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Mortgage Lenders and Brokers in Farmington Hills, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Farmington Hills, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA38601 W 12 Mile Rd, Farmington Hills, MI 48331A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank37386 W 12 Mile Rd, Farmington Hills, MI 48331A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA31550 Northwestern Hwy Ste 130 Ste 130, Farmington Hills, MI 48334D3.3 ★Texas Ratio: 35.11%, First Merchants BankFirst Merchants Bank32991 Hamilton Ct, Farmington Hills, MI 48334A+5.0 ★Texas Ratio: 4.12%, Bank of America NABank of America NA37801 W 12 Mile Rd, Farmington Hills, MI 48331A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.28564 Orchard Lake Rd, Farmington Hills, MI 48334A+5.0 ★Texas Ratio: 4.24%, Comerica BankComerica Bank29466 Grand River Ave, Farmington Hills, MI 48336A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association31500 W 12 Mile Rd, Farmington Hills, MI 48334A+5.0 ★Texas Ratio: 3.22%, Community Choice Credit UnionCommunity Choice Credit Union31155 Northwestern Hwy, Farmington Hills, MI 48334 2502A+5.0 ★Texas Ratio: 5.61%, and Independent BankIndependent Bank32900 Middlebelt Rd, Farmington Hills, MI 48334A5.0 ★Texas Ratio: 6.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Farmington Hills, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmington Hills are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Farmington Hills, Michigan

Market share is the lender's share of all home loans closed in Farmington Hills, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Farmington Hills 38601 W 12 Mile Rd, Farmington Hills, MI 48331 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	36 +1 HELOCs	2.9%	83.7%	$262,222	View
Huntington National Bank 1 office in Farmington Hills 37386 W 12 Mile Rd, Farmington Hills, MI 48331 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	18 +41 HELOCs	1.4%	79.2%	$305,555	View
Flagstar Bank NA 1 office in Farmington Hills 31550 Northwestern Hwy Ste 130 Ste 130, Farmington Hills, MI 48334 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	18 +4 HELOCs	1.4%	66.7%	$340,555	View
First Merchants Bank 2 offices in Farmington Hills 32991 Hamilton Ct, Farmington Hills, MI 48334 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	17 +10 HELOCs	1.4%	94.7%	$269,705	View
Bank of America NA 2 offices in Farmington Hills 37801 W 12 Mile Rd, Farmington Hills, MI 48331 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	13 +28 HELOCs	1%	86.7%	$271,153	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Farmington Hills 28564 Orchard Lake Rd, Farmington Hills, MI 48334 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +14 HELOCs	0.4%	100%	$287,000	View
Comerica Bank 29466 Grand River Ave, Farmington Hills, MI 48336 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +22 HELOCs	0.2%	60%	$251,666	View
Fifth Third Bank, National Association 1 office in Farmington Hills 31500 W 12 Mile Rd, Farmington Hills, MI 48334 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +15 HELOCs	0.2%	60%	$188,333	View
Community Choice Credit Union 31155 Northwestern Hwy, Farmington Hills, MI 48334 2502 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	3 +9 HELOCs	0.2%	37.5%	$71,666	View
Independent Bank 1 office in Farmington Hills 32900 Middlebelt Rd, Farmington Hills, MI 48334 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$255,000	View
Lake Michigan Credit Union 34391 W 12 Mile Rd, Farmington HIlls, MI 48331	Conventional, FHA, HELOC	34 +32 HELOCs	2.7%	94.4%	$377,058
DFCU Financial 2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	30 +39 HELOCs	2.4%	91.7%	$298,000	View
Michigan Schools and Governmen 29657 Orchard Lake Rd, Farmington Hills, MI 48334 2161 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	25 +8 HELOCs	2%	89.3%	$241,000	View
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, FHA, HELOC	17 +7 HELOCs	1.4%	73.9%	$249,705	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	15 +6 HELOCs	1.2%	93.8%	$251,000	View
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	10 +24 HELOCs	0.8%	58.8%	$63,000	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	10 +23 HELOCs	0.8%	83.3%	$179,000	View
Community Financial 12483 State St, Atlanta, MI 49709	Conventional, HELOC	7 +11 HELOCs	0.6%	87.5%	$169,285
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional, VA	7	0.6%	100%	$393,571	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional	7	0.6%	100%	$406,428	View
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	Conventional, HELOC	6 +7 HELOCs	0.5%	100%	$266,666	View
Vibe Credit Union 3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97%	Conventional, HELOC	6 +5 HELOCs	0.5%	85.7%	$125,000	View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	Conventional, HELOC	4 +3 HELOCs	0.3%	100%	$82,500	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$357,500	View
Dearborn Federal Savings Bank 22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64%	Conventional	4	0.3%	100%	$340,000	View
Zeal Credit Union 7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89%	Conventional	4	0.3%	80%	$87,500	View
Lake Trust Credit Union ★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$48,333	View
Citizens Bank, NA 33333 W 12 Mile Rd, Farmington Hills, MI 48334 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	2 +54 HELOCs	0.2%	50%	$195,000	View
United Bank of Michigan 8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48%	Conventional	2	0.2%	100%	$295,000	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.2%	66.7%	$405,000	View
ChoiceOne Bank 31000 Northwestern Hwy, Farmington Hills, MI 48334 A+5.0 ★Texas Ratio: 5.45%	Conventional	2	0.2%	100%	$255,000	View
Consumers Credit Union 6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$265,000	View
Michigan United Credit Union 3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$415,000	View
Old National Bank 1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	50%	$585,000	View
Wesbanco Bank, Inc. 300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$615,000	View
Keybank National Association 1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	50%	$135,000	View
Extra Credit Union 6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	50%	$35,000	View
Dow Credit Union 600 E Lyon Rd, Midland, MI 48640 5396	Conventional	1	0.1%	100%	$255,000
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	50%	$155,000	View
Mercantile Bank 230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0.1%	100%	$235,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0.1%	100%	$325,000
Advia Credit Union 2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38%	HELOC	0 +2 HELOCs	0%	n/a		View
Dort Financial Credit Union 5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06%	HELOC	0 +1 HELOCs	0%	n/a		View
Christian Financial CU 8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA, Jumbo	232	18.7%	89.8%	$268,663
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	229 +10 HELOCs	18.4%	87.4%	$334,825
Mortgage Center LC	Conventional	27	2.2%	96.4%	$308,703
Staunton Financial Inc	Conventional, VA	27	2.2%	96.4%	$338,703
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	19	1.5%	95%	$302,368
Ross Mortgage Corporation	Conventional, FHA	11	0.9%	100%	$365,909
Msu Federal Credit Union	Conventional, HELOC	9 +6 HELOCs	0.7%	83.3%	$322,777
Mortgage 1 Incorporated	Conventional, FHA	8	0.6%	100%	$232,500
Michigan Mutual, Inc	Conventional, FHA, VA	5	0.4%	100%	$403,000
Uif Corporation	Conventional	5	0.4%	100%	$317,000
Legacy Mortgage	Conventional, VA	4	0.3%	100%	$337,500
Success Mortgage Partners, Inc	Conventional	3	0.2%	100%	$238,333
Ccf - Auburn Hills Branch	Conventional	3	0.2%	75%	$85,000
Polish-Am Federal Credit Union	Conventional	1	0.1%	100%	$415,000
Bay Equity LLC	Conventional	1	0.1%	100%	$205,000
BLG Holdings, LLC	Conventional	1	0.1%	100%	$215,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$295,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	25 +2 HELOCs	2%	96.2%	$313,800
Newrez LLC	Conventional, FHA, VA	16	1.3%	66.7%	$249,375
Nationstar Mortgage	Conventional, FHA	16	1.3%	84.2%	$205,000
Guaranteed Rate, Inc.	Conventional, HELOC	14 +2 HELOCs	1.1%	87.5%	$356,428
Union Home Mortgage Corp.	Conventional, FHA	14	1.1%	100%	$344,285
The Loan Store, Inc	Conventional, FHA, HELOC	13 +5 HELOCs	1%	82.4%	$374,230
Mortgage Research Center	VA	11	0.9%	78.6%	$357,727
loanDepot.com LLC	Conventional, FHA, HELOC	10 +3 HELOCs	0.8%	90.9%	$184,000
Freedom Mortgage Corporation	Conventional, FHA, VA	10	0.8%	78.6%	$328,000
Zillow Home Loans, LLC	Conventional	8	0.6%	100%	$380,000
The Mortgage Link, Inc.	Conventional, FHA	8	0.6%	100%	$261,250
Amerisave Mortgage Company	Conventional, FHA, HELOC	7 +1 HELOCs	0.6%	26.9%	$93,571
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional	7	0.6%	100%	$296,428	View
Pennymac Loan Services LLC	Conventional	7	0.6%	100%	$303,571
Mutual of Omaha Mortgage	Conventional, FHA, VA	7	0.6%	87.5%	$387,857
Navy Federal Credit Union	Conventional, HELOC	6 +8 HELOCs	0.5%	85.7%	$370,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.5%	100%	$253,333	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	6	0.5%	85.7%	$343,333
Guidance Residential, LLC	Conventional	6	0.5%	100%	$310,000
Plaza Home Mortgage, Inc	Conventional	6	0.5%	100%	$301,666
Everett Financial, Inc.	Conventional, FHA	5	0.4%	75%	$279,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.4%	83.3%	$133,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	100%	$272,500	View
American Financial Resources LLC	Conventional	4	0.3%	100%	$197,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.3%	35.3%	$195,000
Kind Lending, LLC	Conventional	4	0.3%	80%	$347,500
Movement Mortgage, LLC	Conventional	4	0.3%	100%	$465,000
21St Mortgage	Conventional	4	0.3%	80%	$35,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	3	0.2%	100%	$238,333	View
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$408,333
Cmg Mortgage Inc	Conventional	3	0.2%	100%	$311,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	50%	$325,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$285,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$348,333	View
New American Funding, LLC.	Conventional	3	0.2%	37.5%	$288,333
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	44.4%	$151,666
Spring Eq, LLC	Conventional, HELOC	2 +6 HELOCs	0.2%	50%	$75,000
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$370,000
Nbkc Bank	Conventional	2	0.2%	100%	$135,000
American Financial Network, Inc.	Conventional	2	0.2%	100%	$315,000
Credit Union 1	Conventional	2	0.2%	100%	$155,000
Weichert Financial Services	Conventional, FHA	2	0.2%	100%	$425,000
Nfm, Inc	Conventional	2	0.2%	100%	$135,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$325,000
Tjc Mortgage Inc	Conventional, FHA	2	0.2%	100%	$390,000
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$330,000
RBC Bank (Georgia), N.A.	Conventional	2	0.2%	100%	$270,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$405,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$405,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$425,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$135,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$145,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$255,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$255,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$375,000
AdvantageFirst Lending Inc	Conventional	1	0.1%	100%	$175,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$265,000
Summit Home Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	50%	$435,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$165,000
Discover Bank	Conventional	1	0.1%	7.1%	$85,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$305,000
MLB Residential Lending, LLC	Conventional	1	0.1%	100%	$285,000
ClearPath Lending	VA	1	0.1%	100%	$355,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$295,000
Real Genius LLC	Conventional	1	0.1%	100%	$275,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$185,000
New Day Financial, LLC.	VA	1	0.1%	33.3%	$385,000
Planet Home Lending, LLC	VA	1	0.1%	50%	$395,000
Provident Funding Associates	Conventional	1	0.1%	50%	$335,000
Pentagon Federal Credit Union	FHA	1	0.1%	100%	$365,000
Better Mortgage Corporation	Conventional	1	0.1%	20%	$85,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$305,000	View
Selfreliance Federal Credit Union	Conventional	1	0.1%	100%	$135,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$215,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$365,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$375,000	View
Northrop Grumman Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$315,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
Texana Bank	Conventional	1	0.1%	100%	$335,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$205,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$485,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$155,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	100%	$275,000	View
Griffin Funding Inc.	Conventional	1	0.1%	100%	$115,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Lower, LLC	HELOC	0 +3 HELOCs	0%	0%
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Fed Ex Employees Credit Association	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union A+5.0 ★Texas Ratio: 1.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
EastRise Federal Credit Union A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Farmington Hills Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Farmington Hills, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Farmington Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmington Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Farmington Hills, MI

Use these to narrow the list above. Each category shows how many Farmington Hills, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 30 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 19 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MI 50 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Farmington Hills, MI

Independent mortgage companies closed 65.6 percent of home loans in Farmington Hills, Michigan in 2025, banks 15.9 percent and credit unions 18.4 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Community Choice Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 18 loans.

65.6%

Mortgage companies

15.9%

Banks

18.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders

Frequently Asked Questions About Mortgage Lenders in Farmington Hills, MI

Who is the largest mortgage lender in Farmington Hills, MI?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Farmington Hills, Michigan with 36 loans, about 2.9 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Farmington Hills, MI have the highest approval rates?

Among lenders with meaningful volume in Farmington Hills, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.8 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Farmington Hills, MI mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Farmington Hills, Michigan in 2025, led by United Wholesale Mortgage with 27. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Farmington Hills, MI lender list?

Yes. 45 banks and 36 credit unions closed home loans in Farmington Hills, Michigan in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Farmington Hills, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Farmington Hills, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmington Hills, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmington Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.