Columbus, Nebraska mortgage lenders include Pinnacle BankPinnacle Bank2661 33rd Ave, Columbus, NE 68601A+5.0 ★Texas Ratio: 1.45%, BankFirstBankFirst2530 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 3.25%, First National Bank of OmahaFirst National Bank of Omaha2623 13th St, Columbus, NE 68601A+5.0 ★Texas Ratio: 4.82%, First Nebraska BankFirst Nebraska Bank3225 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 1.71%, US Bank, N.A.US Bank, N.A.2221 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 2.85%, Union Bank and Trust CompanyUnion Bank and Trust Company1601 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 2.09%, Cornerstone BankCornerstone Bank1727 23rd St, Columbus, NE 68601A5.0 ★Texas Ratio: 12.96%, BMO Harris Bank NABMO Harris Bank NA2714 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 3.54%, First Interstate BankFirst Interstate Bank1920 23rd St, Columbus, NE 68601A+5.0 ★Texas Ratio: 4.72%, and Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbus, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Columbus, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Columbus 2661 33rd Ave, Columbus, NE 68601 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, VA, USDA, HELOC | 62 +35 HELOCs |
14.4% | 98.4% | $213,548 | View |
|
1 office in Columbus 2530 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 12 | 2.8% | 100% | $206,666 | View |
|
3 offices in Columbus 2623 13th St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 9 +10 HELOCs |
2.1% | 64.3% | $161,666 | View |
|
1 office in Columbus 3225 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 7 | 1.6% | 70% | $180,714 | View |
|
1 office in Columbus 2221 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.4% | 38.9% | $271,666 | View |
|
1 office in Columbus 1601 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 2.09% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $471,666 | View |
|
3 offices in Columbus 1727 23rd St, Columbus, NE 68601 A5.0 ★Texas Ratio: 12.96% |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
|
1 office in Columbus 2714 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1 office in Columbus 1920 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, VA, USDA | 74 | 17.2% | 87.1% | $262,432 | View |
|
1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA | 44 | 10.2% | 87.7% | $161,818 | View |
|
1204 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 6 | 1.4% | 85.7% | $218,333 | View |
|
19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $301,666 | View |
|
18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
|
12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.5% | 66.7% | $230,000 | View |
|
524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional, FHA | 2 | 0.5% | 100% | $210,000 | View |
|
11515 S 39th St, Bellevue, NE 68123 5200 A5.0 ★Texas Ratio: 6.25% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
|
3225 23rd St, Columbus, NE 68601 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
8510 West Dodge Road, Omaha, NE 68114 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
130 W Eagle St, Arlington, NE 68002 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
208 W 29th St Ste C, Kearney, NE 68845 3404 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
|
6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American National Bank
|
Conventional, FHA | 4 | 0.9% | 80% | $195,000 | |
Regent Financial Group
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
|
A+4.7 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, USDA | 42 | 9.7% | 85.7% | $195,238 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 9% | 90.9% | $210,641 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 17 | 3.9% | 81% | $244,411 | |
Mortgage Research Center
|
VA | 8 | 1.9% | 100% | $265,000 | |
Kind Lending, LLC
|
FHA | 6 | 1.4% | 60% | $278,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.4% | 75% | $108,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.2% | 87.5% | $271,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA | 5 | 1.2% | 100% | $289,000 | |
Baxter Credit Union
|
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 100% | $190,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $250,000 | |
Primelending
|
Conventional, FHA | 3 | 0.7% | 100% | $161,666 | |
AmeriHome Mortgage Company, LLC
|
FHA | 3 | 0.7% | 100% | $241,666 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 3 | 0.7% | 80% | $235,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 0.7% | 100% | $225,000 | |
Lower, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $218,333 | |
Paramount Residential Mortgage
|
FHA | 3 | 0.7% | 60% | $268,333 | |
TruHome Solutions, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.5% | 100% | $290,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 100% | $95,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.5% | 100% | $200,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.5% | 100% | $310,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 40% | $265,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | |
Premia Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.2% | 100% | $255,000 | |
Newrez LLC
|
VA | 1 | 0.2% | 50% | $435,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Resicentral LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 50% | $195,000 | |
|
A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Castle & Cooke Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Nationwide Mortgage Bankers, Inc.
|
VA | 1 | 0.2% | 100% | $145,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 50% | $155,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Veridian Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Columbus, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 30.2 percent of home loans in Columbus, Nebraska in 2025, banks 67.3 percent and credit unions 2.6 percent. Regent Financial Group was the largest mortgage company, Pinnacle Bank the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, Pinnacle Bank led with 62 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Columbus, Nebraska with 62 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Columbus, Nebraska, Pinnacle Bank approved the highest share of completed applications in 2025 at 98.4 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Columbus, Nebraska in 2025, led by Charter West Bank with 36. 17 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Columbus, Nebraska in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbus, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.