Mortgage Lenders and Brokers in Westfield, Massachusetts
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Westfield, Massachusetts mortgage lenders include Westfield BankWestfield Bank560 E Main St, Westfield, MA 01085A+5.0 ★Texas Ratio: 2.93%, PeoplesBankPeoplesBank281 E Main St, Westfield, MA 01085A+5.0 ★Texas Ratio: 5.27%, Citizens Bank, NACitizens Bank, NA57 Main St, Westfield, MA 01085A+5.0 ★Texas Ratio: 5.44%, Keybank National AssociationKeybank National Association10 Broad St, Westfield, MA 01085A+5.0 ★Texas Ratio: 4.81%, M&T BankM&T Bank10 Elm St, Westfield, MA 01085A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank60 Main St, Westfield, MA 01085A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA280b E Main St, Westfield, MA 01085A+5.0 ★Texas Ratio: 3.68%, Beacon Bank & TrustBeacon Bank & Trust31 Court St, Westfield, MA 01085A+5.0 ★Texas Ratio: 5.36%, Polish National Credit UnionPolish National Credit Union1 Parkside Ave, Westfield, MA 01085A+5.0 ★Texas Ratio: 1.02%, and Freedom Credit UnionFreedom Credit Union1976 MEMORIAL DR, CHICOPEE, MA 01020A5.0 ★Texas Ratio: 8.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westfield, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westfield are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westfield, Massachusetts
Market share is the lender's share of all home loans closed in Westfield, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4 offices in Westfield 560 E Main St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 73 +73 HELOCs |
15.2% | 100% | $231,301 | View |
|
1 office in Westfield 281 E Main St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 20 +6 HELOCs |
4.2% | 90.9% | $212,500 | View |
|
1 office in Westfield 57 Main St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, HELOC | 5 +22 HELOCs |
1% | 100% | $303,000 | View |
|
1 office in Westfield 10 Broad St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
1% | 41.7% | $281,000 | View |
|
1 office in Westfield 10 Elm St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +40 HELOCs |
0.6% | 100% | $298,333 | View |
|
1 office in Westfield 60 Main St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 50% | $130,000 | View |
|
1 office in Westfield 280b E Main St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
|
2 offices in Westfield 31 Court St, Westfield, MA 01085 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 Parkside Ave, Westfield, MA 01085 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 22 | 4.6% | 70.6% | $120,000 | View |
|
1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 10 | 2.1% | 100% | $156,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 8 +1 HELOCs |
1.7% | 71.4% | $123,750 | View |
|
145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 8 | 1.7% | 88.9% | $263,750 | View |
|
14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 6 | 1.2% | 100% | $150,000 | View |
Bankesb
85 Broad St, Westfield, MA 01085 |
Conventional, HELOC | 4 +13 HELOCs |
0.8% | 66.7% | $275,000 | |
|
★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $242,500 | View |
|
390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 3 | 0.6% | 100% | $305,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $325,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $330,000 | View |
|
61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 2 | 0.4% | 100% | $140,000 | View |
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 0.4% | 50% | $95,000 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 0.4% | 100% | $210,000 | View |
|
175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 2 | 0.4% | 66.7% | $100,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 2 | 0.4% | 100% | $50,000 | View |
|
599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
|
1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
123 Alden Rd, Fairhaven, MA 02719 C4.0 ★Texas Ratio: 27.62% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 1 | 0.2% | 100% | $405,000 | |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
93 Park St, Adams, MA 01220 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
|
1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2 Park St, Adams, MA 01220 A5.0 ★Texas Ratio: 7.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Radius Financial Group Inc
|
Conventional, FHA, VA | 9 | 1.9% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 7 | 1.5% | 87.5% | $347,857 | View |
New Fed Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $290,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 40 | 8.3% | 86% | $197,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 24 | 5% | 93.1% | $226,250 | View |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 18 +5 HELOCs |
3.7% | 90% | $341,111 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
2.9% | 93.3% | $279,285 | |
Homestead Funding Corp.
|
Conventional, FHA | 14 | 2.9% | 100% | $213,571 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 2.5% | 70.6% | $310,833 | |
Mortgage Research Center
|
VA | 9 | 1.9% | 90% | $366,111 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 9 | 1.9% | 100% | $370,555 | |
Total Mortgage Services, LLC
|
Conventional, FHA, VA | 8 | 1.7% | 88.9% | $241,250 | |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional, HELOC | 7 +3 HELOCs |
1.5% | 100% | $442,142 | View |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.2% | 75% | $193,333 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 1.2% | 100% | $146,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 5 | 1% | 87.5% | $233,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 1% | 83.3% | $229,000 | |
360 Federal Credit Union
|
Conventional | 5 | 1% | 100% | $55,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1% | 71.4% | $147,000 | |
Northern Mortgage Services, LLC
|
Conventional | 4 | 0.8% | 100% | $292,500 | |
Affordable Mortgage Advisors
|
Conventional | 4 | 0.8% | 100% | $295,000 | |
Guild Mortgage Company
|
Conventional, VA | 4 | 0.8% | 100% | $395,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $320,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $320,000 | |
First Community Mortgage, Inc.
|
Conventional, VA | 3 | 0.6% | 100% | $321,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 3 | 0.6% | 100% | $351,666 | |
Lower, LLC
|
FHA, HELOC | 2 +1 HELOCs |
0.4% | 40% | $335,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $230,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.4% | 100% | $260,000 | |
Goodleap, LLC
|
FHA | 2 | 0.4% | 100% | $300,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $345,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 0.4% | 100% | $480,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 33.3% | $95,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.4% | 100% | $390,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 50% | $360,000 | View |
Harborone Mortgage, LLC
|
Conventional | 2 | 0.4% | 50% | $390,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | |
Keystone Funding, Inc
|
Conventional | 2 | 0.4% | 100% | $320,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $260,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.4% | 100% | $315,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $245,000 | View |
EMM Loans LLC
|
VA | 1 | 0.2% | 100% | $305,000 | |
Semper Home Loans, Inc
|
FHA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
American Eagle FCU
|
Conventional | 1 | 0.2% | 50% | $185,000 | |
Primelending
|
VA | 1 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
Advancial Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $445,000 | View |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Milend, Inc
|
FHA | 1 | 0.2% | 50% | $355,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Webster Bank, N.A.
|
VA | 1 | 0.2% | 100% | $745,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $95,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Westfield Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westfield, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Westfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westfield, MA
Use these to narrow the list above. Each category shows how many Westfield, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Westfield, MA
Independent mortgage companies closed 51.8 percent of home loans in Westfield, Massachusetts in 2025, banks 33.1 percent and credit unions 15.2 percent. Radius Financial Group Inc was the largest mortgage company, Westfield Bank the largest bank and Polish National Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Westfield Bank led with 73 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westfield, MA
By home loans closed in 2025, Westfield Bank was the largest mortgage lender in Westfield, Massachusetts with 73 loans, about 15.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Westfield, Massachusetts, Westfield Bank approved the highest share of completed applications in 2025 at 100 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Westfield, Massachusetts in 2025, led by Cmg Mortgage Inc with 8. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 20 credit unions closed home loans in Westfield, Massachusetts in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westfield, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westfield, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
