Mortgage Lenders and Brokers in Zeeland, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zeeland, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association523 W Main Ave, Zeeland, MI 49464A+5.0 ★Texas Ratio: 3.22%, Macatawa Bank, N.A.Macatawa Bank, N.A.815 E Main Ave, Zeeland, MI 49464A+5.0 ★Texas Ratio: 0.50%, West Michigan Community BankWest Michigan Community Bank107 N State St, Zeeland, MI 49464B+4.8 ★Texas Ratio: 17.71%, Huntington National BankHuntington National Bank101 E Main Ave, Zeeland, MI 49464A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union8630 E Main Ave, Zeeland, MI 49464, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, and AAC Credit UnionAAC Credit Union612 E Main Ave, Zeeland, MI 49464A+5.0 ★Texas Ratio: 0.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zeeland, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zeeland are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zeeland, Michigan
Market share is the lender's share of all home loans closed in Zeeland, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Zeeland 523 W Main Ave, Zeeland, MI 49464 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 16 +16 HELOCs |
9% | 84.2% | $258,125 | View |
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2 offices in Zeeland 815 E Main Ave, Zeeland, MI 49464 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 8 | 4.5% | 80% | $121,250 | View |
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1 office in Zeeland 107 N State St, Zeeland, MI 49464 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 6 | 3.4% | 100% | $346,666 | View |
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1 office in Zeeland 101 E Main Ave, Zeeland, MI 49464 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +20 HELOCs |
2.8% | 71.4% | $293,000 | View |
Lake Michigan Credit Union
8630 E Main Ave, Zeeland, MI 49464 |
Conventional, HELOC | 31 +22 HELOCs |
17.4% | 96.9% | $223,387 | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA | 10 | 5.6% | 90.9% | $375,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 9 | 5.1% | 100% | $275,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 5 +2 HELOCs |
2.8% | 71.4% | $297,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +2 HELOCs |
2.2% | 100% | $200,000 | View |
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612 E Main Ave, Zeeland, MI 49464 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 3 | 1.7% | 60% | $65,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +10 HELOCs |
1.1% | 66.7% | $205,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $245,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 66.7% | $290,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 2 | 1.1% | 100% | $185,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 1.1% | 100% | $380,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 1.1% | 100% | $195,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $25,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $375,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 6.7% | 85.7% | $203,333 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 5.1% | 90% | $340,555 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 5 | 2.8% | 100% | $301,000 | |
Success Mortgage Partners, Inc
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Conventional | 3 | 1.7% | 100% | $141,666 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.1% | 100% | $330,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Mortgage Center LC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 50% | $145,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.1% | 100% | $300,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.1% | 100% | $225,000 | |
T2 Financial LLC
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Conventional | 2 | 1.1% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 1.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.1% | 100% | $190,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.6% | 100% | $425,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 75% | $225,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.6% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $255,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
First Savings Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Zeeland Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zeeland, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Zeeland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zeeland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zeeland, MI
Use these to narrow the list above. Each category shows how many Zeeland, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Zeeland, MI
Independent mortgage companies closed 31.5 percent of home loans in Zeeland, Michigan in 2025, banks 43.3 percent and credit unions 25.3 percent. Rocket Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, West Michigan Community Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zeeland, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Zeeland, Michigan with 16 loans, about 9 percent of the market. The largest lender headquartered in Michigan was West Michigan Community Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Zeeland, Michigan in 2025, led by Dart Bank with 3. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 12 credit unions closed home loans in Zeeland, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zeeland, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zeeland, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zeeland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
