Mortgage Lenders and Brokers in Dearborn Heights, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dearborn Heights, Michigan mortgage lenders include Huntington National BankHuntington National Bank25488 Michigan Ave, Dearborn Heights, MI 48125A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA23150 Van Born Rd, Dearborn Heights, MI 48125A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA25350 Ford Rd, Dearborn Heights, MI 48127A+5.0 ★Texas Ratio: 5.44%, Flagstar Bank NAFlagstar Bank NA26545 Ford Rd, Dearborn Heights, MI 48127D3.3 ★Texas Ratio: 35.11%, Bank of America NABank of America NA24120 Ford Rd, Dearborn Heights, MI 48127A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association25745 Ford Rd, Dearborn Heights, MI 48127A+5.0 ★Texas Ratio: 3.22%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Community Choice Credit UnionCommunity Choice Credit Union25555 W Warren St, Dearborn Heights, MI 48127A+5.0 ★Texas Ratio: 5.61%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, and Zeal Credit UnionZeal Credit Union7240 Park Ave, Allen Park, MI 48101A+5.0 ★Texas Ratio: 4.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dearborn Heights, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dearborn Heights are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dearborn Heights, Michigan
Market share is the lender's share of all home loans closed in Dearborn Heights, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dearborn Heights 25488 Michigan Ave, Dearborn Heights, MI 48125 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 22 +27 HELOCs |
2.5% | 81.5% | $370,000 | View |
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2 offices in Dearborn Heights 23150 Van Born Rd, Dearborn Heights, MI 48125 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
1.2% | 80% | $210,454 | View |
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1 office in Dearborn Heights 25350 Ford Rd, Dearborn Heights, MI 48127 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 9 +77 HELOCs |
1% | 81.8% | $201,666 | View |
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1 office in Dearborn Heights 26545 Ford Rd, Dearborn Heights, MI 48127 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.7% | 57.1% | $143,333 | View |
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1 office in Dearborn Heights 24120 Ford Rd, Dearborn Heights, MI 48127 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +13 HELOCs |
0.6% | 71.4% | $171,000 | View |
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2 offices in Dearborn Heights 25745 Ford Rd, Dearborn Heights, MI 48127 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 22 +66 HELOCs |
2.5% | 70.6% | $203,636 | View |
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25555 W Warren St, Dearborn Heights, MI 48127 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 9 +2 HELOCs |
1% | 90% | $58,333 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
0.8% | 77.8% | $119,285 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 6 | 0.7% | 66.7% | $38,333 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 5 | 0.6% | 100% | $203,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 4 +3 HELOCs |
0.4% | 50% | $95,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.3% | 60% | $688,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.3% | 100% | $705,000 | |
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4111 S Telegraph Rd, Dearborn Heights, MI 48125 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 0.3% | 75% | $61,666 | View |
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7130 Allen Rd, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 3 | 0.3% | 100% | $118,333 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 2 +9 HELOCs |
0.2% | 28.6% | $100,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +8 HELOCs |
0.2% | 100% | $135,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 75% | $120,000 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $225,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $70,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $70,000 | View |
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30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 0.2% | 100% | $60,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 2 | 0.2% | 100% | $60,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 2 | 0.2% | 100% | $55,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 2 | 0.2% | 50% | $40,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional, FHA, Jumbo | 2 | 0.2% | 66.7% | $700,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.2% | 100% | $135,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 20% | $65,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 0.1% | 50% | $55,000 | View |
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3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.1% | 50% | $25,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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25745 Ford Rd, Dearborn Heights, MI 48127 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +13 HELOCs |
0% | 0% | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 266 +9 HELOCs |
29.7% | 87.9% | $248,834 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 227 | 25.4% | 81.1% | $206,189 | |
Mortgage 1 Incorporated
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Conventional, FHA | 8 | 0.9% | 100% | $157,500 | |
Mortgage Center LC
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Conventional, FHA | 6 | 0.7% | 75% | $103,333 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 5 | 0.6% | 100% | $135,000 | |
Staunton Financial Inc
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Conventional, FHA, Jumbo | 5 | 0.6% | 100% | $421,000 | |
Uif Corporation
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Conventional | 4 | 0.4% | 80% | $167,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 0.3% | 100% | $175,000 | |
Ross Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 60% | $185,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.1% | 57.1% | $205,000 | |
Primelending
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Conventional, FHA | 37 | 4.1% | 100% | $299,054 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 31 +8 HELOCs |
3.5% | 97% | $253,064 | |
Newrez LLC
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Conventional, FHA | 16 | 1.8% | 80% | $228,125 | |
Nationstar Mortgage
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Conventional, VA | 12 | 1.3% | 81.2% | $75,833 | |
The Mortgage Link, Inc.
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Conventional, FHA, VA | 11 | 1.2% | 100% | $205,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 0.8% | 63.6% | $236,428 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
0.7% | 75% | $156,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 0.6% | 100% | $141,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.6% | 50% | $177,000 | |
Guidance Residential, LLC
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Conventional | 5 | 0.6% | 100% | $239,000 | |
AmWest Funding Corp
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Conventional | 5 | 0.6% | 100% | $241,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 0.6% | 83.3% | $475,000 | View |
Zillow Home Loans, LLC
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Conventional | 5 | 0.6% | 83.3% | $129,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.6% | 71.4% | $115,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.4% | 80% | $292,500 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 3 | 0.3% | 42.9% | $181,666 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 0.3% | 100% | $141,666 | |
21St Mortgage
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Conventional | 3 | 0.3% | 30% | $28,333 | |
American Financial Network, Inc.
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Conventional | 2 | 0.2% | 100% | $160,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.2% | 66.7% | $265,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $230,000 | |
Mortgage Research Center
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VA | 2 | 0.2% | 100% | $170,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.2% | 20% | $35,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.2% | 66.7% | $165,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.1% | 50% | $75,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 50% | $205,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 27.8% | $145,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 25% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 7.1% | $105,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.1% | 100% | $275,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $135,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $315,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 25% | $165,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $395,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $125,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 33.3% | $105,000 | View |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 14.3% | $155,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Southwest Funding LP
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FHA | 1 | 0.1% | 100% | $265,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 25% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Dearborn Heights Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dearborn Heights, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Dearborn Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dearborn Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dearborn Heights, MI
Use these to narrow the list above. Each category shows how many Dearborn Heights, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Dearborn Heights, MI
Independent mortgage companies closed 77.2 percent of home loans in Dearborn Heights, Michigan in 2025, banks 13.1 percent and credit unions 9.7 percent. Member First Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dearborn Heights, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Dearborn Heights, Michigan with 22 loans, about 2.5 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dearborn Heights, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.9 percent, against a 78 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Dearborn Heights, Michigan in 2025, led by United Wholesale Mortgage with 51. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 28 credit unions closed home loans in Dearborn Heights, Michigan in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dearborn Heights, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dearborn Heights, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dearborn Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
