional, FHA, VA 3 0.7% 80% $235,000
New American Funding, LLC.
Conventional, FHA 3 0.7% 100% $225,000
Lower, LLC
Conventional, FHA 3 0.7% 100% $218,333
Paramount Residential Mortgage
FHA 3 0.7% 60% $268,333
TruHome Solutions, LLC
Conventional, FHA 2 0.5% 100% $240,000
Loanunited.Com, LLC
FHA, VA 2 0.5% 100% $290,000
Guild Mortgage Company
Conventional, FHA 2 0.5% 100% $95,000
Union Home Mortgage Corp.
Conventional, VA 2 0.5% 100% $200,000
Mortgage Solutions of Colorado
VA 2 0.5% 100% $310,000
loanDepot.com LLC
FHA, HELOC 1
+1 HELOCs
0.2% 40% $265,000
A+5.0 ★Texas Ratio: 5.44%
FHA, HELOC 1
+1 HELOCs
0.2% 100% $165,000 View
A5.0 ★Texas Ratio: 8.14%
VA, HELOC 1
+1 HELOCs
0.2% 100% $75,000
Premia Mortgage, LLC
Conventional 1 0.2% 100% $225,000
Gold Star Mortgage Financial Group, Corporation
VA 1 0.2% 100% $255,000
Newrez LLC
VA 1 0.2% 50% $435,000
CrossCountry Mortgage, LLC
FHA 1 0.2% 100% $285,000
Resicentral LLC
Conventional 1 0.2% 100% $275,000
Cmg Mortgage Inc
Conventional 1 0.2% 100% $245,000
Discover Bank
Conventional 1 0.2% 50% $195,000
A+5.0 ★Texas Ratio: 5.81%
Conventional 1 0.2% 100% $225,000 View
Castle & Cooke Mortgage, LLC
VA 1 0.2% 100% $295,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.2% 100% $225,000 View
Nationwide Mortgage Bankers, Inc.
VA 1 0.2% 100% $145,000
Fairway Independent Mort Corp
Conventional 1 0.2% 50% $215,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.2% 100% $195,000 View
A+5.0 ★Texas Ratio: 0.00%
FHA 1 0.2% 50% $155,000 View
Spring Eq, LLC
Conventional 1 0.2% 100% $45,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $215,000
Ark-La-Tex Financial Services LLC
FHA 1 0.2% 100% $205,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Veridian Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Columbus, Nebraska

Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Columbus, NE

Use these to narrow the list above. Each category shows how many Columbus, NE lenders fit and what that kind of lender is usually best for.

Who Lends in Columbus, NE

Independent mortgage companies closed 30.2 percent of home loans in Columbus, Nebraska in 2025, banks 67.3 percent and credit unions 2.6 percent. Regent Financial Group was the largest mortgage company, Pinnacle Bank the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, Pinnacle Bank led with 62 loans.

30.2%
Mortgage companies
67.3%
Banks
2.6%
Credit unions
28%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.

More Nebraska Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Columbus, NE

Who is the largest mortgage lender in Columbus, NE?

By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Columbus, Nebraska with 62 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Columbus, NE have the highest approval rates?

Among lenders with meaningful volume in Columbus, Nebraska, Pinnacle Bank approved the highest share of completed applications in 2025 at 98.4 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Columbus, NE mortgage lenders offer FHA, VA and USDA loans?

29 lenders closed FHA loans in Columbus, Nebraska in 2025, led by Charter West Bank with 36. 17 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Columbus, NE lender list?

Yes. 29 banks and 9 credit unions closed home loans in Columbus, Nebraska in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Columbus, NE ranked on this page?

Lenders are ranked only by the number of home loans they closed in Columbus, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.