Mortgage Lenders and Brokers in Kirkwood, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kirkwood, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.470 N Kirkwood Rd, Kirkwood, MO 63122A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank350 N Kirkwood Rd, Kirkwood, MO 63122A+5.0 ★Texas Ratio: 0.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA101 N Kirkwood Rd, Kirkwood, MO 63122A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank301 S Kirkwood Rd, Kirkwood, MO 63122A+5.0 ★Texas Ratio: 2.49%, PNC Bank N.A.PNC Bank N.A.333 S Kirkwood Rd, Kirkwood, MO 63122A+5.0 ★Texas Ratio: 4.24%, Enterprise Bank & TrustEnterprise Bank & Trust1052 S Kirkwood Rd, Kirkwood, MO 63122A5.0 ★Texas Ratio: 7.31%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, and Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kirkwood, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kirkwood are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kirkwood, Missouri
Market share is the lender's share of all home loans closed in Kirkwood, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kirkwood 470 N Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 28 +15 HELOCs |
5% | 85.3% | $423,214 | View |
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1 office in Kirkwood 350 N Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 13 +23 HELOCs |
2.3% | 65% | $449,615 | View |
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1 office in Kirkwood 101 N Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.6% | 90% | $540,555 | View |
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1 office in Kirkwood 301 S Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 2.49% |
Conventional, HELOC | 8 +1 HELOCs |
1.4% | 88.9% | $518,750 | View |
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★ 1.7 stars, 3 reviews 1 office in Kirkwood 333 S Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.7% | 100% | $657,500 | View |
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1 office in Kirkwood 1052 S Kirkwood Rd, Kirkwood, MO 63122 A5.0 ★Texas Ratio: 7.31% |
Conventional, Jumbo | 2 | 0.4% | 50% | $865,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA, VA, Jumbo, HELOC | 45 +5 HELOCs |
8.1% | 97.8% | $610,555 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 18 | 3.2% | 100% | $420,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 13 +5 HELOCs |
2.3% | 92.9% | $584,230 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 11 | 2% | 91.7% | $231,363 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, Jumbo | 11 | 2% | 91.7% | $428,636 | View |
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10357 Manchester Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo, HELOC | 10 +30 HELOCs |
1.8% | 71.4% | $430,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo, HELOC | 8 +10 HELOCs |
1.4% | 100% | $458,750 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 6 +9 HELOCs |
1.1% | 100% | $580,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional, Jumbo | 6 | 1.1% | 85.7% | $508,333 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +11 HELOCs |
0.9% | 100% | $365,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +2 HELOCs |
0.9% | 77.8% | $281,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 100% | $453,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
0.7% | 62.5% | $662,500 | View |
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6969 S Lindbergh Blvd, Saint Louis, MO 63125 C+4.1 ★Texas Ratio: 25.55% |
Conventional | 4 | 0.7% | 100% | $152,500 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 3 | 0.5% | 100% | $381,666 | |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 50% | $275,000 | View |
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426 N Kirkwood Rd, Kirkwood, MO 63122 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $300,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 0.4% | 100% | $375,000 | View |
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169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $725,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, Jumbo | 2 | 0.4% | 100% | $620,000 | View |
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6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +14 HELOCs |
0.2% | 50% | $185,000 | View |
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17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $365,000 | View |
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301 N Kirkwood Rd, Kirkwood, MO 63122 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 1 | 0.2% | 100% | $835,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,605,000 | View |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 25% | $255,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,065,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, Jumbo | 25 | 4.5% | 100% | $454,200 | |
First State Bank of St Charles
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Conventional, FHA, VA, Jumbo | 10 | 1.8% | 100% | $408,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 9 | 1.6% | 100% | $580,555 | View |
Endeavor Capital, LLC
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Conventional | 7 | 1.3% | 100% | $272,142 | |
Gershman Investment Corp.
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Conventional, FHA, Jumbo | 6 | 1.1% | 75% | $570,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 4 | 0.7% | 100% | $232,500 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 3 | 0.5% | 100% | $751,666 | |
Family Finance Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Access Capital Funding LLC
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Conventional | 2 | 0.4% | 100% | $395,000 | |
Community Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $295,000 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 32 | 5.8% | 94.3% | $369,375 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 24 | 4.3% | 92.3% | $290,000 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 23 | 4.1% | 100% | $459,782 | |
New American Funding, LLC.
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Conventional, FHA, VA | 22 | 4% | 91.7% | $327,272 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, Jumbo | 12 | 2.2% | 100% | $325,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 12 | 2.2% | 100% | $460,000 | View |
Newrez LLC
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Conventional | 6 | 1.1% | 66.7% | $273,333 | |
Fairway Independent Mort Corp
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Conventional | 6 | 1.1% | 100% | $596,666 | |
Nations Lending Corporation
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Conventional, Jumbo | 5 | 0.9% | 100% | $295,000 | |
Discover Bank
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Conventional | 4 | 0.7% | 57.1% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $225,000 | View |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $361,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $221,666 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, Jumbo | 3 | 0.5% | 100% | $1,415,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.5% | 100% | $221,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 75% | $165,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $625,000 | |
Geneva Financial LLC
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Conventional | 3 | 0.5% | 100% | $535,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 75% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 0.5% | 100% | $535,000 | View |
Communityamerica Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $295,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $430,000 | View |
American Financial Resources LLC
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $635,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.4% | 100% | $365,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.4% | 100% | $585,000 | View |
American Financial Network, Inc.
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Conventional, Jumbo | 2 | 0.4% | 100% | $540,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 0.4% | 100% | $465,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $105,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $335,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $795,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Scott Credit Union
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Conventional | 1 | 0.2% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
University of Illinois Community Credit Union
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Bank of O'Fallon
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Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 33.3% | $425,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,295,000 | |
Ark-La-Tex Financial Services LLC
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VA, Jumbo | 1 | 0.2% | 100% | $995,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,145,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kirkwood Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kirkwood, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Kirkwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kirkwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kirkwood, MO
Use these to narrow the list above. Each category shows how many Kirkwood, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Kirkwood, MO
Independent mortgage companies closed 46.3 percent of home loans in Kirkwood, Missouri in 2025, banks 44.9 percent and credit unions 8.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Neighbors Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kirkwood, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Kirkwood, Missouri with 28 loans, about 5 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Kirkwood, Missouri in 2025, led by Jlb Corporation dba Golden Oak Lending with 2. 11 lenders closed VA loans, led by Stifel Bank & Trust. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 63 banks and 20 credit unions closed home loans in Kirkwood, Missouri in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kirkwood, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kirkwood, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kirkwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
