Amesbury Town, Massachusetts mortgage lenders include Institution For SavingsInstitution For Savings112 County Rd, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.22%, Newburyport Five Cents Savings BankNewburyport Five Cents Savings Bank40 Friend St, Amesbury, MA 01913A-4.9 ★Texas Ratio: 16.54%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Align Credit UnionAlign Credit Union19 Haverhill Rd, Amesbury, MA 01913A5.0 ★Texas Ratio: 10.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, BankesbBankesb770 Main St, Agawam, MA 01001, Brightbridge Credit UnionBrightbridge Credit Union100 Macy St, Amesbury, MA 01913 4315, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Amesbury Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Amesbury Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Amesbury Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 24 | 7.4% | 96% | $465,833 | View |
|
40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 14 | 4.3% | 100% | $330,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 9 +2 HELOCs |
2.8% | 100% | $538,333 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 7 +1 HELOCs |
2.1% | 87.5% | $539,285 | View |
|
19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional, HELOC | 5 +10 HELOCs |
1.5% | 83.3% | $219,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 100% | $455,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 4 | 1.2% | 100% | $322,500 | |
|
100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 100% | $291,666 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +14 HELOCs |
0.6% | 100% | $735,000 | View |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 100% | $605,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 50% | $260,000 | |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $745,000 | View |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 0.6% | 100% | $740,000 | View |
|
250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.6% | 66.7% | $95,000 | View |
|
120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.6% | 100% | $455,000 | View |
|
820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $715,000 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $605,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $515,000 | View |
|
19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
|
493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.3% | 50% | $105,000 | |
|
6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
310 LOWELL ST, ANDOVER, MA 01810 A+5.0 ★Texas Ratio: 5.84% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
|
Conventional, VA | 7 | 2.1% | 77.8% | $517,857 | |
New Fed Mortgage Corp.
|
Conventional, FHA | 6 | 1.8% | 100% | $533,333 | |
|
A+5.0 ★Texas Ratio: 4.53% |
Conventional | 3 | 0.9% | 100% | $441,666 | View |
Radius Financial Group Inc
|
Conventional | 2 | 0.6% | 100% | $540,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.6% | 100% | $460,000 | View |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 0.3% | 33.3% | $585,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 8% | 83.9% | $340,384 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 22 +4 HELOCs |
6.7% | 100% | $361,818 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 18 | 5.5% | 100% | $435,555 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 17 +2 HELOCs |
5.2% | 85% | $453,823 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 13 | 4% | 100% | $498,076 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 12 | 3.7% | 100% | $492,500 | View |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
2.5% | 88.9% | $311,250 | |
Guild Mortgage Company
|
Conventional | 6 | 1.8% | 85.7% | $418,333 | |
Keystone Funding, Inc
|
Conventional | 5 | 1.5% | 100% | $527,000 | |
EMM Loans LLC
|
Conventional | 4 | 1.2% | 100% | $475,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 4 | 1.2% | 100% | $537,500 | |
Synergy One Lending, Inc.
|
Conventional | 4 | 1.2% | 100% | $355,000 | |
Total Mortgage Services, LLC
|
Conventional | 4 | 1.2% | 100% | $520,000 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1.2% | 66.7% | $207,500 | |
Service Federal Credit Union
|
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.9% | 100% | $391,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 0.9% | 100% | $351,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.9% | 37.5% | $381,666 | |
Harborone Mortgage, LLC
|
Conventional | 3 | 0.9% | 100% | $521,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 60% | $455,000 | View |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $605,000 | |
Primelending
|
Conventional | 2 | 0.6% | 100% | $495,000 | |
Newrez LLC
|
Conventional | 2 | 0.6% | 100% | $415,000 | |
Discover Bank
|
Conventional | 2 | 0.6% | 50% | $85,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $520,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.6% | 66.7% | $490,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.3% | 50% | $685,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.3% | 100% | $625,000 | |
Amerant Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Shoreham Bank
|
FHA | 1 | 0.3% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo | 1 | 0.3% | 100% | $915,000 | View |
Mortgage Research Center
|
VA | 1 | 0.3% | 50% | $865,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $655,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Holy Rosary Regional Credit Union
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Webster Bank, N.A.
|
Conventional | 1 | 0.3% | 100% | $825,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $815,000 | View |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $455,000 | |
JMAC Lending, Inc.
|
VA | 1 | 0.3% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lighthouse Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Amesbury Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Amesbury Town in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Amesbury Town, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.3 percent of home loans in Amesbury Town, Massachusetts in 2025, banks 35.3 percent and credit unions 6.4 percent. New Fed Mortgage Corp. was the largest mortgage company, Institution For Savings the largest bank and Align Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Institution For Savings led with 24 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Institution For Savings was the largest mortgage lender in Amesbury Town, Massachusetts with 24 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Amesbury Town, Massachusetts in 2025, led by Freedom Mortgage Corporation with 3. 10 lenders closed VA loans, led by Salem Five Mortgage Company LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 15 credit unions closed home loans in Amesbury Town, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Amesbury Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Amesbury Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Amesbury Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.