Mortgage Lenders and Brokers in Waverly, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Waverly, Michigan mortgage lenders include Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, LafcuLafcu1553 Lansing Rd, Charlotte, MI 48813A+5.0 ★Texas Ratio: 1.86%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, and PfcuPfcu6451 Cherry Meadow Dr SE, Caledonia, MI 49316A+5.0 ★Texas Ratio: 2.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waverly, Michigan
Market share is the lender's share of all home loans closed in Waverly, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 47 +5 HELOCs |
12.6% | 95.9% | $245,638 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 28 | 7.5% | 60.9% | $229,642 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 12 +6 HELOCs |
3.2% | 85.7% | $216,666 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 7 | 1.9% | 100% | $202,142 | View |
|
1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 7 | 1.9% | 100% | $176,428 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 6 | 1.6% | 35.3% | $56,666 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1.3% | 85.7% | $199,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +11 HELOCs |
1.1% | 100% | $125,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 4 | 1.1% | 80% | $147,500 | View |
|
6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 4 | 1.1% | 100% | $112,500 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 4 | 1.1% | 100% | $222,500 | |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $241,666 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $275,000 | View |
|
2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $170,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $225,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $305,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 2 | 0.5% | 100% | $55,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $265,000 | View |
|
904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
|
241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 44 | 11.8% | 86.3% | $188,863 | |
Msu Federal Credit Union
|
Conventional, HELOC | 30 +42 HELOCs |
8% | 86.1% | $228,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 20 | 5.3% | 76.9% | $247,500 | |
Staunton Financial Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $210,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.3% | 100% | $175,000 | |
Mortgage 1 Incorporated
|
VA | 1 | 0.3% | 100% | $425,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.3% | 50% | $245,000 | |
Uif Corporation
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
BLG Holdings, LLC
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 29 +2 HELOCs |
7.8% | 100% | $245,000 | |
Mortgage Research Center
|
Conventional, VA | 12 | 3.2% | 85.7% | $269,166 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 2.1% | 80% | $270,000 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.9% | 77.8% | $175,000 | |
Navy Federal Credit Union
|
Conventional, VA | 7 | 1.9% | 100% | $267,857 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.3% | 100% | $241,000 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 0.8% | 100% | $258,333 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 3 | 0.8% | 100% | $238,333 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.8% | 100% | $181,666 | |
21St Mortgage
|
Conventional | 3 | 0.8% | 50% | $68,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $80,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 42.9% | $165,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.5% | 66.7% | $240,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.5% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $205,000 | |
Newrez LLC
|
Conventional, VA | 2 | 0.5% | 50% | $175,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $170,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Zippy Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $95,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 100% | $65,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.3% | 50% | $45,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $155,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 50% | $65,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.3% | 100% | $205,000 | |
Flat Branch Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $155,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Mortgage300 Corporation
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 50% | $225,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $255,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.3% | 50% | $195,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Waverly Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waverly, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waverly, MI
Use these to narrow the list above. Each category shows how many Waverly, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Waverly, MI
Independent mortgage companies closed 47.3 percent of home loans in Waverly, Michigan in 2025, banks 33.2 percent and credit unions 19.5 percent. Rocket Mortgage was the largest mortgage company, Dart Bank the largest bank and Lafcu the largest credit union. Among lenders headquartered in Michigan, Dart Bank led with 47 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waverly, MI
By home loans closed in 2025, Dart Bank was the largest mortgage lender in Waverly, Michigan with 47 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Waverly, Michigan in 2025, led by Rocket Mortgage with 11. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 16 credit unions closed home loans in Waverly, Michigan in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
