Mortgage Lenders and Brokers in Horn Lake, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Horn Lake, Mississippi mortgage lenders include Trustmark BankTrustmark Bank2475 Goodman Rd W, Horn Lake, MS 38637A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank3850 Goodman Rd W, Horn Lake, MS 38637A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank3082 Goodman Rd W, Horn Lake, MS 38637A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank1562 Goodman Rd W, Horn Lake, MS 38637, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company105 Main St S, Amory, MS 38821A-5.0 ★Texas Ratio: 14.15%, First Security BankFirst Security Bank130 Highway 51 N, Batesville, MS 38606A+5.0 ★Texas Ratio: 4.91%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, BankplusBankplus2304 Goodman Rd W, Horn Lake, MS 38637A+5.0 ★Texas Ratio: 4.80%, and BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Horn Lake, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Horn Lake are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Horn Lake, Mississippi
Market share is the lender's share of all home loans closed in Horn Lake, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Horn Lake 2475 Goodman Rd W, Horn Lake, MS 38637 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 43 +11 HELOCs |
8.8% | 91.5% | $129,418 | View |
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1 office in Horn Lake 3850 Goodman Rd W, Horn Lake, MS 38637 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 23 +8 HELOCs |
4.7% | 60.5% | $81,086 | View |
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1 office in Horn Lake 3082 Goodman Rd W, Horn Lake, MS 38637 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.4% | 87.5% | $189,285 | View |
Cadence Bank
1562 Goodman Rd W, Horn Lake, MS 38637 |
Conventional, FHA, HELOC | 16 +13 HELOCs |
3.3% | 88.9% | $238,750 | |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 11 | 2.2% | 100% | $299,545 | View |
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130 Highway 51 N, Batesville, MS 38606 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 10 | 2% | 100% | $147,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.8% | 66.7% | $112,500 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 0.8% | 100% | $197,500 | View |
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2304 Goodman Rd W, Horn Lake, MS 38637 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $315,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA | 2 | 0.4% | 100% | $475,000 | View |
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1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 2 | 0.4% | 33.3% | $180,000 | |
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★ 1 stars, 1 review 7427 Goodman Rd, Olive Branch, MS 38654 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 8.2% | 73.3% | $174,250 | |
Nations Lending Corporation
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Conventional, FHA, VA | 25 | 5.1% | 100% | $190,600 | |
Mortgage Research Center
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VA | 23 | 4.7% | 88.5% | $253,260 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 4.3% | 84% | $232,619 | |
Community Mortgage Corporation
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Conventional, FHA | 19 | 3.9% | 100% | $226,052 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 14 | 2.9% | 73.7% | $138,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.9% | 77.8% | $178,571 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 13 | 2.7% | 100% | $119,615 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 13 | 2.7% | 86.7% | $261,923 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.4% | 81.2% | $211,666 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, FHA, VA | 10 | 2% | 84.6% | $180,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 2% | 84.6% | $233,000 | |
Primelending
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Conventional, FHA, VA | 9 | 1.8% | 100% | $298,333 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA | 9 | 1.8% | 100% | $176,111 | View |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 9 | 1.8% | 52.6% | $159,444 | |
CrossCountry Mortgage, LLC
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FHA, VA | 8 | 1.6% | 100% | $196,250 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.4% | 52.9% | $169,285 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $97,857 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.4% | 100% | $205,000 | |
Everett Financial, Inc.
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Conventional, FHA | 5 | 1% | 100% | $141,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1% | 71.4% | $217,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 4 | 0.8% | 57.1% | $290,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.8% | 100% | $422,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 4 | 0.8% | 44.4% | $162,500 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.6% | 100% | $278,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.6% | 21.1% | $158,333 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $261,666 | |
Southwest Funding LP
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FHA, VA | 3 | 0.6% | 100% | $255,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.6% | 75% | $281,666 | |
First South Financial Federal Credit Union
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $250,000 | |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.4% | 100% | $95,000 | View |
Acrisure Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $330,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.4% | 100% | $440,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $115,000 | |
Mortgage Financial Services
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FHA | 2 | 0.4% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 9.21% |
FHA | 2 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
Independent Bank
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Conventional | 2 | 0.4% | 66.7% | $155,000 | |
Towne Mortgage Company
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FHA, VA | 2 | 0.4% | 100% | $240,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.4% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 100% | $140,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $200,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 66.7% | $60,000 | |
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A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $215,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $105,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
United Trust Bank
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VA | 1 | 0.2% | 50% | $195,000 | |
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A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
FirstTrust Home Loans
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FHA | 1 | 0.2% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 20% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $205,000 | View |
The Bank of Fayette County
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Conventional | 1 | 0.2% | 100% | $105,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.2% | 100% | $315,000 | |
CB&S Bank
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Texana Bank
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FHA | 1 | 0.2% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fed Ex Employees Credit Association
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Horn Lake Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Horn Lake, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Horn Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Horn Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Horn Lake, MS
Use these to narrow the list above. Each category shows how many Horn Lake, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Horn Lake, MS
Independent mortgage companies closed 63.9 percent of home loans in Horn Lake, Mississippi in 2025, banks 34.3 percent and credit unions 1.8 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Horn Lake, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Horn Lake, Mississippi with 43 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Horn Lake, Mississippi in 2025, led by Trustmark Bank with 19. 31 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 7 credit unions closed home loans in Horn Lake, Mississippi in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Horn Lake, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Horn Lake, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Horn Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
