Mortgage Lenders and Brokers in South Haven, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Haven, Michigan mortgage lenders include Huntington National BankHuntington National Bank433 Phoenix St, South Haven, MI 49090A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association601 Phoenix St, South Haven, MI 49090A+5.0 ★Texas Ratio: 3.22%, Sturgis Bank & TrustSturgis Bank & Trust365 Center St, South Haven, MI 49090A5.0 ★Texas Ratio: 9.46%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Consumers Credit UnionConsumers Credit Union1579 Phoenix St, South Haven, MI 49090 7112A+5.0 ★Texas Ratio: 3.56%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Honor Credit UnionHonor Credit Union72133 County Road 388, South Haven, MI 49090A+5.0 ★Texas Ratio: 5.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, and Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Haven, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Haven are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Haven, Michigan
Market share is the lender's share of all home loans closed in South Haven, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Haven 433 Phoenix St, South Haven, MI 49090 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 7 +13 HELOCs |
2.7% | 87.5% | $815,000 | View |
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1 office in South Haven 601 Phoenix St, South Haven, MI 49090 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +8 HELOCs |
2.7% | 72.7% | $245,000 | View |
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2 offices in South Haven 365 Center St, South Haven, MI 49090 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 5 +11 HELOCs |
1.9% | 85.7% | $309,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 21 +6 HELOCs |
8% | 87.5% | $479,761 | |
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1579 Phoenix St, South Haven, MI 49090 7112 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 15 +22 HELOCs |
5.7% | 93.8% | $359,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, Jumbo | 11 | 4.2% | 100% | $365,000 | View |
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72133 County Road 388, South Haven, MI 49090 A+5.0 ★Texas Ratio: 5.27% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
3.4% | 56.2% | $301,666 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 9 | 3.4% | 100% | $492,777 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.3% | 100% | $1,121,666 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo | 6 | 2.3% | 100% | $595,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, VA, Jumbo | 6 | 2.3% | 100% | $428,333 | View |
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4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 3 | 1.1% | 100% | $371,666 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 3 | 1.1% | 100% | $271,666 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 0.8% | 100% | $500,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $300,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.8% | 100% | $115,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.8% | 100% | $625,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $605,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $295,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
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6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional, Jumbo | 1 | 0.4% | 100% | $575,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,035,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 18 | 6.9% | 87% | $324,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 5% | 92.9% | $336,538 | |
GreenStone Farm Credit Services
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Conventional | 4 | 1.5% | 100% | $472,500 | |
Mortgage Center LC
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Conventional | 3 | 1.1% | 100% | $125,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 0.8% | 100% | $245,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $185,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 50% | $295,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 11 | 4.2% | 100% | $589,545 | |
21St Mortgage
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Conventional | 6 | 2.3% | 85.7% | $73,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
1.9% | 100% | $181,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 1.9% | 100% | $479,000 | |
Originpoint, LLC
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Conventional | 2 | 0.8% | 100% | $555,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.8% | 100% | $300,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 100% | $60,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 0.8% | 100% | $705,000 | |
Elements Financial Federal Cre
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Conventional | 2 | 0.8% | 100% | $380,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $300,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.8% | 100% | $170,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 100% | $185,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.8% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $205,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $75,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Guild Mortgage Company
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VA | 1 | 0.4% | 100% | $315,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $35,000 | |
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★ 4 stars, 1 review A4.9 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,605,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $215,000 | |
Covantage Credit Union
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.87% |
Conventional, Jumbo | 1 | 0.4% | 100% | $845,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 33.3% | $315,000 | |
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A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 50% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $345,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 50% | $485,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Haven Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Haven, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in South Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Haven in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Haven, MI
Use these to narrow the list above. Each category shows how many South Haven, MI lenders fit and what that kind of lender is usually best for.
Who Lends in South Haven, MI
Independent mortgage companies closed 42.1 percent of home loans in South Haven, Michigan in 2025, banks 32.6 percent and credit unions 25.3 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Sturgis Bank & Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Haven, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in South Haven, Michigan with 7 loans, about 2.7 percent of the market. The largest lender headquartered in Michigan was Sturgis Bank & Trust with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in South Haven, Michigan in 2025, led by Towne Mortgage Company with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 19 credit unions closed home loans in South Haven, Michigan in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Haven, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Haven, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
