Mortgage Lenders and Brokers in Salisbury, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Salisbury, Massachusetts mortgage lenders include Newburyport Five Cents Savings BankNewburyport Five Cents Savings Bank6 Merrill St, Salisbury, MA 01952A-4.9 ★Texas Ratio: 16.54%, Institution For SavingsInstitution For Savings7 Bridge Rd, Salisbury, MA 01952A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Jeanne D'Arc Credit UnionJeanne D'Arc Credit Union245 Chelmsford St, Chelmsford, MA 01824 2343A+5.0 ★Texas Ratio: 2.58%, Brightbridge Credit UnionBrightbridge Credit Union100 Macy St, Amesbury, MA 01913 4315, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and BankesbBankesb770 Main St, Agawam, MA 01001. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salisbury, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salisbury are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Salisbury, Massachusetts
Market share is the lender's share of all home loans closed in Salisbury, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Salisbury 6 Merrill St, Salisbury, MA 01952 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 3 | 1.8% | 100% | $371,666 | View |
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7 Bridge Rd, Salisbury, MA 01952 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 14 | 8.4% | 87.5% | $344,285 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 5 +11 HELOCs |
3% | 100% | $633,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 2.4% | 100% | $530,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $258,333 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 3 +1 HELOCs |
1.8% | 100% | $165,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 1.8% | 100% | $311,666 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
1.2% | 66.7% | $245,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $405,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 2 | 1.2% | 100% | $205,000 | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 2 | 1.2% | 66.7% | $415,000 | |
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1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 1.2% | 100% | $270,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $275,000 | View |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $375,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.6% | 100% | $125,000 | |
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100 Cummings Ctr Ste 101f, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.6% | 50% | $125,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
FHA | 1 | 0.6% | 100% | $465,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.6% | 100% | $625,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional | 8 | 4.8% | 80% | $438,750 | |
Enterprise Bank and Trust Company
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Conventional | 2 | 1.2% | 100% | $555,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 1.2% | 100% | $755,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.6% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 7.2% | 86.7% | $368,333 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo | 11 | 6.6% | 84.6% | $552,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 5.4% | 100% | $376,111 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 7 +1 HELOCs |
4.2% | 100% | $549,285 | |
United Wholesale Mortgage
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Conventional, HELOC | 5 +1 HELOCs |
3% | 85.7% | $397,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2.4% | 80% | $367,500 | |
Primelending
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Conventional, FHA | 3 | 1.8% | 100% | $441,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 1.8% | 75% | $445,000 | View |
Total Mortgage Services, LLC
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Conventional | 3 | 1.8% | 100% | $411,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.8% | 100% | $245,000 | View |
Newrez LLC
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Conventional | 2 | 1.2% | 100% | $555,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 1.2% | 100% | $510,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.2% | 50% | $425,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $290,000 | |
Keystone Funding, Inc
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Conventional | 2 | 1.2% | 100% | $730,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $580,000 | |
Service Federal Credit Union
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Conventional, HELOC | 1 +5 HELOCs |
0.6% | 50% | $125,000 | |
EMM Loans LLC
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VA | 1 | 0.6% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $565,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $425,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $555,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $785,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.42% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 16.7% | $55,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Shoreham Bank
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FHA | 1 | 0.6% | 100% | $605,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.6% | 50% | $185,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Lighthouse Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Salisbury Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Salisbury, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Salisbury? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salisbury in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Salisbury, MA
Use these to narrow the list above. Each category shows how many Salisbury, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Salisbury, MA
Independent mortgage companies closed 49.1 percent of home loans in Salisbury, Massachusetts in 2025, banks 41.9 percent and credit unions 9 percent. Mortgage Equity Partners LLC was the largest mortgage company, Newburyport Five Cents Savings Bank the largest bank and Jeanne D'Arc Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Newburyport Five Cents Savings Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Salisbury, MA
By home loans closed in 2025, Newburyport Five Cents Savings Bank was the largest mortgage lender in Salisbury, Massachusetts with 3 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Salisbury, Massachusetts in 2025, led by Fall River Five Cents Savings with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Salisbury, Massachusetts in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salisbury, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salisbury, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salisbury. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
