Mortgage Lenders and Brokers in West Springfield Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Springfield Town, Massachusetts mortgage lenders include Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, Freedom Credit UnionFreedom Credit Union1976 MEMORIAL DR, CHICOPEE, MA 01020A5.0 ★Texas Ratio: 8.45%, Polish National Credit UnionPolish National Credit Union46 Main St, Chicopee, MA 01020A+5.0 ★Texas Ratio: 1.02%, Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, Arrha Credit UnionArrha Credit Union145 Industry Ave, Springfield, MA 01104 3222, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, BankesbBankesb770 Main St, Agawam, MA 01001, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Springfield Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Springfield Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Springfield Town, Massachusetts
Market share is the lender's share of all home loans closed in West Springfield Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 35 +28 HELOCs |
9.4% | 100% | $254,714 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 11 | 2.9% | 84.6% | $130,454 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 11 | 2.9% | 91.7% | $94,090 | View |
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★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 10 +2 HELOCs |
2.7% | 100% | $281,000 | View |
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145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 9 | 2.4% | 100% | $143,888 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 6 +18 HELOCs |
1.6% | 75% | $293,333 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 5 +13 HELOCs |
1.3% | 85.7% | $199,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 5 | 1.3% | 100% | $101,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 80% | $265,000 | |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.1% | 100% | $372,500 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 4 | 1.1% | 80% | $65,000 | View |
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6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 37.5% | $231,666 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 3 | 0.8% | 100% | $141,666 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 3 | 0.8% | 100% | $328,333 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.5% | 50% | $165,000 | View |
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14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 2 | 0.5% | 33.3% | $95,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +16 HELOCs |
0.3% | 100% | $235,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $395,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $495,000 | View |
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599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Park St, Adams, MA 01220 A5.0 ★Texas Ratio: 7.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional, FHA | 15 | 4% | 100% | $261,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 8 | 2.1% | 88.9% | $307,500 | View |
Members Mortgage Company Inc
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Conventional | 2 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 31 +1 HELOCs |
8.3% | 86.1% | $235,967 | View |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 7.8% | 90.6% | $232,931 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
3.7% | 77.8% | $336,428 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
2.9% | 91.7% | $217,727 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 2.1% | 100% | $301,250 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 1.9% | 100% | $303,571 | |
Mortgage Research Center
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VA | 7 | 1.9% | 100% | $336,428 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1.9% | 87.5% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 7 | 1.9% | 100% | $329,285 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.6% | 85.7% | $258,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.6% | 85.7% | $233,333 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, HELOC | 5 +1 HELOCs |
1.3% | 100% | $273,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.3% | 83.3% | $213,000 | |
Newrez LLC
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Conventional, FHA | 4 | 1.1% | 40% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 1.1% | 80% | $285,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $171,666 | |
Semper Home Loans, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $285,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $271,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $198,333 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.8% | 44.4% | $385,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.8% | 100% | $331,666 | |
Total Mortgage Services, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $355,000 | |
Geneva Financial LLC
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FHA, VA | 3 | 0.8% | 100% | $348,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.8% | 100% | $358,333 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $170,000 | View |
American Eagle FCU
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $140,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $280,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.5% | 100% | $320,000 | View |
Deephaven Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Homestead Funding Corp.
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Conventional, VA | 2 | 0.5% | 100% | $265,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
Mid-Island Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 50% | $185,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $435,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 12.5% | $255,000 | |
First Home Mortgage
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Greenwood Credit Union
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Conventional | 1 | 0.3% | 100% | $115,000 | |
William Raveis Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
360 Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
First World Mortgage Corporaton
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FHA | 1 | 0.3% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $315,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Milend, Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
Westerly Community Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Springfield Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Springfield Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in West Springfield Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Springfield Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Springfield Town, MA
Use these to narrow the list above. Each category shows how many West Springfield Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in West Springfield Town, MA
Independent mortgage companies closed 59.6 percent of home loans in West Springfield Town, Massachusetts in 2025, banks 24.9 percent and credit unions 15.5 percent. Radius Financial Group Inc was the largest mortgage company, Westfield Bank the largest bank and Freedom Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Westfield Bank led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Springfield Town, MA
By home loans closed in 2025, Westfield Bank was the largest mortgage lender in West Springfield Town, Massachusetts with 35 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in West Springfield Town, Massachusetts in 2025, led by Cmg Mortgage Inc with 8. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 19 credit unions closed home loans in West Springfield Town, Massachusetts in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Springfield Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Springfield Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Springfield Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
