Mortgage Lenders and Brokers in Petal, Mississippi
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Petal, Mississippi mortgage lenders include Trustmark BankTrustmark Bank117 S Main St, Petal, MS 39465A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank120 S Main St, Petal, MS 39465A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank100 Eastbrook Dr, Petal, MS 39465A+5.0 ★Texas Ratio: 4.72%, BankFirst Financial ServicesBankFirst Financial Services1130 Evelyn Gandy Pkwy, Petal, MS 39465A+5.0 ★Texas Ratio: 3.47%, Hancock Whitney BankHancock Whitney Bank535 E Central Ave, Petal, MS 39465A+5.0 ★Texas Ratio: 3.41%, Cadence BankCadence Bank27 Byrd Blvd, Petal, MS 39465, Merchants & Marine BankMerchants & Marine Bank1200 Highway 90, Gautier, MS 39553A5.0 ★Texas Ratio: 9.99%, First Southern BankFirst Southern Bank1048 Highway 42, Petal, MS 39465A+5.0 ★Texas Ratio: 0.47%, Keesler Federal Credit UnionKeesler Federal Credit Union1119 Evelyn Gandy Pkwy, Petal, MS 39465 3948A+5.0 ★Texas Ratio: 5.02%, and Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Petal, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Petal are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Petal, Mississippi
Market share is the lender's share of all home loans closed in Petal, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Petal 117 S Main St, Petal, MS 39465 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 35 +11 HELOCs |
7.6% | 87.5% | $171,571 | View |
|
1 office in Petal 120 S Main St, Petal, MS 39465 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 14 +8 HELOCs |
3.1% | 60% | $170,714 | View |
|
1 office in Petal 100 Eastbrook Dr, Petal, MS 39465 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
3.1% | 82.4% | $185,714 | View |
|
1 office in Petal 1130 Evelyn Gandy Pkwy, Petal, MS 39465 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 7 | 1.5% | 100% | $317,857 | View |
|
★ 4 stars, 3 reviews 1 office in Petal 535 E Central Ave, Petal, MS 39465 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 5 +5 HELOCs |
1.1% | 71.4% | $265,000 | View |
Cadence Bank
27 Byrd Blvd, Petal, MS 39465 |
Conventional, FHA, VA, HELOC | 21 +49 HELOCs |
4.6% | 81.5% | $229,285 | |
|
1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
Conventional, FHA, VA, USDA | 19 | 4.1% | 86.4% | $262,368 | View |
|
1048 Highway 42, Petal, MS 39465 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 12 | 2.6% | 86.7% | $88,333 | View |
|
1119 Evelyn Gandy Pkwy, Petal, MS 39465 3948 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 10 +9 HELOCs |
2.2% | 58.8% | $281,000 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, USDA, HELOC | 10 +4 HELOCs |
2.2% | 100% | $225,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 8 | 1.7% | 100% | $140,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 7 | 1.5% | 77.8% | $123,571 | |
|
102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, USDA | 5 | 1.1% | 100% | $191,000 | View |
|
204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional, VA, HELOC | 4 +4 HELOCs |
0.9% | 66.7% | $150,000 | View |
|
1140 Evelyn Gandy Pkwy, Petal, MS 39465 A5.0 ★Texas Ratio: 12.03% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.7% | 100% | $275,000 | View |
|
4004 Promenade Pkwy, Diberville, MS 39540 5389 |
Conventional | 3 | 0.7% | 75% | $211,666 | View |
|
400 Veterans Ave, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 3 | 0.7% | 100% | $98,333 | View |
|
200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
|
648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 33 | 7.2% | 87.2% | $184,090 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 26 | 5.7% | 92.9% | $260,000 | |
Mortgage Research Center
|
VA | 18 | 3.9% | 75% | $241,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 3.3% | 76.2% | $219,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 14 | 3.1% | 93.3% | $240,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 12 | 2.6% | 83.3% | $261,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 11 | 2.4% | 100% | $210,454 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 10 | 2.2% | 100% | $213,000 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.5% | 87.5% | $180,714 | |
Stockton Mortgage Corporation
|
FHA, VA, USDA | 7 | 1.5% | 77.8% | $195,000 | |
21St Mortgage
|
Conventional | 7 | 1.5% | 43.8% | $117,857 | |
Guaranteed Rate, Inc.
|
Conventional, VA, USDA | 5 | 1.1% | 71.4% | $151,000 | |
Newrez LLC
|
VA | 5 | 1.1% | 62.5% | $245,000 | |
Hamilton Mortgage Corporation
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $331,000 | |
Triad Financial Services, Inc.
|
Conventional | 5 | 1.1% | 68.2% | $87,000 | |
Equity Prime Mortgage LLC
|
VA | 4 | 0.9% | 50% | $262,500 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 0.9% | 80% | $72,500 | |
First Colony Mortgage Corporat
|
Conventional, USDA | 4 | 0.9% | 100% | $155,000 | |
Hometrust Mortgage Company
|
FHA, USDA | 4 | 0.9% | 50% | $230,000 | |
Liberty Federal Credit Union
|
Conventional, FHA | 3 | 0.7% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.7% | 75% | $218,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 0.7% | 60% | $191,666 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 3 | 0.7% | 100% | $251,666 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.7% | 75% | $241,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 0.7% | 16.7% | $68,333 | |
First Community Mortgage, Inc.
|
Conventional | 2 | 0.4% | 100% | $170,000 | |
Kind Lending, LLC
|
VA | 2 | 0.4% | 100% | $280,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.4% | 100% | $295,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $130,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.4% | 100% | $315,000 | View |
Southwest Stage Funding LLC
|
Conventional | 2 | 0.4% | 100% | $145,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.4% | 100% | $360,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.2% | 100% | $125,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 50% | $155,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $235,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 12.5% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Cmg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Tyndall Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
FirstTrust Home Loans
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
Mortgage Financial Services
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Standard Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 100% | $265,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $135,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $245,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 33.3% | $65,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 100% | $235,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Gmfs, LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $385,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Petal Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Petal, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Petal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Petal in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Petal, MS
Use these to narrow the list above. Each category shows how many Petal, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Petal, MS
Independent mortgage companies closed 53.3 percent of home loans in Petal, Mississippi in 2025, banks 39.7 percent and credit unions 7 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Petal, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Petal, Mississippi with 35 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Petal, Mississippi in 2025, led by Trustmark Bank with 17. 31 lenders closed VA loans, led by Mortgage Research Center, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 9 credit unions closed home loans in Petal, Mississippi in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Petal, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Petal, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Petal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
