Mortgage Lenders and Brokers in Howell, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Howell, Michigan mortgage lenders include Huntington National BankHuntington National Bank10065 E Highland Rd, Howell, MI 48843A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA1311 S Latson Rd, Howell, MI 48843D3.3 ★Texas Ratio: 35.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3866 E Grand River Ave, Howell, MI 48843A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2410 W Grand River Ave, Howell, MI 48843A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.2350 E Grand River Ave, Howell, MI 48843A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Loc Credit UnionLoc Credit Union3020 E Grand River Ave, Howell, MI 48843 8510A+5.0 ★Texas Ratio: 1.78%, Lake Trust Credit UnionLake Trust Credit Union4465 E Grand River Ave, Howell, MI 48843A5.0 ★Texas Ratio: 6.91%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Howell, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Howell are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Howell, Michigan
Market share is the lender's share of all home loans closed in Howell, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Howell 10065 E Highland Rd, Howell, MI 48843 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 13 +11 HELOCs |
3.9% | 86.7% | $161,923 | View |
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2 offices in Howell 1311 S Latson Rd, Howell, MI 48843 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 30% | $165,000 | View |
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1 office in Howell 3866 E Grand River Ave, Howell, MI 48843 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 66.7% | $90,000 | View |
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1 office in Howell 2410 W Grand River Ave, Howell, MI 48843 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $150,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Howell 2350 E Grand River Ave, Howell, MI 48843 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 100% | $155,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 12 +3 HELOCs |
3.6% | 100% | $258,333 | |
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3020 E Grand River Ave, Howell, MI 48843 8510 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 10 +13 HELOCs |
3% | 71.4% | $73,000 | View |
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★ 1 stars, 1 review 4465 E Grand River Ave, Howell, MI 48843 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 5 +2 HELOCs |
1.5% | 60% | $35,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 5 +1 HELOCs |
1.5% | 100% | $327,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +1 HELOCs |
1.2% | 100% | $430,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 0.9% | 100% | $188,333 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 100% | $55,000 | View |
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1050 S Latson Rd, Howell, MI 48843 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $195,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $35,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.6% | 100% | $285,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 0.6% | 100% | $255,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $65,000 | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $125,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $195,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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7130 Allen Rd, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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7558 N Alger Rd, Alma, MI 48801 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 11.4% | 78% | $174,210 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 35 +1 HELOCs |
10.5% | 85.4% | $286,142 | |
Mortgage Center LC
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Conventional, FHA, VA | 18 | 5.4% | 100% | $256,111 | |
Staunton Financial Inc
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Conventional | 12 | 3.6% | 92.3% | $307,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 7 | 2.1% | 100% | $239,285 | |
Mortgage 1 Incorporated
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Conventional | 4 | 1.2% | 100% | $220,000 | |
Ross Mortgage Corporation
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Conventional | 4 | 1.2% | 100% | $287,500 | |
Legacy Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $275,000 | |
VanDyk Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $285,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $125,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Msu Federal Credit Union
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 19 | 5.7% | 100% | $250,263 | |
21St Mortgage
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Conventional | 13 | 3.9% | 48.3% | $63,461 | |
Cornerstone First Mortgage, LLC
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Conventional, VA, USDA | 8 | 2.4% | 100% | $213,750 | |
Greenstate Credit Union
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Conventional | 4 | 1.2% | 100% | $212,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $237,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $278,333 | |
Newrez LLC
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Conventional, USDA | 3 | 0.9% | 75% | $181,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 60% | $405,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 40% | $105,000 | |
Ruoff Mortgage Company
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FHA | 2 | 0.6% | 100% | $350,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $395,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $55,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.6% | 100% | $210,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.6% | 66.7% | $145,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $195,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 66.7% | $380,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $55,000 | View |
Texana Bank
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Conventional | 2 | 0.6% | 100% | $320,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.6% | 100% | $265,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
JMAC Lending, Inc.
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Conventional, USDA | 2 | 0.6% | 100% | $325,000 | |
Alliant Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Coast One Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
First Colony Mortgage Corporat
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USDA | 1 | 0.3% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $205,000 | View |
Mortgage300 Corporation
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USDA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $335,000 | View |
Saygo Home Loans, LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Summit Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
FHA | 1 | 0.3% | 100% | $525,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.3% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $245,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Howell Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Howell, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Howell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Howell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Howell, MI
Use these to narrow the list above. Each category shows how many Howell, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Howell, MI
Independent mortgage companies closed 62 percent of home loans in Howell, Michigan in 2025, banks 17.4 percent and credit unions 20.7 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Howell, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Howell, Michigan with 13 loans, about 3.9 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Howell, Michigan in 2025, led by Rocket Mortgage with 6. 15 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 24 credit unions closed home loans in Howell, Michigan in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Howell, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Howell, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Howell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
