Mortgage Lenders and Brokers in Allegan, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Allegan, Michigan mortgage lenders include Huntington National BankHuntington National Bank236 Hubbard St, Allegan, MI 49010A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1511 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Ignite Credit UnionIgnite Credit Union755 Grand St, Allegan, MI 49010 8027A5.0 ★Texas Ratio: 7.48%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, United Bank of MichiganUnited Bank of Michigan8301 Byron Center Ave Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 0.48%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, and Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Allegan, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Allegan are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Allegan, Michigan
Market share is the lender's share of all home loans closed in Allegan, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Allegan 236 Hubbard St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 15 +15 HELOCs |
5.3% | 75% | $192,333 | View |
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1 office in Allegan 1511 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +11 HELOCs |
2.5% | 70% | $189,285 | View |
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★ 1.7 stars, 3 reviews 1 office in Allegan 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $215,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 21 +9 HELOCs |
7.4% | 91.3% | $235,952 | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 21 +5 HELOCs |
7.4% | 95.5% | $294,523 | View |
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755 Grand St, Allegan, MI 49010 8027 A5.0 ★Texas Ratio: 7.48% |
Conventional | 16 | 5.6% | 88.9% | $103,750 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 7 +3 HELOCs |
2.5% | 100% | $146,428 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 7 | 2.5% | 70% | $215,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 5 | 1.8% | 100% | $389,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 42.9% | $85,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $301,666 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 1.1% | 100% | $315,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $295,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 0.7% | 100% | $260,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 0.7% | 100% | $150,000 | View |
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9265 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.4% | 50% | $175,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 9.5% | 87.9% | $247,592 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 6.3% | 69.2% | $175,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 9 | 3.2% | 100% | $153,888 | |
Top Flite Financial, Inc.
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Conventional, FHA, VA | 8 | 2.8% | 100% | $237,500 | |
Northern Mortgage Services, LLC
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Conventional, FHA, VA | 6 | 2.1% | 100% | $251,666 | |
Mortgage Center LC
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Conventional | 5 | 1.8% | 100% | $157,000 | |
GreenStone Farm Credit Services
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Conventional | 3 | 1.1% | 100% | $351,666 | |
Mortgage 1 Incorporated
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Conventional, FHA | 2 | 0.7% | 100% | $260,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 0.4% | 100% | $205,000 | |
Legacy Mortgage
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 2.1% | 100% | $258,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.1% | 85.7% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 1.8% | 100% | $241,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.8% | 83.3% | $243,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.8% | 71.4% | $315,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 80% | $250,000 | |
Freedom Mortgage Corporation
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VA | 4 | 1.4% | 100% | $302,500 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 4 | 1.4% | 100% | $222,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.7% | 100% | $350,000 | View |
American Financial Resources LLC
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Conventional, VA | 2 | 0.7% | 100% | $190,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.7% | 50% | $135,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $250,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.7% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $215,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.7% | 100% | $310,000 | |
Alliant Credit Union
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $175,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $245,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $145,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $115,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 66.7% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Allegan Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Allegan, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Allegan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Allegan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Allegan, MI
Use these to narrow the list above. Each category shows how many Allegan, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Allegan, MI
Independent mortgage companies closed 48.2 percent of home loans in Allegan, Michigan in 2025, banks 20.8 percent and credit unions 31 percent. United Wholesale Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Allegan, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Allegan, Michigan with 15 loans, about 5.3 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Allegan, Michigan in 2025, led by United Wholesale Mortgage with 6. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 18 credit unions closed home loans in Allegan, Michigan in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Allegan, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Allegan, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Allegan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
