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Mortgage Lenders and Brokers in Liberty, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Liberty, Missouri mortgage lenders include Pony Express BankPony Express Bank215 N 291 Hwy, Liberty, MO 64068A+5.0 ★Texas Ratio: 1.27%, The Central Trust BankThe Central Trust Bank102 S 291 Hwy, Liberty, MO 64068A+5.0 ★Texas Ratio: 3.12%, Commerce BankCommerce Bank1 Liberty Bell Cir, Liberty, MO 64068A+5.0 ★Texas Ratio: 0.89%, US Bank, N.A.US Bank, N.A.1909 W Kansas St, Liberty, MO 64068A+5.0 ★Texas Ratio: 2.85%, Capitol Federal Savings BankCapitol Federal Savings Bank1911 Star Dr, Liberty, MO 64068A+5.0 ★Texas Ratio: 5.21%, NBH BankNBH Bank1580 N Church Rd, Liberty, MO 64068A+5.0 ★Texas Ratio: 2.90%, Bank of America NABank of America NA700 S State Route 291, Liberty, MO 64068A+5.0 ★Texas Ratio: 4.14%, Academy Bank, N.A.Academy Bank, N.A.110 S Stewart Rd, Liberty, MO 64068A+5.0 ★Texas Ratio: 5.08%, Umb Bank NAUmb Bank NA1 Victory Dr, Liberty, MO 64068A+5.0 ★Texas Ratio: 1.78%, and Verimore BankVerimore Bank1178 W Kansas St, Liberty, MO 64068A+5.0 ★Texas Ratio: 1.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Liberty, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Liberty are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Liberty, Missouri

Market share is the lender's share of all home loans closed in Liberty, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Pony Express Bank 1 office in Liberty 215 N 291 Hwy, Liberty, MO 64068 A+5.0 ★Texas Ratio: 1.27%	Conventional	13	1.8%	100%	$298,846	View
The Central Trust Bank 1 office in Liberty 102 S 291 Hwy, Liberty, MO 64068 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, HELOC	11 +2 HELOCs	1.5%	100%	$291,363	View
Commerce Bank 1 office in Liberty 1 Liberty Bell Cir, Liberty, MO 64068 A+5.0 ★Texas Ratio: 0.89%	Conventional, HELOC	9 +13 HELOCs	1.2%	75%	$141,666	View
US Bank, N.A. 1 office in Liberty 1909 W Kansas St, Liberty, MO 64068 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	7 +7 HELOCs	0.9%	53.8%	$237,857	View
Capitol Federal Savings Bank 1 office in Liberty 1911 Star Dr, Liberty, MO 64068 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	5 +3 HELOCs	0.7%	100%	$269,000	View
NBH Bank 1 office in Liberty 1580 N Church Rd, Liberty, MO 64068 A+5.0 ★Texas Ratio: 2.90%	Conventional	5	0.7%	100%	$237,000	View
Bank of America NA 1 office in Liberty 700 S State Route 291, Liberty, MO 64068 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +8 HELOCs	0.5%	100%	$250,000	View
Academy Bank, N.A. 1 office in Liberty 110 S Stewart Rd, Liberty, MO 64068 A+5.0 ★Texas Ratio: 5.08%	Conventional	3	0.4%	100%	$361,666	View
Umb Bank NA 1 office in Liberty 1 Victory Dr, Liberty, MO 64068 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	2 +10 HELOCs	0.3%	66.7%	$660,000	View
Verimore Bank 1 office in Liberty 1178 W Kansas St, Liberty, MO 64068 A+5.0 ★Texas Ratio: 1.89%	Conventional	2	0.3%	100%	$125,000	View
BMO Harris Bank NA 2 offices in Liberty 105 N Stewart Ct, Liberty, MO 64068 A+5.0 ★Texas Ratio: 3.54%	FHA, HELOC	1 +5 HELOCs	0.1%	50%	$385,000	View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	16	2.2%	100%	$263,750	View
First Bank 2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49%	Conventional, Jumbo	8	1.1%	100%	$395,000	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional, VA	8	1.1%	100%	$217,500
Arvest Bank 607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, HELOC	7 +2 HELOCs	0.9%	100%	$332,142	View
JPMorgan Chase Bank, NA 1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	5 +1 HELOCs	0.7%	100%	$233,000	View
Bank of Weston 6363 N Cosby Ave, Kansas City, MO 64151 A5.0 ★Texas Ratio: 8.19%	Conventional	3	0.4%	100%	$231,666	View
OakStar Bank ★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.4%	100%	$391,666	View
First Federal Bank of Kansas City 3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	2 +3 HELOCs	0.3%	100%	$225,000	View
United Consumers Credit Union 1111 E 23rd St S, Independence, MO 64055 A5.0 ★Texas Ratio: 6.33%	Conventional	2	0.3%	100%	$315,000	View
Central Missouri Community Credit Union 920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01%	Conventional	2	0.3%	100%	$120,000	View
Hawthorn Bank 8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36%	Conventional	2	0.3%	100%	$555,000	View
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	50%	$280,000	View
Bank of Odessa 201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0.1%	100%	$285,000	View
BTC Bank 101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76%	Conventional	1	0.1%	100%	$205,000	View
Assemblies of God Credit Union 1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27%	Conventional	1	0.1%	100%	$185,000	View
North American Savings Bank 1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31%	FHA	1	0.1%	100%	$175,000	View
Infuze Credit Union 5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56%	Conventional	1	0.1%	100%	$335,000	View
Farmers State Bank 416 N Walnut St, Cameron, MO 64429	Conventional	1	0.1%	100%	$555,000
Bokf NA 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$395,000	View
Security Bank of Kansas City 5959 Ne Antioch Rd, Gladstone, MO 64119 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$315,000	View
Homebank 1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67%	Conventional	1	0.1%	100%	$795,000	View
Goppert Financial Bank 710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$325,000	View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0.1%	100%	$225,000	View
Union State Bank of Everest 321 S Us Highway 169, Gower, MO 64454 A5.0 ★Texas Ratio: 7.97%	Conventional	1	0.1%	100%	$255,000	View
The Callaway Bank 101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92%	Conventional	1	0.1%	100%	$145,000	View
The Nodaway Valley Bank 304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$215,000	View
Bank Northwest 3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34%	Conventional	1	0.1%	100%	$485,000	View
Alliant Bank 1910 Main St, Boonville, MO 65233 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$105,000	View
CS Bank 95 South Hwy 37, Cassville, MO 65625 A5.0 ★Texas Ratio: 8.49%	Conventional	1	0.1%	100%	$165,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
First National Bank of Omaha 202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Mortgage Research Center	Conventional, VA	13	1.8%	92.9%	$329,615
First State Bank of St Charles	Conventional, FHA, VA	8	1.1%	100%	$373,750
Community Mortgage, LLC	Conventional, FHA	8	1.1%	100%	$246,250
Jlb Corporation dba Golden Oak Lending	FHA	6	0.8%	100%	$251,666
Kearney Trust Company	Conventional	3	0.4%	75%	$181,666
Endeavor Capital, LLC	FHA	3	0.4%	100%	$231,666
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.3%	100%	$195,000	View
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$185,000
Conservation Emp Credit Union	Conventional	1	0.1%	100%	$305,000
Gershman Investment Corp.	Conventional	1	0.1%	100%	$405,000
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	55	7.4%	82.9%	$195,727	View
Communityamerica Federal Credit Union	Conventional, FHA, VA, USDA, Jumbo, HELOC	54 +58 HELOCs	7.3%	96.4%	$321,296
Primelending	Conventional, FHA, VA	42	5.7%	97.7%	$291,904
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	37 +1 HELOCs	5%	97.5%	$333,108
Fairway Independent Mort Corp	Conventional, FHA	33	4.5%	97.1%	$254,393
Leaderone Financial Corp.	Conventional, FHA, VA	28	3.8%	96.6%	$289,285
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	19	2.6%	90.5%	$345,000
Pennymac Loan Services LLC	Conventional, FHA, VA	18	2.4%	85.7%	$213,333
Nationstar Mortgage	Conventional, FHA, VA	17	2.3%	94.4%	$152,647
DHI Mortgage Company, LTD.	Conventional, FHA, VA	15	2%	100%	$339,666
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1.8%	92.9%	$313,461
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	12	1.6%	86.7%	$350,833
Megastar Finanacial Corp	Conventional, FHA	12	1.6%	100%	$319,166
CrossCountry Mortgage, LLC	Conventional, FHA, VA	10	1.4%	100%	$326,000
M Squared Financial LLC	Conventional, FHA, VA	10	1.4%	100%	$294,000
Newrez LLC	Conventional, VA	8	1.1%	57.1%	$272,500
Everett Financial, Inc.	Conventional	6	0.8%	100%	$235,000
Lakeview Loan Servicing, LLC	Conventional, VA	6	0.8%	66.7%	$178,333
loanDepot.com LLC	Conventional, FHA	6	0.8%	75%	$183,333
Click n' Close, Inc.	Conventional, FHA	6	0.8%	100%	$318,333
Carrington Mortgage Services LLC	Conventional, FHA	6	0.8%	80%	$148,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	5 +2 HELOCs	0.7%	62.5%	$349,000
Waterstone Mortgage Corporation A+5.0 ★Texas Ratio: 2.07%	Conventional, FHA	5	0.7%	100%	$157,000	View
Guaranteed Rate, Inc.	Conventional, VA, HELOC	4 +2 HELOCs	0.5%	100%	$215,000
Discover Bank	Conventional	4	0.5%	66.7%	$62,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.5%	100%	$272,500	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	4	0.5%	100%	$400,000	View
New American Funding, LLC.	Conventional, FHA	4	0.5%	100%	$332,500
21St Mortgage	Conventional	4	0.5%	80%	$82,500
Spring Eq, LLC	Conventional, HELOC	3 +5 HELOCs	0.4%	42.9%	$48,333
Goodleap, LLC	Conventional, VA, HELOC	3 +2 HELOCs	0.4%	100%	$185,000
Envoy Mortgage, Ltd	Conventional	3	0.4%	100%	$198,333
Amerisave Mortgage Company	Conventional, FHA	3	0.4%	57.1%	$108,333
Union Home Mortgage Corp.	Conventional, FHA	3	0.4%	100%	$355,000
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	Conventional	3	0.4%	100%	$305,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.4%	100%	$128,333	View
Summit Funding.Inc	Conventional	3	0.4%	100%	$288,333
Mutual of Omaha Mortgage	FHA, VA	3	0.4%	80%	$295,000
Lower, LLC	Conventional, VA	3	0.4%	75%	$215,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.4%	100%	$185,000	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA, VA	2	0.3%	100%	$295,000	View
American Financial Resources LLC	Conventional, FHA	2	0.3%	100%	$320,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.3%	100%	$140,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.3%	100%	$285,000	View
Sage Home Loans Corporation	Conventional	2	0.3%	100%	$445,000
Kind Lending, LLC	Conventional, FHA	2	0.3%	100%	$150,000
AmeriHome Mortgage Company, LLC	FHA	2	0.3%	100%	$310,000
PHH Mortgage Corporation	Conventional, FHA	2	0.3%	100%	$180,000
Synergy One Lending, Inc.	FHA	2	0.3%	66.7%	$260,000
New Day Financial, LLC.	VA	2	0.3%	100%	$290,000
Planet Home Lending, LLC	Conventional, FHA	2	0.3%	66.7%	$205,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.3%	100%	$140,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.3%	100%	$235,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.3%	66.7%	$250,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.3%	100%	$235,000
Mazuma Credit Union A5.0 ★Texas Ratio: 8.70%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$225,000	View
Mainstreet Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$245,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$355,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$325,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$315,000	View
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	FHA	1	0.1%	100%	$225,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$345,000	View
TruHome Solutions, LLC	Conventional	1	0.1%	100%	$125,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	50%	$135,000	View
Dart Bank	Conventional	1	0.1%	100%	$245,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	VA	1	0.1%	100%	$525,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$175,000	View
American Financial Network, Inc.	FHA	1	0.1%	100%	$285,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	FHA	1	0.1%	100%	$365,000	View
Valon Mortgage A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$205,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$265,000	View
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$265,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$435,000
Midwest Heritage Bank FSB A5.0 ★Texas Ratio: 9.76%	Conventional, Jumbo	1	0.1%	100%	$915,000	View
First Federal Savings and Loan A5.0 ★Texas Ratio: 8.33%	Conventional	1	0.1%	100%	$405,000	View
American Financing Corporation	FHA	1	0.1%	50%	$235,000
Nfm, Inc	FHA	1	0.1%	100%	$345,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$195,000
Cis Financial Services, Inc.	Conventional	1	0.1%	100%	$105,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$35,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$285,000	View
Provident Funding Associates	Conventional	1	0.1%	100%	$495,000
T2 Financial LLC	Conventional	1	0.1%	100%	$455,000
Shelby County State Bank	Conventional	1	0.1%	100%	$565,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$365,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$275,000
RoundPoint Mortgage Servicing LLC	FHA	1	0.1%	100%	$145,000
The Loan Store, Inc	VA	1	0.1%	100%	$245,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	100%	$95,000	View
Community National Bank A4.9 ★Texas Ratio: 9.62%	Conventional	1	0.1%	100%	$345,000	View
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$435,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$85,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	33.3%	$435,000
Texana Bank	VA	1	0.1%	100%	$385,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	FHA	1	0.1%	100%	$235,000	View
Village Capital & Investment	VA	1	0.1%	100%	$285,000
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Liberty Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Liberty, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Liberty? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Liberty in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Liberty, MO

Use these to narrow the list above. Each category shows how many Liberty, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 72 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 69 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 36 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Liberty, MO

Independent mortgage companies closed 60.5 percent of home loans in Liberty, Missouri in 2025, banks 30 percent and credit unions 9.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Pony Express Bank the largest bank and United Consumers Credit Union the largest credit union. Among lenders headquartered in Missouri, Pony Express Bank led with 13 loans.

60.5%

Mortgage companies

30%

Banks

9.5%

Credit unions

19%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Blue Springs 178 lenders

Frequently Asked Questions About Mortgage Lenders in Liberty, MO

Who is the largest mortgage lender in Liberty, MO?

By home loans closed in 2025, Pony Express Bank was the largest mortgage lender in Liberty, Missouri with 13 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Liberty, MO have the highest approval rates?

Among lenders with meaningful volume in Liberty, Missouri, Communityamerica Federal Credit Union approved the highest share of completed applications in 2025 at 96.4 percent, against a 90.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Liberty, MO mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Liberty, Missouri in 2025, led by Rocket Mortgage with 15. 35 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Liberty, MO lender list?

Yes. 69 banks and 12 credit unions closed home loans in Liberty, Missouri in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Liberty, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Liberty, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Liberty, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Liberty. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.