Mortgage Lenders and Brokers in Richmond Heights, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Richmond Heights, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.1400 S Big Bend Blvd, Richmond Heights, MO 63117A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6690 Clayton Rd, Richmond Heights, MO 63117A+5.0 ★Texas Ratio: 3.68%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Lindell Bank & Trust CompanyLindell Bank & Trust Company169 Long Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.91%, and Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richmond Heights, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richmond Heights are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richmond Heights, Missouri
Market share is the lender's share of all home loans closed in Richmond Heights, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Richmond Heights 1400 S Big Bend Blvd, Richmond Heights, MO 63117 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
3.3% | 100% | $268,333 | View |
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1 office in Richmond Heights 6690 Clayton Rd, Richmond Heights, MO 63117 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $320,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 11 | 6.1% | 100% | $480,454 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.2% | 100% | $530,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 4 | 2.2% | 100% | $805,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
1.7% | 100% | $341,666 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 100% | $368,333 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.7% | 100% | $591,666 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 3 | 1.7% | 100% | $398,333 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.7% | 100% | $375,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 1.7% | 100% | $208,333 | View |
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7910 Clayton Rd, Richmond Heights, MO 63117 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
1.1% | 66.7% | $1,250,000 | View |
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1070 S Brentwood Blvd, Richmond Heights, MO 63117 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.1% | 50% | $620,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 1.1% | 50% | $250,000 | |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 1.1% | 100% | $265,000 | View |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.1% | 100% | $335,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 1.1% | 100% | $375,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,810,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 1.1% | 100% | $540,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 2 | 1.1% | 100% | $320,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, VA | 2 | 1.1% | 100% | $370,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $145,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $275,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $345,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,415,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.6% | 50% | $185,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional | 8 | 4.4% | 100% | $336,250 | |
Mortgage Research Center
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VA | 4 | 2.2% | 100% | $365,000 | |
First State Bank of St Charles
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Conventional, FHA | 3 | 1.7% | 100% | $258,333 | |
Access Capital Funding LLC
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Conventional | 2 | 1.1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
US Wide Financial LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 10 | 5.5% | 100% | $523,000 | |
Guild Mortgage Company
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Conventional | 8 | 4.4% | 90% | $271,250 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 6 | 3.3% | 85.7% | $301,666 | View |
Nations Lending Corporation
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Conventional, FHA | 5 | 2.8% | 100% | $239,000 | |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.2% | 100% | $460,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 2.2% | 100% | $337,500 | |
Nationstar Mortgage
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Conventional | 4 | 2.2% | 100% | $145,000 | |
Victory Mortgage, LLC
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Conventional | 4 | 2.2% | 100% | $515,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.7% | 100% | $258,333 | |
Discover Bank
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Conventional | 3 | 1.7% | 57.1% | $138,333 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 3 | 1.7% | 100% | $228,333 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 1.7% | 100% | $168,333 | View |
Spring Eq, LLC
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Conventional | 3 | 1.7% | 60% | $128,333 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.1% | 100% | $505,000 | |
Newrez LLC
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Conventional | 2 | 1.1% | 66.7% | $65,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.1% | 100% | $230,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.6% | 100% | $25,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 25% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.34% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,285,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.6% | 50% | $95,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
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D3.1 ★Texas Ratio: 38.34% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Leaderone Financial Corp.
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VA | 1 | 0.6% | 100% | $535,000 | |
Scott Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Richmond Heights Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richmond Heights, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Richmond Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richmond Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richmond Heights, MO
Use these to narrow the list above. Each category shows how many Richmond Heights, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Richmond Heights, MO
Independent mortgage companies closed 47.5 percent of home loans in Richmond Heights, Missouri in 2025, banks 43.1 percent and credit unions 9.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Alliance Credit Union the largest credit union. Among lenders headquartered in Missouri, Stifel Bank & Trust led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richmond Heights, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Richmond Heights, Missouri with 6 loans, about 3.3 percent of the market. The largest lender headquartered in Missouri was Stifel Bank & Trust with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Richmond Heights, Missouri in 2025, led by First State Bank of St Charles with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in Richmond Heights, Missouri in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richmond Heights, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richmond Heights, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richmond Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
