White Marsh, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, Peake Federal Credit UnionPeake Federal Credit Union8640 Ridgelys Choice Dr, Baltimore, MD 21236A+5.0 ★Texas Ratio: 1.25%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Marsh, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Marsh are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in White Marsh, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +3 HELOCs |
2.5% | 57.1% | $97,500 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 4 | 2.5% | 100% | $200,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 4 | 2.5% | 100% | $105,000 | View |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.9% | 75% | $398,333 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $228,333 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 1.9% | 100% | $38,333 | View |
|
8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 1.3% | 100% | $85,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $255,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 1.3% | 100% | $380,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +8 HELOCs |
0.6% | 100% | $465,000 | |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $235,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $45,000 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $295,000 | View |
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $105,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
|
8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
|
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
|
Conventional, FHA | 7 | 4.4% | 100% | $319,285 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 6 | 3.8% | 100% | $358,333 | View |
Direct Mortgage Loans, LLC
|
Conventional | 5 | 3.1% | 100% | $441,000 | |
Cazle Mortgage, Inc.
|
Conventional | 2 | 1.3% | 100% | $295,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Bay Capital Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
Rocket Mortgage
|
Conventional, FHA | 18 | 11.3% | 90.5% | $224,444 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 17 | 10.7% | 81% | $429,117 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 5 | 3.1% | 100% | $201,000 | |
TowneBank
|
Conventional, VA | 4 | 2.5% | 100% | $412,500 | |
United Wholesale Mortgage
|
Conventional, VA | 3 | 1.9% | 100% | $295,000 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 1.9% | 66.7% | $305,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.3% | 50% | $390,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $365,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $195,000 | |
Cmg Mortgage Inc
|
FHA | 2 | 1.3% | 100% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 1.3% | 100% | $205,000 | |
Mortgage Research Center
|
VA | 2 | 1.3% | 100% | $240,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.3% | 100% | $315,000 | |
Nmsi, Inc.
|
Conventional | 2 | 1.3% | 100% | $305,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 1.3% | 100% | $430,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $35,000 | View |
Arc Home LLC
|
Conventional | 1 | 0.6% | 100% | $415,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.6% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.6% | 100% | $405,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.6% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
American Finance House Lariba
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $515,000 | View |
Churchill Mortgage Corporation
|
VA | 1 | 0.6% | 50% | $455,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.6% | 100% | $275,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Waterstone Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $255,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $705,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
Digital Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $425,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.6% | 100% | $545,000 | View |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in White Marsh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Marsh in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many White Marsh, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.6 percent of home loans in White Marsh, Maryland in 2025, banks 19.5 percent and credit unions 11.9 percent. Nfm, Inc was the largest mortgage company, First National Bank of PA the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in White Marsh, Maryland with 4 loans, about 2.5 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in White Marsh, Maryland in 2025, led by DHI Mortgage Company, LTD. with 8. 10 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 13 credit unions closed home loans in White Marsh, Maryland in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Marsh, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Marsh, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Marsh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.