Mortgage Lenders and Brokers in University City, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
University City, Missouri mortgage lenders include Regions BankRegions Bank6680 Delmar Blvd, University City, MO 63130A+5.0 ★Texas Ratio: 4.37%, Royal Banks of MissouriRoyal Banks of Missouri7701 Delmar Blvd, University City, MO 63130A5.0 ★Texas Ratio: 12.84%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, and Paramount BankParamount Bank90 Village Square Shop Ctr, Hazelwood, MO 63042A5.0 ★Texas Ratio: 8.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in University City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in University City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in University City, Missouri
Market share is the lender's share of all home loans closed in University City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in University City 6680 Delmar Blvd, University City, MO 63130 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +5 HELOCs |
1.6% | 76.9% | $457,222 | View |
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7701 Delmar Blvd, University City, MO 63130 A5.0 ★Texas Ratio: 12.84% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA, VA, Jumbo, HELOC | 33 +2 HELOCs |
5.9% | 97.1% | $499,242 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 18 +1 HELOCs |
3.2% | 81.8% | $458,888 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 14 | 2.5% | 100% | $400,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 13 +6 HELOCs |
2.3% | 70% | $277,307 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo, HELOC | 11 +7 HELOCs |
2% | 100% | $481,363 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 9 +3 HELOCs |
1.6% | 90% | $170,555 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 9 +3 HELOCs |
1.6% | 90% | $292,777 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, Jumbo | 9 | 1.6% | 90% | $545,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 8 +14 HELOCs |
1.4% | 50% | $146,250 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 6 +14 HELOCs |
1.1% | 50% | $208,333 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 6 | 1.1% | 60% | $156,666 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +12 HELOCs |
0.9% | 83.3% | $535,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +2 HELOCs |
0.9% | 83.3% | $273,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.7% | 100% | $335,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 4 | 0.7% | 100% | $375,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 4 | 0.7% | 80% | $247,500 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional, USDA | 4 | 0.7% | 100% | $207,500 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 4 | 0.7% | 100% | $195,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 60% | $135,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 75% | $1,021,666 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 3 | 0.5% | 100% | $418,333 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 50% | $500,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 0.4% | 100% | $325,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.4% | 100% | $455,000 | |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 2 | 0.4% | 100% | $610,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA | 2 | 0.4% | 66.7% | $145,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $565,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
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1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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4717 Grand Ave, Kansas City, MO 64112 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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8027 Forsyth Boulevard Suite 750, Saint Louis, MO 63105 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA | 22 | 3.9% | 95.8% | $306,363 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, VA | 14 | 2.5% | 100% | $399,285 | View |
Gershman Investment Corp.
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Conventional, FHA, Jumbo | 9 | 1.6% | 75% | $501,666 | |
First State Bank of St Charles
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Conventional, Jumbo | 6 | 1.1% | 100% | $495,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $205,000 | |
Saint Louis Bank
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Conventional, Jumbo | 2 | 0.4% | 100% | $790,000 | |
US Wide Financial LLC
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Conventional | 2 | 0.4% | 100% | $620,000 | |
Family Finance Mortgage LLC
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Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.2% | 100% | $155,000 | |
Access Capital Funding LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $105,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 58 | 10.4% | 98.4% | $323,103 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
5.2% | 93.8% | $389,137 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 26 | 4.7% | 81.2% | $238,076 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 17 | 3.1% | 100% | $305,588 | |
New American Funding, LLC.
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Conventional, FHA | 16 | 2.9% | 94.1% | $262,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 9 | 1.6% | 84.6% | $399,444 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 8 | 1.4% | 88.9% | $512,500 | View |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.1% | 100% | $116,666 | |
Fairway Independent Mort Corp
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Conventional | 6 | 1.1% | 100% | $341,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $162,500 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 0.7% | 100% | $187,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.7% | 40% | $155,000 | |
American Pacific Mortgage Corporation
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Conventional | 4 | 0.7% | 100% | $417,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 66.7% | $332,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $111,666 | |
Primelending
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Conventional | 3 | 0.5% | 100% | $318,333 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $548,333 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.5% | 100% | $475,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.5% | 100% | $381,666 | |
Cadence Bank
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FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $115,000 | |
Scott Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $255,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 40% | $245,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $475,000 | View |
Newrez LLC
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Conventional | 2 | 0.4% | 50% | $65,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $110,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.4% | 100% | $580,000 | View |
Nations Lending Corporation
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Conventional | 2 | 0.4% | 75% | $160,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.4% | 66.7% | $320,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.4% | 66.7% | $50,000 | |
Leaderone Financial Corp.
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FHA, VA | 2 | 0.4% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 100% | $675,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $205,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Mortgage Investment Services Corporation
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FHA | 1 | 0.2% | 100% | $245,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $525,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $635,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 50% | $355,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
American Financing Corporation
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FHA | 1 | 0.2% | 33.3% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $555,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 33.3% | $145,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $865,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
RBC Bank (Georgia), N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
University City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in University City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in University City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in University City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in University City, MO
Use these to narrow the list above. Each category shows how many University City, MO lenders fit and what that kind of lender is usually best for.
Who Lends in University City, MO
Independent mortgage companies closed 56 percent of home loans in University City, Missouri in 2025, banks 35.5 percent and credit unions 8.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and Together Credit Union the largest credit union. Among lenders headquartered in Missouri, Royal Banks of Missouri led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in University City, MO
By home loans closed in 2025, Regions Bank was the largest mortgage lender in University City, Missouri with 9 loans, about 1.6 percent of the market. The largest lender headquartered in Missouri was Royal Banks of Missouri with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in University City, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.4 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in University City, Missouri in 2025, led by Guild Mortgage Company with 8. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 57 banks and 15 credit unions closed home loans in University City, Missouri in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in University City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in University City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up University City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
