Mortgage Lenders and Brokers in North Platte, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Platte, Nebraska mortgage lenders include Dayspring bankDayspring bank410 Rodeo Rd, North Platte, NE 69101A5.0 ★Texas Ratio: 11.98%, Adams Bank & TrustAdams Bank & Trust3221 S Jeffers St, North Platte, NE 69101A5.0 ★Texas Ratio: 10.02%, Equitable BankEquitable Bank920 S Jeffers St, North Platte, NE 69101A+5.0 ★Texas Ratio: 1.90%, First National Bank of OmahaFirst National Bank of Omaha201 E Francis St, North Platte, NE 69101A+5.0 ★Texas Ratio: 4.82%, Wells Fargo Bank NAWells Fargo Bank NA315 N Dewey St, North Platte, NE 69101A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA301 W 4th St, North Platte, NE 69101A+5.0 ★Texas Ratio: 3.54%, First Interstate BankFirst Interstate Bank111 S Dewey St, North Platte, NE 69101A+5.0 ★Texas Ratio: 4.72%, Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne1002 S Dewey St, North Platte, NE 69101A+5.0 ★Texas Ratio: 3.23%, Centris Federal Credit UnionCentris Federal Credit Union902 S Jeffers St, North Platte, NE 69101 6029A+5.0 ★Texas Ratio: 3.12%, and West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Platte, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Platte are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Platte, Nebraska
Market share is the lender's share of all home loans closed in North Platte, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Platte 410 Rodeo Rd, North Platte, NE 69101 A5.0 ★Texas Ratio: 11.98% |
Conventional, FHA, VA | 57 | 13.6% | 86.6% | $167,982 | View |
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2 offices in North Platte 3221 S Jeffers St, North Platte, NE 69101 A5.0 ★Texas Ratio: 10.02% |
Conventional, FHA, VA | 47 | 11.2% | 90.4% | $135,212 | View |
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1 office in North Platte 920 S Jeffers St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 33 | 7.9% | 80.5% | $167,727 | View |
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2 offices in North Platte 201 E Francis St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 24 +5 HELOCs |
5.7% | 85.7% | $160,416 | View |
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1 office in North Platte 315 N Dewey St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 7 | 1.7% | 87.5% | $132,142 | View |
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1 office in North Platte 301 W 4th St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $175,000 | View |
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★ 1 stars, 1 review 1 office in North Platte 111 S Dewey St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $575,000 | View |
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1 office in North Platte 1002 S Dewey St, North Platte, NE 69101 A+5.0 ★Texas Ratio: 3.23% |
FHA | 1 | 0.2% | 100% | $105,000 | View |
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902 S Jeffers St, North Platte, NE 69101 6029 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 36 +19 HELOCs |
8.6% | 88.4% | $76,666 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA | 24 | 5.7% | 92.3% | $148,333 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 8 | 1.9% | 100% | $220,000 | View |
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200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 1% | 66.7% | $112,500 | View |
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122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 4 | 1% | 80% | $205,000 | View |
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118 W Plum St, Doniphan, NE 68832 A+5.0 ★Texas Ratio: 0.83% |
Conventional | 3 | 0.7% | 75% | $78,333 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $230,000 | View |
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18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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2301 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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217 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 3.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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1110 L St, Aurora, NE 68818 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 9.8% | 73.7% | $165,975 | |
Mortgage Research Center
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Conventional, FHA, VA | 20 | 4.8% | 67.7% | $217,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 9 | 2.1% | 64.3% | $95,000 | |
Primelending
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Conventional, FHA | 7 | 1.7% | 88.9% | $176,428 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.7% | 100% | $122,142 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.4% | 54.5% | $195,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.2% | 71.4% | $177,000 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 1.2% | 100% | $165,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 1.2% | 100% | $127,000 | |
Peoples Mortgage Company
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Conventional, FHA | 4 | 1% | 100% | $122,500 | |
New American Funding, LLC.
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FHA | 4 | 1% | 80% | $125,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1% | 100% | $90,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.7% | 80% | $238,333 | |
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A5.0 ★Texas Ratio: 9.15% |
Conventional | 3 | 0.7% | 40.9% | $81,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.7% | 50% | $195,000 | |
Premia Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $320,000 | |
Canopy Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $215,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 100% | $80,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $95,000 | |
Guild Mortgage Company
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FHA | 2 | 0.5% | 100% | $300,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.5% | 100% | $210,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 50% | $220,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.5% | 66.7% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.5% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
VA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $145,000 | View |
Everett Financial, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
United Wholesale Mortgage
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FHA | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
TruHome Solutions, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $295,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
VA | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.2% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 50% | $145,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $185,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.2% | 20% | $35,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.2% | 100% | $175,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Platte Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Platte, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in North Platte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Platte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Platte, NE
Use these to narrow the list above. Each category shows how many North Platte, NE lenders fit and what that kind of lender is usually best for.
Who Lends in North Platte, NE
Independent mortgage companies closed 33.8 percent of home loans in North Platte, Nebraska in 2025, banks 56.7 percent and credit unions 9.5 percent. Rocket Mortgage was the largest mortgage company, Dayspring bank the largest bank and Centris Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, Dayspring bank led with 57 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Platte, NE
By home loans closed in 2025, Dayspring bank was the largest mortgage lender in North Platte, Nebraska with 57 loans, about 13.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Platte, Nebraska, Dayspring bank approved the highest share of completed applications in 2025 at 86.6 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in North Platte, Nebraska in 2025, led by Dayspring bank with 15. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 4 credit unions closed home loans in North Platte, Nebraska in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Platte, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Platte, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Platte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
